Can we get congress, or at least state congresses one by one, to pass a law that says, rather than filing their rates, they must provide a web API for accessing them. That would make the records much more accessible to everyone and solve this comparison accuracy problem. It is definitely in the interests of the consumers.
Auto Insurance Comparison Startup Leaky Launches Nationally, Raises $670K
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Re: Auto Insurance Comparison Startup Leaky Launches Nationally, Raises $670K
#42This has the exact same issue that nearly all insurance companies seem to have and is the reason I'm with my current insurance company. I have a 1978 Datsun/Nissan 280Z. Only one insurance company allowed an online/unattended quote for insuring that age car. Only one other company was able to give a quote after talking with them on the phone, all of the others didn't have the ability to do a quote, even for liability…
On a car that age, even with the insurance comparison websites in the UK, it is often better and cheaper to go to a specialized broker who specialize in vintage/classic cars. They are often much cheaper and since they are small companies tend not to have online quotations. The UI really isn't a problem, it just comes down to the company having the coplete set of data, which really is down to them either creating this…
I rotate through antique/classic cars about every 5 years. I buy one in alright condition, slowly fix it up/restore it on weekends until it's in good enough condition to be a daily driver (normal commute is less than 2 miles), drive it for a while, then sell it and use some of the money to buy the next one. They're really not ready for specialized insurance until the last year or two I own them. That being said...because of the distance I drive, and the fact that it's only used for commuting/events/whatever (no out of town trips, not trips to the store, etc.) I typically have it on the super-cheap "I barely drive it" insurance and the company I'm with now (GEICO) has really good rates for antique/show cars.
Re: Auto Insurance Comparison Startup Leaky Launches Nationally, Raises $670K
#43Earlier quoted context omitted.
On a car that age, even with the insurance comparison websites in the UK, it is often better and cheaper to go to a specialized broker who specialize in vintage/classic cars. They are often much cheaper and since they are small companies tend not to have online quotations. The UI really isn't a problem, it just comes down to the company having the coplete set of data, which really is down to them either creating this…
I rotate through antique/classic cars about every 5 years. I buy one in alright condition, slowly fix it up/restore it on weekends until it's in good enough condition to be a daily driver (normal commute is less than 2 miles), drive it for a while, then sell it and use some of the money to buy the next one. They're really not ready for specialized insurance until the last year or two I own them. That being said...bec…
That's kind of the scenario I was thinking of for the UK, where they have a very limited mileage insurance (2-3k miles per year). Typically owners of these cars only drive them rarely at the weekends, and only in the summer/in dry conditions.
Re: Auto Insurance Comparison Startup Leaky Launches Nationally, Raises $670K
#44What language is the backend in?