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Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

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Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#41
post #25

Our bank (a major retail bank in UK) is refusing doing business with OpenRouter and OpenRouter issued a refund which we did not request. So something is up. There is that. I might be paranoid but I feel that access to models will become more constraint in the future as the industry gets more regulated.

I don't quite understand what you mean by something is up. Was the reason around security/telemetry or similar?

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#42

It should be noted about Openrouter that you aren't allowed to expose the access to end users, it has to be for internal usage only, which can be fatal as they have made waves of account banning lately (without warnings).

You are absolutely allowed to expose access to end users, as long as you continue to abide by terms of service. We have hundreds, if not thousands, of apps built on openrouter that in turn have end users of their own. We showcase many of them on our /apps ranking page!

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#43
post #15

Has anyone (other than OpenClaw) used pi? ( https://shittycodingagent.ai/ , https://pi.dev/ ) Any insights / suggestions / best practices?

i really have been enjoying pi a lot

at first i thought i was goring to build lots of extra plugins and commands but what ended up working for me is:

- i have a simpel command that pulls context from a linear issue

- simple review command

- project specific skills for common tasks

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#44
post #19

I don't think there's currently better value than Github's $40 plan which gives you access to GPT5 & Claude variants. It's pay per request so not ideal for back-and-forth but great for building complex features on the cheap compared to paying per token. Because GH is accessing the API behind the scenes, you should face less degradation when using Sonnet/Opus models compared to a Claude subscription. Keep a ChatGPT $2…

I'm still paying the 10$ GH copilot but I don't use it because : - context is aggressively trimmed compared to CC obviously for cost saving reasons, so the performance is worse - the request pricing model forces me to adjust how I work Just these alone are not worth saving the 60$/month for me. I like the VSCode integration and the MCP/LSP usage surprised me sometimes over the dumb grep from CC. Ironically VSCode is…

You can use your GH subscription with a different harness. I'm using opencode with it, it turns GH into a pure token provider. The orchestration (compacting, etc.) is left to the harness.

It turns it into a very good value for money, as far as I'm concerned.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#45
post #7

When I use the tool ccusage it says I use $600 of usage a month for my $100. I don’t know that this is a good value proposition for me if I want to stay with the same model, half the reason I use Claude code, personally.

> Reallocating $100/Month Claude Code Spend The new gimped claude code limits means my claude code spend the last month is $131. It cost me $20. I did an additional spend $5 on extra usage which cost me $5. While VC's are setting fire to money I am going to warm my hands.

I think it is worth noting that “what they charge for api access” != “marginal cost of inference”. So I don’t think getting i.e. $40 of api usage for $20 would be insane. $131 for $20 does probably mean somebody is losing money though.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#46
post #41
post #25

Our bank (a major retail bank in UK) is refusing doing business with OpenRouter and OpenRouter issued a refund which we did not request. So something is up. There is that. I might be paranoid but I feel that access to models will become more constraint in the future as the industry gets more regulated.

I don't quite understand what you mean by something is up. Was the reason around security/telemetry or similar?

Bank refused to provide reasons - even after a formal complaint was raised with them.

We are not the only one. I found other people online experiencing the same issue. It is hard to tell how wide-spread this is but it is strange to say the least.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#47
post #19

I don't think there's currently better value than Github's $40 plan which gives you access to GPT5 & Claude variants. It's pay per request so not ideal for back-and-forth but great for building complex features on the cheap compared to paying per token. Because GH is accessing the API behind the scenes, you should face less degradation when using Sonnet/Opus models compared to a Claude subscription. Keep a ChatGPT $2…

Google $20/mo plan has great usage for Claude Opus. Last time I used it, around Feb, it felt basically unlimited.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#48

When I use the tool ccusage it says I use $600 of usage a month for my $100. I don’t know that this is a good value proposition for me if I want to stay with the same model, half the reason I use Claude code, personally.

I ran this just now and for a small web-app I built I used over $50 in a single day. This was using superpowers plugin and almost exclusively coordinating through Opus. Could I get by with 100$ a month without the subscription? Maybe, but I pay for the convenience of just being able to throw Opus with lavish plugins at it (with 5h limits that are, in my opinion, pretty reasonable). I don't really WANT to have to thin…

Depending on your workflow, in the spirit of reallocating $100/Month subscription, it may be worth dropping to the $20/Month plan (or equivalent at other providers) and then pay as you go on the (rare) occasions you "build a small web-app I built and used over $50 in a single day".

But at that point we are just min/maxing the details, and all I can say is if you are on a $100/$200 a month subscription to any of these services and not using them regularly then you shouldn't be on a $200 subscription any more than you should be on a $700 a month gym membership when you go every 3 months for 15 minutes.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#49
post #39

Earlier quoted context omitted.

I'm still paying the 10$ GH copilot but I don't use it because : - context is aggressively trimmed compared to CC obviously for cost saving reasons, so the performance is worse - the request pricing model forces me to adjust how I work Just these alone are not worth saving the 60$/month for me. I like the VSCode integration and the MCP/LSP usage surprised me sometimes over the dumb grep from CC. Ironically VSCode is…

Disagree entirely. GHCP at least is transparent about the pricing: hit enter on a prompt= one request. CC/Codex use some opaque quota scheme, where you never really know if a request will be 1,2,10% of your hourly max, let alone weekly max. I've never seen much difference with context ostensibly being shorter in GHCP, all of the models (in any provider) lose the thread well before their window is full, and it seems t…

>I've never seen much difference with context ostensibly being shorter in GHCP, all of the models (in any provider) lose the thread well before their window is full, and it seems that aggressive autocompaction is a pretty standard way to help with that, and CC/Codex do it frequently.

Then we've had wildly different results. Running CC and GH copilot with Opus 4.6 on same task and the results out of CC were just better, likewise for Codex and GPT 5.4. I have to assume it's the aggressive context compaction/limited context loading because tracking what copilot does it seems to read way less context and then misses out on stuff other agents pick up automatically.

Re: Reallocating $100/Month Claude Code Spend to Zed and OpenRouter

#50

I can't believe people are spending $100 a month on this! You're all mad!

I had a similar opinion a couple of years ago, content with more of an autocomplete.

Now I'm happy with agents as the models and harnesses have improved significantly but the token usage comes at a cost.

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