Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Simulator of the life of a 30-year-old in the UK

nicksimulator.com

Post reply on HN
Print view View original

41–50 of 164 posts

Re: Simulator of the life of a 30-year-old in the UK

#41

Post by gchadwick »

oncallthrow wrote: post #11

The Nick meme is a great way of encapsulating how utterly sick of the UK young professionals are at this point. There is no way to win. I know many young people who are very comfortably in the top 5% of earners in the UK, paying tens of thousands of pounds of income tax per year, and are still locked into paying massive amounts of rent, because it's near-impossible to actually own a house here at this point. So quite…

> It's really hard to describe how bad the general vibe is here.

Eh, think that depends upon your social circles, sure it's not perfect but the vibes just fine from my perspective. There seems to be a massive swelling of online opinion that everything's terrible and everyone's deeply unmotivated which certainly doesn't match lived reality for me

Re: Simulator of the life of a 30-year-old in the UK

#43

Post by extraisland »

mike-cardwell wrote: post #16

I live in the East Midlands in the UK. You can grab a reasonable first house here for less than £150k quite easily. So you'll need a 5% deposit, £7,500 for one of those. One person on an average salary for the area would be able to afford a mortgage for a house like this on their own. But Nick has a girlfriend, who can hopefully work, so should be able to afford it easily. But half of people earn less than the mean s…

Many people want to live in close proximity to their family. There are good reasons for this (you have a support network).

I want to move back closer to my family as they are getting older. I would like to move back so I can spend more time with my father as he is retiring this year. To afford a flat in Dorset it is 30,000 deposit. A deposits on a house would be about somewhere between £30,000-£100,000.

These aren't mansions BTW. These are normal 2-3 bed houses.

> But half of people earn less than the mean salar though. So what about those on minimum wage? Well, one person with a full time minimum wage job should be able to get a mortgage for close to £100k, so wouldn't be able to afford a £150k house on their own. They could scrape by and get a house close to £100k though. There are plenty of these. Again, two people on minimum wage should have no problem.

My two bed flat (that I got cheap) is £110,000 and I am in the North-West. I've not seen any houses up here that were worth buying less than £200,000.

You typically need a 15% deposit on a flat. I managed to go with some rando building society and get 10%.

Any houses that are £150,000 are always in horrible parts of town or they are complete dumps and need complete renovation.

If you are on a minimum wage (I spent 8 years on it) it is difficult to save money and when something like the boiler goes you are screwed.

Re: Simulator of the life of a 30-year-old in the UK

#44

Post by rob_c »

crikeykangaroo wrote: post #12

[flagged]

No. Honestly when you have police arresting pensioners for peaceful protest and a govt which is breaking every election promise and triggering 2 calls to hear for a new election (within 12 months of coming into power). Not too mention the population changes that have happened over the last 20 or so years. Knife crime and acid attacks on the rise, social cohesion at an all time low and a standing populace who are struggling to support a national debt over 90% of GDP. Britain is not "safe" and still continue to be getting worse.

But now I'll ask you if he's not the majority why are you attacking a minority? Do you have something against ethnically English, Scottish or Welsh people?

Re: Simulator of the life of a 30-year-old in the UK

#45

Post by dkiebd »

rhubarbtree wrote: post #31
dkiebd wrote: post #15

Earlier quoted context omitted.

And it’s actually good. Immigration does not do 30 year olds any favours. It only helps businesses and pensioners.

In the west there are not enough young people to support the elderly, and immigration of young people can help to address this problem to the benefit of everyone.

No, you mean to the benefit of pensioners.

Plus there are enough people to care of old people. It’s just that immigrants cause such downward pressure on salaries that elder care is not a viable job sector for most.

Re: Simulator of the life of a 30-year-old in the UK

#46

Post by password321 »

komali2 wrote: post #23
spangry wrote: post #20

Earlier quoted context omitted.

I missed that bit. What did it say?

Overblown dog whistles about "celebrate hijab day" or some such made-up nonsense I only hear about in conservative self victimisation fantasies.

I volunteered at a school. Rather than celebrating Christmas or Halloween, they had to celebrate Diwali because Christmas/Halloween might be too offensive or not inclusive enough. The country has gone mad.

Re: Simulator of the life of a 30-year-old in the UK

#47

Post by derelicta »

jamesalvarez wrote: post #10

This could actually be good but instead it just comes across as a coded xenophobic rant. Wasted opportunity!

I know right. Folks don't understand that people who come to our countries are also workers whose countries have been destroyed by OUR elites. A bit of solidarity would be healthy, useful and anchored in reality.

Re: Simulator of the life of a 30-year-old in the UK

#48

Post by wiether »

rahimnathwani wrote: post #27

How can Nick's rent be £4,500? You can rent a nice, 2 bedroom flat with two showers+toilets, 13 mins' walk from a London Underground station in zone 3, for less than £2,000. Even if they don't want to share with another couple, Nick and his girlfriend should each be paying less than £1,000, no?

Worse, in my first scenario, I started a £4,500 but then "girlfriend" ask to move together, so apparently Nick was living solo And once they moved together, the rent moved to £5,500
Post reply on HN