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Stripe is no longer a suitable payment processor

news.ycombinator.com

41–50 of 145 posts

Re: Stripe is no longer a suitable payment processor

#41
post #17

What's the best alternative? Currently working on an MVP and the horror stories have really put me off Stripe.

LemonSqueezy

I second LemonSqueezy. They're a bit new, but are going in the right direction.

Stripe isn't available in my country anyway.

PayPal's dev experience was quite bad, but trying to do business with them was virtually impossible. I wasted a lot of time from both the dev and business angles.

Re: Stripe is no longer a suitable payment processor

#42
post #4

What is the alternative to these large corporations? I will try to say it again… Web3. Easy to integrate as an option, start accepting payments worldwid, and you can never get deplatformed and your funds won’t be frozen. Why not? Over and over I see HN complain about enshittification of the latest large platform, but also somehow many people knee-jerk downvote anything about the decentralized alternatives because the…

My parents, which represent an average person nowadays, do know how to put card data into a site to pay something. What they don't know is how to pay with crypto, even more- for them cryptocoins= automatic scam. Web3 can be a nieche solution for some nieche ppl, but I don't see how it can become mainstream now, as a business you anyway need a classic payment processor bc too few ppl know what is crypto and how to use…

My parents, which represent an average person nowadays, do know how to ride a horse to get somewhere. What they don't know is how to drive a automobile, even more- for them gasoline=danger. Cars can be a nieche solution for some nieche ppl, but I don't see how it can become mainstream now, as a business you anyway need a classic horse barn bc too few ppl know what is a automobile and how to use it

Re: Stripe is no longer a suitable payment processor

#44
post #18

I can't even imagine running a physical item delivery if for some reason Stripe decides to just refund the customer if they claim chargeback for something which hasn't even been delivered

That's not a Stripe thing, it a Credit Card law thing. All card processors are the same.

If someone pays with a card, then disputes that they did not receive the service or product, the burden is on the vendor to prove they did. It's not the card processor who makes the final call either, it's the customers card company - it's out of Stripes hands.

Re: Stripe is no longer a suitable payment processor

#46

Stripe also wrongfully banned my newly created account .I wrote on HN but it didn't resolve the issue https://news.ycombinator.com/item?id=35287256 but then I wrote to the CEO and they unblocked my account in a few days.

I would not want to deal with any company where the only working method of resolving problems is talking to the CEO.

Re: Stripe is no longer a suitable payment processor

#47
post #34
post #30

Earlier quoted context omitted.

Its getting a bit boring to hear the same one word dismissal for everything over the last year. When HN learns a new word you really have to be patient.

I don't know, the word was backed up by an explanation that made sense to me.

And its hardly a new word.

Re: Stripe is no longer a suitable payment processor

#50
post #10

Earlier quoted context omitted.

I think the issue would be that you need to offer payment methods that your customers trust and will use. Does Web3 satisfy that need?

USDT, USDC, Ethereum, Bitcoin are trusted round the world. It’s not like the latest memecoin garbage

Not really. I cannot use bitcoin with any stretch of imagination the same way I can use EUR.
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