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Quitting the rat race

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Re: Quitting the rat race

#41

Post by metadat »

nine_k wrote: post #29
rubicon33 wrote: post #14

Posts like this frustrate me. "I'm quitting! But I'm not telling you anything about how I plan to pay for life." The message mostly resonates with me, right up until they leave out the most crucial part of the post. How do you escape the rat race, and still pay for things like health care, food, rent, etc. Even if you're making $100k+ a year, those costs aren't insignificant. No how do you handle them making $0k a ye…

Isn't it the classics of downshifting? Move to a cheap place, do some remote work, maybe time to time. Plan not to need much health care %)

How do you plan to not need healthcare. "Just don't get sick?"

???

Re: Quitting the rat race

#43

Post by notch656c »

BizarreByte wrote: post #37
notch656c wrote: post #20

Earlier quoted context omitted.

If you have kids and quit while your family is used to the standard of living there is a good chance a divorce is in the cards. You will then owe 20% (pretax, 30% post tax) of your "imputed" salary for the kid, as well as possible alimony. If you don't come up with 20% of your generous salary you git tossed in a cage, even if the kid only needs a tiny fraction of that for a decent life. For many it's impossible to st…

Tl;dr If you value your freedom to choose your own path don’t get married or have children.

In the US you owe child support even if you're raped. So it's not necessarily even a decision.

Re: Quitting the rat race

#44

Post by fullshark »

rubicon33 wrote: post #14

Posts like this frustrate me. "I'm quitting! But I'm not telling you anything about how I plan to pay for life." The message mostly resonates with me, right up until they leave out the most crucial part of the post. How do you escape the rat race, and still pay for things like health care, food, rent, etc. Even if you're making $100k+ a year, those costs aren't insignificant. No how do you handle them making $0k a ye…

Poetry has its place as well, he just wants to convey the emotions he's currently experiencing and what he thinks is driving it.

Re: Quitting the rat race

#45

Post by turkeygizzard »

dinobones wrote: post #12

I am in my mid 20s. I have about $200k saved and I think about quitting everyday, even though it would probably be disastrous for my career. I look up and I see colleagues in their 40s-50s. 20-30 years of experience in the industry, with the performance of their RSUs they probably easily have $2m+ net worth. I really don't understand why they don't quit. Just a naive example: Buy a cheap house ($250k) and live off of…

As a late 20s, recently laid off, I'm wondering why you think it would be disastrous for your career? I'm not necessarily disagreeing, I've been in a very similar headspace before, but now that it's actually happened - without my choice - it feels a lot less bad than I expected.

Maybe I'm in denial, but I'm not super worried about getting another job right now. I'm enjoying the time off and reevaluating my priorities. There's even a work-related benefit: the extra time / lack of stress has allowed me to read up on tools etc that I haven't been using (although lately I've been tuning out of career stuff entirely).

Re: Quitting the rat race

#46

Post by morepork »

nine_k wrote: post #29
rubicon33 wrote: post #14

Posts like this frustrate me. "I'm quitting! But I'm not telling you anything about how I plan to pay for life." The message mostly resonates with me, right up until they leave out the most crucial part of the post. How do you escape the rat race, and still pay for things like health care, food, rent, etc. Even if you're making $100k+ a year, those costs aren't insignificant. No how do you handle them making $0k a ye…

Isn't it the classics of downshifting? Move to a cheap place, do some remote work, maybe time to time. Plan not to need much health care %)

In most of the world basic health care is provided to all residents at low or no cost

Edit: to the user, paid for via taxes/etc.

Re: Quitting the rat race

#47

Post by lettergram »

dvt wrote: post #11

I might be a bit harsh, but this is a typical western le bon sauvage misunderstanding about what goes on in the wilderness. I also grew up in the mountains (of Eastern Europe), and I equally despise the eye-rolling fakery and the hustle and bustle of modern day Los Angeles. I love camping, and I surf, and kayak, scuba dive, offroad, and explore. But I don't make the category mistake of thinking the former is somehow…

As someone who has a farm an hour from anywhere, I can attest it’s … interesting and dangerous.

Imagine breaking a leg on a massive property, no roads to where you are, no cell service. What do you do? If you want to live, you crawl. If you’re strong enough, have enough will, and are lucky — you make it. Else, the coyotes eat you. Hell they might eat you anyway.

Addendum: just last week I was surrounded by the local pack of wild dogs. They were hungry and I saw one circle behind me. I drew my sidearm and yelled and they ran off. The point being, I had no help. None. If they were hungry enough, it would be me or them.

Re: Quitting the rat race

#48

Post by Waterluvian »

kashkhan wrote: post #40
dvt wrote: post #11

I might be a bit harsh, but this is a typical western le bon sauvage misunderstanding about what goes on in the wilderness. I also grew up in the mountains (of Eastern Europe), and I equally despise the eye-rolling fakery and the hustle and bustle of modern day Los Angeles. I love camping, and I surf, and kayak, scuba dive, offroad, and explore. But I don't make the category mistake of thinking the former is somehow…

there's a reason humans build cities. The wild is out to kill you. Pretty but deadly.

Not disagreeing. But someone once said it differently and it clicked for me: the wild is out to utilize you. We build cities in part to invert that status quo.

Re: Quitting the rat race

#49

Post by bradly »

rubicon33 wrote: post #14

Posts like this frustrate me. "I'm quitting! But I'm not telling you anything about how I plan to pay for life." The message mostly resonates with me, right up until they leave out the most crucial part of the post. How do you escape the rat race, and still pay for things like health care, food, rent, etc. Even if you're making $100k+ a year, those costs aren't insignificant. No how do you handle them making $0k a ye…

> "I'm quitting! But I'm not telling you anything about how I plan to pay for life."

I quit the rat race in my late 30's. I saved and lived a frugal life while earning a great FAANG salary during a time of economic growth. I used my savings to buy income producing rental properties and aggressively payoff mortgages. I now do woodworking most days and love it. The pay is low, but at least the hours are long.

I used to work on some of the most popular applications in the world. I would see my work in keynotes and read about my work here on HN, but none of that compared to making an urn for my cousin when my uncle passed away. Or selling a few items at a winter market at my kid's elementary school.

Re: Quitting the rat race

#50

Post by divbzero »

BizarreByte wrote: post #8

It’s a short piece, but it resonates with me, specifically this part: > I’m earning the most money I’ve ever made and yet I’m the least fulfilled I’ve ever been. I’m making the most I’ve ever made and I’ve never been less happy and more depressed. I despise being a cog in a huge corporate machine, it’s like the job was designed to be as unappealing as possible. At the same time I can’t get over the fact that I have i…

Remember that there are a range of options between highly-paid cog and financially-independent early retiree: jobs that pay less or jobs with higher uncertainty that care more fulfilling than the huge corporate machine. You could potentially find a better situation without quitting altogether.
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