The stuff that concerns me just as much as the policing of opinions is all the list of things requiring pre-approval. I have web applications that my customers pay for with cryptocurrency, sometimes use telemedicine or make an adult purchase. It seems like I am supposed to discuss all of my personal life and business ahead of time with PayPal and then I would still be just kind of hoping for good will.
PayPal restores to its TOS $2,500 charge for any post they don't like
41–50 of 158 posts
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#42I used to use paypal for everything but it occurred to me that I haven't used it since 2018. What niche does it support that direct payments don't? When I think of paypal, I think of delays.
I prefer to use PayPal to pay at random sites just because I'd rather not give my credit card number to a site that could be backdoored or even run by fraudsters. https://www.theregister.com/2022/05/18/fbi_credit_card/
So? Dispute it with the credit card, it's not a huge deal. By comparison Paypal is often linked to a bank account where you'd out the money until investigation completes. Even if you used credit cards exclusively on PayPal, PayPal's terms of service preclude you from using your credit card's chargeback. (I mean you could use it once I guess and then they ban you from using their processor)
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#43This is neither shocking, nor new.
A decade ago I remember a friend who had a small business selling some niche collectors items. One day, he was scammed. The guy reported that the package was never delivered and, without even investigating, Paypal banned my friend's account and awarded the buyer their money back.
Paypal has always, and will always be a shit company. Charging people $2,500 for wrongthink is simply asinine. They must be betting BIG on either woke politics being mainstream for the long term, unbreakable bonds with their existing customers, or both. I can't even think of someone around me that uses paypal regularly.
I will be interested in reading the technical report on how they plan on implementing this because I'm sure it'll be silicon valley diarrhea. I am currently working out how to pay companies in a similar fashion to Paypal. I'm looking at Privacy.com but something is off about it to me for some reason. Once that is solved I'll get this ape off my back forever.
I wonder what happens if I just say "lol, not paying" to them. Would they put me in collections? It seems infeasible to even enforce this and it strikes me that clicking a button doesn't amount of a legal agreement.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#44This does not seem to be accurate. I couldn't find anything in their TOS other than reasonable sounding restrictions on what can be sold. Sorry. https://www.paypal.com/us/webapps/mpp/ua/useragreement-full https://www.paypal.com/us/legalhub/acceptableuse-full
Admittedly I haven't done a close read, but on first skimming I didn't see anything that limits this to commercial transactions between arms-length buyers and sellers. Where are you getting that from? To my view, there's a world of difference between "You can't use PayPal as a payment processor for gun sales" and "You can't use PayPal to pay pals back for covering your range fees last Saturday." Yet the AUP seems bro…
> To my view, there's a world of difference between "You can't use PayPal as a payment processor for gun sales" and "You can't use PayPal to pay pals back for covering your range fees last Saturday."
Firearms are for absolutely no reason what-so-ever taboo on most payment processors. The AUP is broad enough to cover both because the pearl clutchers don't see a difference. The best part of this is "certain firearm parts or accessories" as if they had a qualified expert anywhere in their company that could identify a bolt from a slide. It's deliberately written to trap you, and now, extort you for $2,500.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#45Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#46Thats why decentralised value exchange is important. Any centralised solution is subject to arbitrary imposed limitations. Imagine if Paypal controlled the air you breath.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#47I don't think the language they are citing was ever gone from the TOS. I checked it couple weeks ago and it was there. Essentially if you have a seller account and any funds in PayPal, you agree that they can take $2500 from it for anything they don't like about you, per instance. Doesn't seem to apply to regular transfers or non-seller accounts though. Also, technically they are right saying "misinformation" is not on the list - it isn't, only a dozen of other things among which is "other forms of intolerance", "promotion of hate", "considered obscene", - which is determined by them and you agree in advance each time will cost you $2500 per pop.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#48Earlier quoted context omitted.
I prefer to use PayPal to pay at random sites just because I'd rather not give my credit card number to a site that could be backdoored or even run by fraudsters. https://www.theregister.com/2022/05/18/fbi_credit_card/
So? Dispute it with the credit card, it's not a huge deal. By comparison Paypal is often linked to a bank account where you'd out the money until investigation completes. Even if you used credit cards exclusively on PayPal, PayPal's terms of service preclude you from using your credit card's chargeback. (I mean you could use it once I guess and then they ban you from using their processor)
It's a lot easier to get a refund on PayPal than a real bank. The one time that I did a charge-back on my credit card, my bank gave me the 3rd degree and made me feel like I was the criminal.
You're right about PayPal helping themselves to bank debits. I have a small eBay business and back when they dealt directly with PayPal, I would have a separate account to receive the funds and as soon as they hit I would transfer the money out. It's just part of the OPSEC that's required when dealing with our new megacorp overlords.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#49Wow, great news! Now everyone who says anything racist will have to put $2500 into the swear jar. I expect racism will disappear overnight, and we will have a plushappy society with institutionalized love for all. Thanks PayPal!
PayPalBot recognizes your discourse as sarcastic and diminutive, both of which are specified offenses under the PayPal Terms of Service. Your account has been charged a one-time, irrecoverable fee of $2,500.
Re: PayPal restores to its TOS $2,500 charge for any post they don't like
#50This is fake news clickbait. Let's look at what this actually says: This only applies to sellers who have violated the TOS. And you are only agreeing that $2,500 is the likely minimum fine for a TOS violation, and that they can take that from any account you have linked. (Of course, I'm not a lawyer.)