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Visa's marketing opt-out has been down for over a week. Is this a legal issue?

marketingreportoptout.visa.com

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Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#41

Post by sgjohnson »

LeifCarrotson wrote: post #29
ksenzee wrote: post #17

Earlier quoted context omitted.

Er, how often do you visit? We've had widespread chip-reading terminals in the US for almost a decade.

The ones which are widespread are just "chip-and-choice", where you can use the chip and sign a paper receipt. They usually come with a magstripe backup...the chip is just used to read the card number instead of the magstripe. Pretty worthless. True chip-and-pin cards and terminals will generate a cryptogram that authenticates the individual transaction. You type in the PIN code, and only then will the terminal commu…

Doesn’t matter. Chip-and-signature is an EMV compliant way of authorizing a transaction.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#42

Post by Johnny555 »

anonymousiam wrote: post #15
Johnny555 wrote: post #13

Earlier quoted context omitted.

The credit card companies make so much money that reimbursing fraudulent transactions is almost a rounding error The credit card companies (i.e. Visa) don't reimburse fraud, they leave that to the issuing banks (i.e. Chase, Capital One, etc.... whoever you got your card from)

American Express handles their own fraud cases. Their cards are generally not issued by banks. I have no association with them other than being a card member since 1982, but their customer service is far better than Visa/MC, and yes, you can get a card from them with no annual fees + perks.

their customer service is far better than Visa/MC

I used to think that (and maybe it was true once), but haven't found that to be the case, I've had far better experience from Chase for my Sapphire card.

My wife recently ran into a problem with a booking through Amex's own travel service, the hotel said they had a reservation, but not payment, but we paid for the room at Amex travel. So we figured no problem, just pay the hotel directly (their rate was even lower than Amex) and call Amex to have them remove their charge.

It took 5 calls over several days to finally talk to someone who could help, and it still took 3 days for the charge to be reversed. And this is for a Platinum card.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#43

Post by azinman2 »

1270018080 wrote: post #32
azinman2 wrote: post #25

Earlier quoted context omitted.

You say gangster capitalism. I also hear late stage capitalism and other such modifiers being thrown around a lot. When has power ever been limited? Certainly not in any communist society that’s existed so far, nor under feudalism, or even earlier capitalist societies to my knowledge (did the Roman’s not have this problem?).

Maybe it's usually not limited throughout history, but our current particular flavor of collapse is late stage capitalism.

What is the collapse? What is late stage about it? What is the next stage? These words have always felt so meaningless to me...

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#44

Post by colejohnson66 »

whathappenedto wrote: post #31

When I tried to get my annual credit report, I find that the credit agencies constantly have trouble validating my identify online even though I have one of the simplest reports. A single same address for decades, no loans, paid off every month. They randomly will say that I can't be verified, and I need to snail mail them copies of a bunch of identifying documents to get my credit report. I imagine this is a common…

Why not just view them online? Sites like CreditKarma have existed for years. And if you don’t trust third parties, Experian let’s you view theirs on their own site. The benefit is being able to see updates more than once a year. CreditKarma updates every week.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#45

Post by sgjohnson »

anonymousiam wrote: post #15
Johnny555 wrote: post #13

Earlier quoted context omitted.

The credit card companies make so much money that reimbursing fraudulent transactions is almost a rounding error The credit card companies (i.e. Visa) don't reimburse fraud, they leave that to the issuing banks (i.e. Chase, Capital One, etc.... whoever you got your card from)

American Express handles their own fraud cases. Their cards are generally not issued by banks. I have no association with them other than being a card member since 1982, but their customer service is far better than Visa/MC, and yes, you can get a card from them with no annual fees + perks.

Yes, but AmEx is vertically integrated, and they have 0 interest in shitting in their own backyard just to marginally increase the profit margin.

Visa/MC can afford to just not care, because there’s always someone else who’ll pick up the tab. Which simply is not an option for AmEx.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#46

Post by jacobmartin »

twunde wrote: post #28
dave5104 wrote: post #12

Earlier quoted context omitted.

I also can't remember the last time I had to swipe a card where I am in the US. I also prefer using Apple Pay, and tbh, can't remember the last time I had to use my physical card.

It's still relatively common to have to swipe cards at gas stations in the US when you're buying gas. And a fair amount of the parking meters may still be on swipe (NYC meters outside of Manhattan come to mind). The places that haven't upgraded are ones with a lot of POS stations to upgrade.

Yep these two places are very common to be swipe only. I have to go a human teller at to pay for parking and the cc machine will still only read swipes.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#47

Post by Razengan »

encryptluks2 wrote: post #19
gordon_freeman wrote: post #6

Earlier quoted context omitted.

or enough people or someone "influential" start to complain on social media and it gets enough traction.

Quoted post unavailable.

> The White House is “briefing” TikTok stars about [what to say about] the war in Ukraine

If that’s not propaganda, what is?

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#48

Post by Zpalmtree »

Razengan wrote: post #47
encryptluks2 wrote: post #19

Earlier quoted context omitted.

Quoted post unavailable.

> The White House is “briefing” TikTok stars about [what to say about] the war in Ukraine If that’s not propaganda, what is?

but this is good propaganda!!!

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#49

Post by nkozyra »

encryptluks2 wrote: post #37
cryo78 wrote: post #23

Earlier quoted context omitted.

Why do you believe that everything the government does is nefarious? If you really believe your government is after you and everyone else you can try to change it or leave the country. The one option that doesn’t change anything is posting unrelated comments on the web. How is the government informing people bad? Are schools bad? Universities?

Quoted post unavailable.

> So you'd be okay if on Jan 6, Donald Trump used the emergency broadcast system

The article you linked doesn't seem to say anything about using EBS. Trump used every platform available to spread the notion that the election was rigged, so I'm not following the whatabout here.

Re: Visa's marketing opt-out has been down for over a week. Is this a legal issue?

#50

Post by revscat »

encryptluks2 wrote: post #40
revscat wrote: post #35

Earlier quoted context omitted.

I echo the sibling comment on asking for an explanation as to why you feel that this is a bad thing. Are you American? If so, would you rather the government not make their case to influencers?

Yes I would rather the government not use social media influencers to try to change public opinion on matters. They shouldn't be performing PsyOps on their own citizens.

Except that what they were doing is better described as outreach, and was done openly and in apparent good faith. Such outreach is especially important given the prevalence of FSB psyops — actual psyops — throughout the world.
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