I think Finance, Health and Social Media we can't really "under"think too much because at a certain point you have potential death in the health sector for making a mistake. You have the potential for a billion dollar lawsuit in the financial sector, and a major class action privacy lawsuit in the social media sector...
So while I tend to think, yeah this sounds great, at the same time we have to be very careful about what Jr level person that wants to start underthinking about stuff...
I think a good balance is to have old geezers overthink and young ones underthink and come to some middle.