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Square Banking

squareup.com

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Re: Square Banking

#41

Post by mcherm »

dm8 wrote: post #27

0 overdraft fees. Yay. More like it. It will force major banks to rethink their overdraft fees as a revenue center. As someone who was not so well financially just a decade ago, overdraft fees seemed like penalty for being poor. When you are living paycheck to paycheck, you never know when your account will get overdrawn. And most evil thing was - bank will deny the charge because you didn’t have enough funds but wil…

> It will force major banks to rethink their overdraft fees as a revenue center.

I wish that were true. For significantly more than 10 years I have worked for a major bank that does not charge fees for overdrafts that pull from a loan or savings account. I still have seen few signs of the major banks deciding to follow our lead.

Re: Square Banking

#42

Post by mikepurvis »

tqx wrote: post #40
mario_lopez wrote: post #4

I think we really have to take a step back away from this annoying scrolling / auto-moving element behavior for product info pages. I had a moment where my mouse was chasing a moving 'Loans' tile.

Often derided as "scroll jacking" or more politely referred to as "scroll snapping" it's being added to the CSS spec so likely not going anywhere. https://drafts.csswg.org/css-scroll-snap-1/ Here I want to learn about the features of Square Banking but I can't do so at a glance, on the landing page for Square Banking. The best solution is to just give up and search Google News for a summary: https://finance.yahoo.com…

Ugh.

On the other hand, at least if it's in CSS, it'll be a single standard method that you can turn off via a browser plugin or whatever, rather than everyone rolling their own.

Re: Square Banking

#44

Post by Navarr »

bdcravens wrote: post #18
jbverschoor wrote: post #5

Yeah, another app-only bank. Or at least that what it seems. The desktop site in unreadable. Giant fonts. So I'll assume they're like the rest - shitty / no customer support outsourced to god who knows, and they'll change "shifts" every 10 minutes. No thank you, I'll stay with the good old, dinosaur banks.

After a really bad experience with Chase (and negative experiences with other big banks) I decided to try something different. I ended up settling on Capital One - they have branches, but depending on your area, it may as well be an online only bank.

Capital One was an online-only bank before online-only banks were a big thing. It started as "ING Direct" before the sale to Capital One.

I've definitely had some issues with customer service (not refunding a fee they said they were going to), but it's nice to have a "bank" with custom support

Re: Square Banking

#45

Post by madeofpalk »

tqx wrote: post #40
mario_lopez wrote: post #4

I think we really have to take a step back away from this annoying scrolling / auto-moving element behavior for product info pages. I had a moment where my mouse was chasing a moving 'Loans' tile.

Often derided as "scroll jacking" or more politely referred to as "scroll snapping" it's being added to the CSS spec so likely not going anywhere. https://drafts.csswg.org/css-scroll-snap-1/ Here I want to learn about the features of Square Banking but I can't do so at a glance, on the landing page for Square Banking. The best solution is to just give up and search Google News for a summary: https://finance.yahoo.com…

This behaviour has nothing to do with scroll snapping.

Scroll snapping is just "can i have a carousel without javascript", and is primarily a touch interaction. See this extremely brief demo https://codepen.io/tutsplus/pen/qpJYaK?editors=1100

I wouldn't call Square's site "scroll hijacking" - usually we use that to refer to when the actual native scroll behaviour/events are highjacked and prevented, and custom javascript scrolling happens. Instead on the Square site the DOM page is still scrolling natively, but an animation is progressed depending on the native page position. Maybe not ideal, but its much smoother and less jarring than actual scroll jacking.

Re: Square Banking

#46

Post by Bhilai »

duxup wrote: post #26

>Square Banking >Square, Inc. is a financial services company, not a bank. Banking services are provided by Square’s banking affiliate, Square Financial Services, Inc. or Sutton Bank; Members FDIC. Um so they are insured by the FDIC? Am I doing business with Square, Square Financial Services, Inc., or Sutton Bank? Do I have any recurse when it comes to typical banking expectations / rules here when it comes to either…

> Um so they are insured by the FDIC?

Says on the website - "Your account(s) are FDIC-insured up to $250K"

Re: Square Banking

#47

Post by ceiphr »

tqx wrote: post #40
mario_lopez wrote: post #4

I think we really have to take a step back away from this annoying scrolling / auto-moving element behavior for product info pages. I had a moment where my mouse was chasing a moving 'Loans' tile.

Often derided as "scroll jacking" or more politely referred to as "scroll snapping" it's being added to the CSS spec so likely not going anywhere. https://drafts.csswg.org/css-scroll-snap-1/ Here I want to learn about the features of Square Banking but I can't do so at a glance, on the landing page for Square Banking. The best solution is to just give up and search Google News for a summary: https://finance.yahoo.com…

From my experience, scroll snapping is quite nice. On the mobile view of https://www.nytimes.com/, if you scroll down enough, you'll find an example of a scroll snapping row of opinion pieces.

It is 10x better than scroll jacking. Scroll jacking is so repulsive to see anywhere you aren't using a mouse wheel.

Re: Square Banking

#48

Post by SippinLean »

madeofpalk wrote: post #45
tqx wrote: post #40

Earlier quoted context omitted.

Often derided as "scroll jacking" or more politely referred to as "scroll snapping" it's being added to the CSS spec so likely not going anywhere. https://drafts.csswg.org/css-scroll-snap-1/ Here I want to learn about the features of Square Banking but I can't do so at a glance, on the landing page for Square Banking. The best solution is to just give up and search Google News for a summary: https://finance.yahoo.com…

This behaviour has nothing to do with scroll snapping. Scroll snapping is just "can i have a carousel without javascript", and is primarily a touch interaction. See this extremely brief demo https://codepen.io/tutsplus/pen/qpJYaK?editors=1100 I wouldn't call Square's site "scroll hijacking" - usually we use that to refer to when the actual native scroll behaviour/events are highjacked and prevented, and custom javasc…

From TFA:

> For instance, it is easy for a user to land at an awkward scroll position which leaves an item partially on-screen when panning.

> To this end, this module introduces scroll snap positions which enforce the scroll positions that a scroll container’s scrollport may end at after a scrolling operation has completed.

Which is exactly what this page is doing.

> primarily a touch interaction

It's exclusively a scroll interaction, whether the pointer event is the result of mouse or touch input.

> the DOM page is still scrolling natively

I'm not sure what you're trying to say by "DOM page." JS is reacting to the scroll position of the viewport. The user experience is the same.

Re: Square Banking

#50

Post by madeofpalk »

SippinLean wrote: post #48
madeofpalk wrote: post #45

Earlier quoted context omitted.

This behaviour has nothing to do with scroll snapping. Scroll snapping is just "can i have a carousel without javascript", and is primarily a touch interaction. See this extremely brief demo https://codepen.io/tutsplus/pen/qpJYaK?editors=1100 I wouldn't call Square's site "scroll hijacking" - usually we use that to refer to when the actual native scroll behaviour/events are highjacked and prevented, and custom javasc…

From TFA: > For instance, it is easy for a user to land at an awkward scroll position which leaves an item partially on-screen when panning. > To this end, this module introduces scroll snap positions which enforce the scroll positions that a scroll container’s scrollport may end at after a scrolling operation has completed. Which is exactly what this page is doing. > primarily a touch interaction It's exclusively a…

It might sound similar, but it's very different in practice.
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