Individuals are more ready to take risks than institutions. To me this was the most damning indictment of all. Once founders leave a compnay (or an institution), as BalajiS says, they become a shell of their former selves,with the individuals mostly in for self-preservation rather than set out fulfill the purpose of the institution.
I wouldn't call it a damning indictment. You set up institutions to protect the status quo. Individuals can go ahead with risks and experiments, but you don't want to risk an entire society with someone's wild idea. For every wild idea that works out, there's many more that didn't. Of course we should mitigate risks before potentially destroying society.
Continuing to protect the status quo during a national emergency is irresponsible and leads to countless lives lost.