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The Word from Wuhan

lrb.co.uk

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Re: The Word from Wuhan

#41

Earlier quoted context omitted.

> Deductible of several thousand per person in our household Call your insurer. Many are waiving testing and treatment, including for HDHPs, in respect of SARS-Covid-2.

Insurers are proven to live when you call them (source: personal experience in the past).

Lie you mean ?

Re: The Word from Wuhan

#42

Earlier quoted context omitted.

Deductible of several thousand per person in our household. Good ol’ HSA plan (our other options guaranteed higher spending than that every year on premiums). Bet your ass we’re not going to the hospital unless we absolutely have to. And we’re lucky enough to have insurance and the means to pay if we have to (though it’ll hurt a hell of a lot).

> Deductible of several thousand per person in our household Call your insurer. Many are waiving testing and treatment, including for HDHPs, in respect of SARS-Covid-2.

I would be shocked if that turned out to be true. At best I’d expect some part of treatment very specific to COVID-19 to be free but everything else around it to be normal price. Insurance companies and hospital billing departments screw you and screw up constantly in the best of circumstances—no way I’m trusting them any more than I would a used car salesman.

Re: The Word from Wuhan

#43

Earlier quoted context omitted.

Deductible of several thousand per person in our household. Good ol’ HSA plan (our other options guaranteed higher spending than that every year on premiums). Bet your ass we’re not going to the hospital unless we absolutely have to. And we’re lucky enough to have insurance and the means to pay if we have to (though it’ll hurt a hell of a lot).

I'm on a HSA plan with an absurd deductible. The crazy thing is that the HSA plan is still cheaper given that my family does not have any critical event in the next three years. HSA was a great idea (one of my employer had low premium + low deductible + good HSA account subsidy). But way too many employers and insurance company abuse it where people are afraid of using their insurance because of the out of pocket cos…

Is your deductible higher than what you can put into the HSA? I’m putting about $7k into my HSA each year, but my deductible is only about $3.5k. The first year sucked because we had to pay out of pocket until we had enough in the HSA to be reimbursed. But by the end of the year we had enough to pay off the next year’s deductible. Now I have enough in the HSA to pay a few years worth of deductibles. We typically burn through the deductible by March of each year, but we get it all back from the HSA and all of our medications and visits are incredibly cheap for the remainder of the year.

Re: The Word from Wuhan

#45

You can count on the states that have an official number of infected people of about 100 to have about 10000. You can count on US states that have 0 cases for those to have about 1000. We've passed containment options when we didn't do anything about 2 months ago. People just don't go to the doctors, especially with the news of how people are being treated on the boats.

Is there anything that can really be done? Given a reasonable budget, how could the spread of corona be stopped?

Re: The Word from Wuhan

#46

Earlier quoted context omitted.

> Deductible of several thousand per person in our household Call your insurer. Many are waiving testing and treatment, including for HDHPs, in respect of SARS-Covid-2.

I would be shocked if that turned out to be true. At best I’d expect some part of treatment very specific to COVID-19 to be free but everything else around it to be normal price. Insurance companies and hospital billing departments screw you and screw up constantly in the best of circumstances—no way I’m trusting them any more than I would a used car salesman.

> I would be shocked if that turned out to be true

It’s a call. Not that hard. My insurer, a major Californian one, confirmed affirmatively within minutes.

Re: The Word from Wuhan

#47

You can use the Reader View in Firefox to work around the paywall.

Noscript usually works pretty well for this sort of thing, as well. Also very interesting to see what domains a site is grabbing its javascript from (and which sites are calling from 20+ different domains for a simple news website...!)

Re: The Word from Wuhan

#48

Earlier quoted context omitted.

Deductible of several thousand per person in our household. Good ol’ HSA plan (our other options guaranteed higher spending than that every year on premiums). Bet your ass we’re not going to the hospital unless we absolutely have to. And we’re lucky enough to have insurance and the means to pay if we have to (though it’ll hurt a hell of a lot).

> Deductible of several thousand per person in our household Call your insurer. Many are waiving testing and treatment, including for HDHPs, in respect of SARS-Covid-2.

Don't just call, get it in writing if you're in the USA. At the very least record that call if it's legal to do so in your state, but that's problematic for other reasons.

When the hospital decides after the fact to bill you thousands of dollars you won't have much of a recourse besides telling your family members to ignore the calls from aggressive medical collection agencies at 3am.

Re: The Word from Wuhan

#49
“The censor machine is working tirelessly too. Public mood is constantly monitored and analysed by AI, with countermeasures devised to match it. Take the case of Li Wenliang. Li, an ophthalmologist in Wuhan, was one of the first to warn people about the new virus. On 30 December he messaged a group of colleagues about a possible outbreak; a few days later he was summoned by police and reprimanded for ‘making false statements that disturbed the public order’. Li continued his work at the hospital and on 10 January started experiencing symptoms of infection. On 6 February, his heart stopped.“

What a completely different world these people live in.

Re: The Word from Wuhan

#50

“The censor machine is working tirelessly too. Public mood is constantly monitored and analysed by AI, with countermeasures devised to match it. Take the case of Li Wenliang. Li, an ophthalmologist in Wuhan, was one of the first to warn people about the new virus. On 30 December he messaged a group of colleagues about a possible outbreak; a few days later he was summoned by police and reprimanded for ‘making false st…

> What a completely different world these people live in.

- No Wikipedia.

- No user generated yelp reviews.

- No non-government approved news articles.

- Every message you write online can affect your credit-worthiness and your children's access to schools.

- Buggy face recognition technology that routinely implicates the innocent

- Secret detentions if you are "deemed" a scofflaw, with no clear process to challenge it.

- Non-existent property rights unless you have connections to power.

I love the Chinese people and culture, but the Chinese government is one of the worst ever. It doesn't just effect the way you live, it effects your ability to even think.

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