41–50 of 71 posts
(1) stop using checks already and (2) legal documents should always have the full date (spelled out) on them anyway, so if you just use '20' then that would have been wrong anyway, but 11/Dec/20.
Occasionally some places leave you no option but to use a check, at least in the US.
(1) stop using checks already and (2) legal documents should always have the full date (spelled out) on them anyway, so if you just use '20' then that would have been wrong anyway, but 11/Dec/20.
(1) stop using checks already I always find it interesting how people of a certain age, and especially in technology bubbles, enjoy restricting their options so much, as if there is some kind of nobility in giving themselves fewer choices and less freedom in life. Best tool for the job is on Windows? No way, I only use bespoke FrotzOS distributions on a laptop I built myself from parts I reflowed in my co-living oven…
Earlier quoted context omitted.
(1) stop using checks already I always find it interesting how people of a certain age, and especially in technology bubbles, enjoy restricting their options so much, as if there is some kind of nobility in giving themselves fewer choices and less freedom in life. Best tool for the job is on Windows? No way, I only use bespoke FrotzOS distributions on a laptop I built myself from parts I reflowed in my co-living oven…
Checks are only a thing in the US because there is no proper banking infrastructure. Here in the EU we can transfer money person-to-person, person-to-business and business-to-business instantly between a very large variety of banking institutions spanning 10's of countries. No need for routing instructions, correspondent banks, transfer accounts or any of that bs, and it's cheap to boot. There is absolutely no reason…
Tell that to the French hotel my wife stayed in 15 months ago that only took cash or American Express travelers checks.
Earlier quoted context omitted.
Seems like a joke, to think that people still use cheques somewhere... like what the fuck
I wish I could live a simple life like you. Want to buy some land? Get ready to write a check to some person or government agency along the way. Want to transfer money from your account in bank to another with zero fees? Write a check. Want to start a business? Expect to write a check along the way. Want to stay in a hotel in some of the world's most interesting places? Cash or travelers checks. Credit card, if you'r…
I saw one of my aunts share this on Facebook and was unsure if it was actual advice or just the normal chain mail spam that gets passed around. Thoughts?
1. Most contracts don't exist in isolation. They'll be associated with some sort of supporting event. Emails, text messages, etc.
2. Similarly, when a contract actually matters (under legal evaluation), it isn't evaluated in isolation. That includes establishing the validity of the contract. If the parties disagree on the date, that should raise red flags.
3. You should retain a copy of the contract no matter what.
4. Last, but not least. Anything of importance should (1) using the full date - perhaps even spelling out the month to avoid format differences (2) consider involving a 3rd party witness like a notary.
Earlier quoted context omitted.
Checks are only a thing in the US because there is no proper banking infrastructure. Here in the EU we can transfer money person-to-person, person-to-business and business-to-business instantly between a very large variety of banking institutions spanning 10's of countries. No need for routing instructions, correspondent banks, transfer accounts or any of that bs, and it's cheap to boot. There is absolutely no reason…
Checks are only a thing in the US because there is no proper banking infrastructure. Tell that to the French hotel my wife stayed in 15 months ago that only took cash or American Express travelers checks.
And chip-and-pin and likely also credit cards but they tend to not advertise that fact because they hate the fees and the slow settlement. That's why in France every cab driver ever has a sign on their back seats stating that 'unfortunately, their credit card processing machine just broke down' (by law they have to accept them but if the machine broke down on that day they get dispensation for that day so this loophole is immediately abused, if this happens to you simply stick to your guns and sooner or later it will turn out that the machine works just fine).
I spend a ton of time in hotels in France (and elsewhere in Europe) and have yet to see one that did not have a wide selection of payment options.
This page:
https://about-france.com/banks-payment.htm
has this passage on it:
" France is a country in which the use of cheques is also widespread. However French traders, shops, hotels etc. will not usually accept payment by cheque unless the cheque is on a French bank; some places accept cheques in Euros on banks in other Eurozone counries, but most do not, given the increased risk and the possibility of bank charges. It is generally impossible to pay for anything using a cheque on a bank situated outside the Eurozone."
Even that seems a bit archaic to me because I haven't seen checks (or rather: cheques) in France in a decade or more but American Express travelers checks may be the exception, but this post from 2014 basically says not to bother:
https://community.ricksteves.com/travel-forum/france/don-t-b...
"
Brought Amex travellers cheques in Euros on our trip to France only to discover NO ONE, not even banks take or cash them. Have tried paying with them in hotels, restaurants, and stores-no takers. Exchange bureaus (even Ria which is recommended on American Express website in Lyon) would not cash them. Spent a good couple hours wandering and visiting the following to no avail: La Poste (used to cash, but not any more), BNP Paribas, LCL, Societe Generale, Credit Agricole, Bank Populaire, CE.
Take note: don't bother with travellers cheques-will never use again. BRING a debit card, credit card with chip/pin technology, and some cash."
Which pretty much mirrors my own experience.
Earlier quoted context omitted.
Occasionally some places leave you no option but to use a check, at least in the US.
Or charge you a fee for paying other ways, even when those other ways are cheaper for them to process than physical checks (e.g. ACH/Debit Cards). It is often just a way to leverage a higher price on consumers unwilling to write physical checks.
Earlier quoted context omitted.
Seems like a joke, to think that people still use cheques somewhere... like what the fuck
I wish I could live a simple life like you. Want to buy some land? Get ready to write a check to some person or government agency along the way. Want to transfer money from your account in bank to another with zero fees? Write a check. Want to start a business? Expect to write a check along the way. Want to stay in a hotel in some of the world's most interesting places? Cash or travelers checks. Credit card, if you'r…