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Interview with the Guy Who Tried to Frame Me for Heroin Possession

krebsonsecurity.com

41–50 of 95 posts

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#41
post #25
post #23

Earlier quoted context omitted.

I'll do no such thing. Someone else made a mistake and therefore I have to pay a lawyer to fix it? It's not a legitimate debt, but it goes to show how anyone can put anything in anyone's file and these information brokers will suck it up and pass it around without even the most basic sanity checks. The FCRA was a good start but an American GDPR would be better.

Are you sure you want to risk long-term credit problems because you refuse to interact with a debt collector? I don't think that's wise.

If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#42
post #38
post #26

Damn. It does seem that stupid mistakes took him down. Revealing too much about himself on his forum. I mean, if he'd been careful, compromise of that forum would have revealed nothing about him. And for Dog's sake, using the same password on low- and high-security accounts! Of course, the real story could be hidden through parallel construction. But on it's face, this does support the argument that it's stupid mista…

> Damn. It does seem that stupid mistakes took him down. One possibility on the "cautionary lessons for the rest of us" front is a classic bit of wisdom about asymmetric adversarial situations: the other party only needs to get lucky once . There is a fundamental challenge of scale and time for any entity or individual that tries to run something dealing with persistent antagonists over long time periods, it just pla…

Yes. And I was thinking more of activists in repressive places. Who, notwithstanding what we might think of them, are criminals in the eyes of their governments.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#43
post #39

Earlier quoted context omitted.

opting out of the entire credit system isn't really cutting off your nose. it is quite nice.

I don't believe that to be true but, in this case, it's a parent opting their ten year old out of it. The point is that this can be resolved to their benefit. Instead, they would rather scream about it being unfair. No one cares; the only people who get hurt will be them.

Is it really to their benefit of they loose money unrelated to the supposed debt doing it?

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#44
post #25

Earlier quoted context omitted.

Are you sure you want to risk long-term credit problems because you refuse to interact with a debt collector? I don't think that's wise.

If they're not on the debt, hence why the collector won't talk to the adults, and the debt is in the name of a 10yro, won't that disappear by the time the kid's 18 and not show up on the parents' record?

I'm not aware of any debt erasure that occurs when you're 18.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#45
post #39

Earlier quoted context omitted.

I don't believe that to be true but, in this case, it's a parent opting their ten year old out of it. The point is that this can be resolved to their benefit. Instead, they would rather scream about it being unfair. No one cares; the only people who get hurt will be them.

Is it really to their benefit of they loose money unrelated to the supposed debt doing it?

Yes, because it's better than the alternative (ruining the credit rating of your ten year old, something they'll have to fix 8+ years from now). A perfect solution doesn't always exist.

In this case it's very unlikely they would need to hire a lawyer anyway.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#46
post #2

I wonder how much of his personal information was gleaned from "respectable" American companies like Lexis-Nexis, Equifax, and Transperian? I'm sure they gave everything and medical history for the price of a few coins. I have no respect for companies that don't respect my privacy. And I make it a habit of giving them as much useless, inaccurate information as possible.

> And I make it a habit of giving them as much useless, inaccurate information as possible. How do you do this? (Specifically, with the companies you mentioned.)

I would like to know this as well.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#47
post #2

I wonder how much of his personal information was gleaned from "respectable" American companies like Lexis-Nexis, Equifax, and Transperian? I'm sure they gave everything and medical history for the price of a few coins. I have no respect for companies that don't respect my privacy. And I make it a habit of giving them as much useless, inaccurate information as possible.

Those vendors' reports cost $10-$20 and contain no medical records.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#48

Earlier quoted context omitted.

yardie says> So, we're at an impasse and no one can tell us anything.* This is not true. And the system works fine. But you'll have to do some work (write a few letters and maybe a bit more). Here's how: 0. Open a chronological paper file. Copies of all correspondence with dates clearly marked/stamped will go into this file. Put the file into a file cabinet: put a copy of every letter, note or form, including the cre…

It's obscene that this burden falls on these folks because someone else falsely used this kid's name. The police report should be filed against the collection agency and the credit bureau, for fraud.[0] We may not have debtor's prisons anymore, but we certainly have guilty-by-default for finance. > it shows how most of the world works. It certainly does, but not in the way you meant. :/ [0]I'm aware this is not legal…

They didn't mention a collection agency, nor is one likely involved with this case yet. Collection agencies enter the picture usually long after an incident and much neglect by various parties.

Collection agencies are not evil. If you've ever been a landlord or had someone fail to pay a debt, a collection agency may be a godsend b/c they buy your debt (you get something at least; they get the paper debt, valid or not). Is that not a valid capitalistic risk-taking venture?

The credit bureau can't be charged with fraud: their data is from legitimate businesses (creditors); any fraud would apply to the creditor.

This system has and still works well. Most everyone reading this has made good use of our current credit system. We all understand how it works but are impatient with the slowness of the system. But it is a mistake to confuse slowness with malintent.

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#49

It's interesting that the "hacker" himself was caught via hackery. When I worked on anti-cheating stuff for a game company, I was able to stop the seller of the cheat because their cheat had been stolen and resold so they had to put anti cheating tech in their cheating tech and it opened a hole I was able to exploit to detect them.

sounds more like they had to put anti-piracy tech in their cheating tech

Re: Interview with the Guy Who Tried to Frame Me for Heroin Possession

#50
post #45

Earlier quoted context omitted.

Is it really to their benefit of they loose money unrelated to the supposed debt doing it?

Yes, because it's better than the alternative (ruining the credit rating of your ten year old, something they'll have to fix 8+ years from now). A perfect solution doesn't always exist. In this case it's very unlikely they would need to hire a lawyer anyway.

I thought debt falls off your report after so long?

A perfect or at least more ideal solution would be a response asking for age verification and not ignoring the parents because it's not their name.

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