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PayPal is no GayPal: another PayPal horror story

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41–46 of 46 posts

Re: PayPal is no GayPal: another PayPal horror story

#43
post #22

All this Paypal "we had to use it for business reasons" stuff reminds me of a family friend who was a Mcdonald's franchisee and got screwed over by Mcdonald's corporate and vowed to never eat at Mcdonald's again after being able to exit the business. Sure enough, 3 months later, there he was going to Mcdonald's. Excuse? "Well it was the only decent place to stop at this exit." If you chose to use Paypal for business…

Ebay is the sole reason I still use paypal as a consumer. It seems very hard or impossible to buy things on ebay without having a paypal account.

That's fair enough, I'm not an Ebay customer (I manage quite well via the Amazon marketplace and places like extremedeals). I wonder if locking people into their system causes Ebay any decreased revenue. That would be hard to test for though if there are no other payment methods.

Re: PayPal is no GayPal: another PayPal horror story

#45
post #23

Earlier quoted context omitted.

Really sad to see this idea, and even more to see it upvoted. It's obvious the account wasn't shutdown due to 'gay rights'. This is like an incompetent woman who was sacked suing for sexual discrimination.

Except that the incompetent woman really did deserve to be sacked. This guy did not deserve to have his money kept from him. He is also probably correct that some brainless automatic filter went off over gay phone sex. Paypal cheats. Hard. End of story. The more money they can lock up for longer, the more they make. It's a great big moral hazard built right into their business model that creates a disincentive to ope…

No. Paypal being unethical doesn't give the OP the right to be unethical.

There are people who are actually being discriminated against because they're gay.

Using it as a level because your site triggered a stupid 'phone sex' filter via user-generated-content is wrong.

Re: PayPal is no GayPal: another PayPal horror story

#46
This area seems to be a real problem for a lot of people. I suspect, though don't have evidence to back it, that this type of problem extends beyond just paypal - to all merchant accounts and processors.

I've found that there is another problem related to payments too. Fraudulent chargebacks. Small businesses often aren't good at following up on things and end up throwing a lot of money away because some customers habitually do chargebacks for things like "don't recognize charge," etc... and then get their money refunded because the business owner doesn't reply to the request quickly enough (the window to reply is very short).

I don't know if any services address this or not, but I would be interested in helping to solve problems around merchant accounts.

If there were a centralized site that people like WillyDmz could go to then maybe the individual could garner a bigger voice. How cool would it be to see how much money any specific merchant is holding back? Maybe a site like this could get a little more attention.

What do you think? If anyone would be willing to work with me on this, we can make it happen. I'm capable of building out the code for it; would need a designer and a marketing person to help. If anyone interested, let me know.

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