Flying Spaghetti Monster I hate that this is real:
> Only mobile phones can receive text messages
> Some service providers support sending and receiving text messages to fixed-line numbers. There are also online services like Skype that can send and receive text messages.
"Oh but not-mobile-number phone numbers are always fraudulent so we don't accept them!" Great, I love getting caught in spam traps because I have a mobile phone...but it is a VoIP-backed system so the numbers show up as VoIP. (BTW, Verizon's "My Numbers" feature also show up as VoIP numbers, not mobile.)
Even more annoying: "Oh, but a bunch of people we know who are also technology professionals happen to use Google Voice / Google Fi so we'll just whitelist them." Grrr. So now I have to care what my "mobile" provider uses for its underlying network or just use Google.
And the last one: My credit union just sent out a terms of service update saying I "cannot use Google Voice, VoIP, or similar numbers with Zelle." OK, but I already have a number like that registered, what now? "Your Zelle access is suspended until you give us your mobile number." But that is my mobile number. "Too bad."