41–50 of 68 posts
I get the metaphor, but these birds look so ugly.
Ugly in "style" or ugly in appearance?
Maybe it's the pose of the characters. For example, the hand wave of the white ladybird feels unnatural, somehow.
My general thoughts on choosing an insurance: 1) Take a high deductable (because low means you will pay it every year any way ;-) 2) Take a very high maximum. Because that is what you have an insurance for. If something really goes wrong, you need as much support as possible, for as long as possible. I have a rather expensive insurance with 1000 / yr deductable and 1 million max (or more, depending on circumstances).…
Hi - I'm a digital nomad. I use Geo-Blue insurance from Blue Cross. Their system has been pretty easy and self-serve. They offer a similar plan with comparable pricing. How is this different?
One big difference is time-limit. If you go with their single voyage option, it's max 6 months, and 12 months for the other one. While we offer an ongoing monthly subscription-like service. Another big difference is that Geo-Blue requires I believe that you have a primary health plan.
Wouldn't most people need some kind of primary health plan, regardless, for standard healthcare visits?
Great to see alternatives in the space. What is considered as "your home country"? I am a European, resident in a South American country. This implies that my Health Insurance System in my European Country does not cover me. Will SafetyWing still cover me in the South American Country I am currently residing in?
I'm Sarah, co-founder/CTO: Your principal residence, a place where you receive regular mail. If it's ambiguous to you between two locations then both are probably valid. Note that home country is where you won't have coverage other than health for 30 days every 90 days.
My general thoughts on choosing an insurance: 1) Take a high deductable (because low means you will pay it every year any way ;-) 2) Take a very high maximum. Because that is what you have an insurance for. If something really goes wrong, you need as much support as possible, for as long as possible. I have a rather expensive insurance with 1000 / yr deductable and 1 million max (or more, depending on circumstances).…
This is I suppose a quite wise choice given the preferences you have. Our insurance has lower deductible than yours ($250 for coverage period (not per instance), and lower max limit ($250k). We went with this after asking digital nomads what they would choose among a series of options. We have priced and might need to consider adding a higher max limit option though, thanks for letting us know.
I never reach 1000 / yr so I do not even think of keeping track.
But for an insurance company the human emotion part ('my insurance should cover everything') is probably where the first profit is ?
No preventative coverage seems nonsensical. Basically all of the value I get out of my insurance is for my annual physical and full lab screens. I find it frustrating that an innovative new business model for insurance doesn't focus more on preventing high medical costs rather than simply helping with costs after it's too late.
Reading your full safety-wing-specimen-policy-0118.pdf, there's a bunch of random bold words. Seems most pronouns and many other words are bolded and I can't figure out why. It makes the document visually busy and hard to read. I would fix that unless there's some legal reason you have to do it that way.
The lost checked luggage coverage excludes literally everything of value I might have in my luggage except clothing. Feels like a scam honestly.
Congrats on launching and props for trying to innovate in the world's shittiest industry, but I don't think I'd sign up for this and I'm exactly your target market.
Earlier quoted context omitted.
That is correct. You're right though, we should have this. We will add a pricing table and get it up on the page next week.
You bothered to respond, but didn't give the info I was looking for and said "I'll tell you next week." Hmmm... makes sense that you're in the insurance business.
Interesting concept. It might be good to have some info on how this works in different countries, especially countries where people tend to have medical expenses covered without buying private insurance. What am I actually getting in a specific country vs not having insurance, for example? No preventative coverage seems nonsensical. Basically all of the value I get out of my insurance is for my annual physical and fu…
I understand where you're coming from, but consider this: for things you know you are going to do, a subscription is the right product - not an insurance. Insurance is better for unforseen large costs, instead of predictable small costs. And we are in fact planning to add a global primary care subscription to address that. In the Nordic countries where we're from, most of healthcare is delivered (by the government) in something closer to a subscription than insurance.
> random bold words
I agree with this being unnecessary formatting, we will look into and fix this.
> lost checked luggage coverage excludes literally everything of value
It is true that our lost checked luggage coverage has too many exclusions and is not good enough. This is something we are working on improving, and will release and add-on that fixes it, and give people the option of a genuine stuff-insurance.
We'll work on getting this better, would appreciate if you have time for a call with us at one point. Would really appreciate getting feedback on how we can not just remove the bad, but also maybe add some good.
(If you want to, in addition to helping us build something useful, we can like throw in a $25 airbnb gift card, my email is sondre@safetywing.com)
I don't understand "Home country coverage" so maybe you could do some user testing to come up with better explanation.
Maybe a comparison to other insurances like Alianz Global Insurance. I have that and I'm not sure why yours would be better. I think it was about the same price looking at yearly cost.
Again, great web site.
Great to see alternatives in the space. What is considered as "your home country"? I am a European, resident in a South American country. This implies that my Health Insurance System in my European Country does not cover me. Will SafetyWing still cover me in the South American Country I am currently residing in?
I'm Sarah, co-founder/CTO: Your principal residence, a place where you receive regular mail. If it's ambiguous to you between two locations then both are probably valid. Note that home country is where you won't have coverage other than health for 30 days every 90 days.
Well, more power to you, I suppose.