41–50 of 117 posts
so... stocktwits? I don't see the value here. what would I possibly gain from following the portfolios of random shmucks who are more likely than not losing money?
Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…
Any tips for investors in Europe? (Germany or UK in my personal case). I understand that these strategies are not country-specific, but not sure if Vanguard is accessible to non-US citizens, and there might be tax implications in different countries. That's why I'm asking.
https://www.charles-stanley-direct.co.uk/ViewFund?Sedol=B41X...
Unless you're extremely wealthy, any money you are able to save (outside of retirement money) is probably money you are going to want to use for something to improve your life in the semi-near future. Buying a house or car (or just a better one) for example.
With that assumption in place, under what circumstances does investing in index funds make any sense whatsoever? The entire market crashes on occasion due to herd mentality, and yet even given that level of risk index funds still take many years to appreciate in value significantly. It seems like an absolutely terrible place to put money that isn't specifically intended for retirement or something like a 529 plan.
Something that's never made sense to me about stocks: Unless you're extremely wealthy, any money you are able to save (outside of retirement money) is probably money you are going to want to use for something to improve your life in the semi-near future. Buying a house or car (or just a better one) for example. With that assumption in place, under what circumstances does investing in index funds make any sense whatso…
Most people adjusts (ie: increases) their spending when they get additional income, but it doesn't have to be that way. In the end it's a lot about trade-off, like for exemple do you prefer stuff like going out to restaurant, owning a car, etc.
Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…
Also worth knowing: Charles Schwab has reduced the minimum investment to $1 for 10 different index funds, many of which have expense ratios of 0.06% or lower. Their S&P 500 fund, for instance, has an expense ratio of 0.03% for any investment amount. Vanguard by comparison charges 0.15%, 0.04% for investments greater than $10k, and 0.03% for $3+ million.
We made the app after having friends and family members get ripped off by financial advisors. The purpose of the app is to teach others about low fee index fund investing. Thanks!
Why an app rather than a website? I don't want to read on something that small.
You want to do that on a large screen in a quiet room.
Something that's never made sense to me about stocks: Unless you're extremely wealthy, any money you are able to save (outside of retirement money) is probably money you are going to want to use for something to improve your life in the semi-near future. Buying a house or car (or just a better one) for example. With that assumption in place, under what circumstances does investing in index funds make any sense whatso…
It's pretty popular in the Financial Independence crowd, where the goal is to get enough money to be able to live on interest alone. It's not for the extremely wealthy, rather the somewhat high-income middle class. You can even make it work with less income if you can manage to cut your expense. Most people adjusts (ie: increases) their spending when they get additional income, but it doesn't have to be that way. In…
I'd love to see a Financial Independence plan around growing [a] business(es) and retiring early but not crazy early (40-55) and living on a substantial middle/upper-middle income for several decades.
Warren Buffet tells his heirs to go 90% SP500 and 10% Bonds. So just buy VOO and BND, rebalance yearly and you are done. OR do a 3 fund portfolio like: https://www.bogleheads.org/wiki/Three-fund_portfolio OR buy a target retirement fund from Vanguard: https://investor.vanguard.com/search/?query=Vanguard%20targe... OR fill out a risk profile on Wealthfront/Betterment and invest there. Bottom line is pick an approach a…
Any tips for investors in Europe? (Germany or UK in my personal case). I understand that these strategies are not country-specific, but not sure if Vanguard is accessible to non-US citizens, and there might be tax implications in different countries. That's why I'm asking.
Vanguard operate mutual funds in the UK priced and traded in GBP, through their UK subsidiary. They're available through most major trading platforms. The one thing to note about Vanguard's UK funds is that the management fees are higher than their US equivalents (but still one of the cheapest in the UK market).
As others have said, you can also just buy ETF versions of most of their funds, which are regular shares traded on the stock market. In that case you're buying in USD.
As far as tax is concerned it's treated just like any other investment (and if you're tax resident in the UK and still have an ISA allowance you can just put it in there and negate the tax entirely).