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Apple Plans iPhone for Japan With Tap-to-Pay for Subways

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41–50 of 57 posts

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#41
post #39

So does that mean that each city system will have to beg Apple to implement their system instead of having an API so cities / countries can implement payments themselves? :(

Chicago accepts plain old Apple Pay. It goes directly to your credit card and doesn't give a discount for transfers though. It can't, because the credentials are intentionally not persistent.

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#42
post #31

Earlier quoted context omitted.

Also be aware that the hash for each ApplePay instance of the same card is unique, so you have to use the same device when tapping out that you did when tapping in (or all day in order to hit the cap). It's also worth priming your device (double tap home button from lock screen) and authenticating before you reach the gate. You don't want to hold up the 50 stressed commuters behind you fiddling with your phone.

So, realistically, what value does paying with your phone add over an Oyster or contactless card? Sure, you might claim that I'm more likely to forget my Oyster than my phone, but I'm also much less likely to run out of power on the Oyster.

Probably none

This "contactless phone payment" seems more like a gimmick than anything else

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#43

Japan is great at some things. It's been common since about 2007 to pay for commuter trains, subway and buses by tapping your phone or contactless card. Meanwhile here in the UK, buses are still cash only (outside London) and they grumble if you don't have exact change for £3.70 or something.

That may be true in some parts, but not everywhere.

Nottingham, for instance, has had contactless cards for transport for years.

There's an array of confusing different options (some cards will work only on City buses, some will work on any bus but not the tram, some will charge extra when you use the tram, but others won't, their ranges cover different parts of Nottingham etc).

But once you've got your head around that, it works fine.

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#44
post #33
post #15

Why not just make an iPhone case that has a carve-out for the payment card? That way you can use your payment card and not need your phone, too (like going outdoors, to the beach, etc). I ask because I've already seen iPhone cases like this in Japan. I use one with my Clipper card.

The advantages of ApplePay are the authentication (security/privacy) and support for AppleWatch. It's also trivial to cancel your virtual if your phone/watch is stolen, as it's just a unique hash. You can then continue to use your physical card, or re-register it.

This won't use Apple Pay. Also, all of the things you listed seem like a pain just to save $40 worth of transit money.

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#45
post #11

A FeliCa based iPhone? I will buy it instantly. For a long time Android phones had the lead when it comes to paying digitally with phones in Japan and Korea. Their open NFC API allows for all sort of cool things like reading the balance of your card. Japan has FeliCa more or less everywhere. Close to all IC cards are based around it and even in the time before smartphones, people in Japan were already able to pay wit…

> There are even a lot of people who have 2 phones, one iPhone that is their main phone and one purely for paying digitally.

Why not just carry the iPhone and a traditional card?

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#46

Earlier quoted context omitted.

So, realistically, what value does paying with your phone add over an Oyster or contactless card? Sure, you might claim that I'm more likely to forget my Oyster than my phone, but I'm also much less likely to run out of power on the Oyster.

Probably none This "contactless phone payment" seems more like a gimmick than anything else

actually it makes total sense for foreign travelers, who can immediately travel without finding a suitable location to purchase an Oyster card (for 5GBP), worrying about how much balance to put on it (being a tourist, I had no idea) and then waiting in line for over 30 minutes to return it (and get whatever was remaining as a refund) when I was done.

I actually had to do all of these things, because the first set of machines I ran into (and then used to purchase an Oyster card) didn't have signs about being able to use contactless now.. all of those signs were around the corner :-)

London is lucky enough to (at least for the underground) allow cash or EFT fares at the stations, in some hostile cities like Sydney you cannot catch a bus without a pre-purchased multi rider card which you can only buy from certain outlets.. you can not pay cash on board. Combining the inefficiencies of avoiding cash on rides with the global standard of contact less payments makes total sense to me

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#47
post #31

Earlier quoted context omitted.

> Used it last week with Apple Pay on my Phone, worked great! Do be aware that if your phone battery runs out you may have to pay a penalty fare.

Also be aware that the hash for each ApplePay instance of the same card is unique, so you have to use the same device when tapping out that you did when tapping in (or all day in order to hit the cap). It's also worth priming your device (double tap home button from lock screen) and authenticating before you reach the gate. You don't want to hold up the 50 stressed commuters behind you fiddling with your phone.

Though I often do it anyway, I actually find that the priming thing is troublesome for me, I often end up unlocking my phone by accident and spending much more time trying to fix that. Better to just put it up to the reader with your finger over the sensor, it automatically brings the payment screen up and then insta-authorises with the fingerprint. (the payment screen activates if it detects an NFC terminal)

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#49
post #21
post #15

Why not just make an iPhone case that has a carve-out for the payment card? That way you can use your payment card and not need your phone, too (like going outdoors, to the beach, etc). I ask because I've already seen iPhone cases like this in Japan. I use one with my Clipper card.

>Why not just make an iPhone case that has a carve-out for the payment card? I too have seen this kind of product in Japan. The downside is that the case gets thick, the design is limited, and it doesn't look cool. As a former user for using Suica app of feature phones, the case product is apparently not optimal. IMO users who put their phones in their pockets would gain the most benefit (mostly men I think). Women,…

one thing I've noticed is that Japanese people have no problem with bulky phone cases. I personally hate them, but almost everyone here uses the kind with a flip cover card holder. Also, I saw the handbag you refer to yesterday and thought it was a clever solution.

Re: Apple Plans iPhone for Japan With Tap-to-Pay for Subways

#50
post #21
post #15

Why not just make an iPhone case that has a carve-out for the payment card? That way you can use your payment card and not need your phone, too (like going outdoors, to the beach, etc). I ask because I've already seen iPhone cases like this in Japan. I use one with my Clipper card.

>Why not just make an iPhone case that has a carve-out for the payment card? I too have seen this kind of product in Japan. The downside is that the case gets thick, the design is limited, and it doesn't look cool. As a former user for using Suica app of feature phones, the case product is apparently not optimal. IMO users who put their phones in their pockets would gain the most benefit (mostly men I think). Women,…

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