Anyone who sues an indigent cancer patient in order to recover some vanishingly small fraction of the state's budget is a predator, and should be treated as such.
In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
41–49 of 49 posts
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#42Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#43Earlier quoted context omitted.
By which you mean, life was navigable by an 8th grader back then? I don't think the quality of year 8 students has dropped that significantly.
How much value is added during 9-12th grade? A k-8 program with a little bit of life skills and shop would be better than what I did in 12 years. Especially if you consider that people were working sub-minimum wage jobs for a few years after getting through 8th grade in those days, which were effectively apprenticeships.
Painting a room, taking out a loan and (in ways) driving a car all incorporate those skills. You can do each task without any knowledge of those math subjects, but you can reason about them much better with a solid understanding of the fundamentals.
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#44Earlier quoted context omitted.
The article calls this abusive loan-sharking at the behest of the state's evil Goldman Sachs overlords. But the woman co-signed her son's loan. What did she think that meant?
Student loans aren't dischargable in most forms of bankruptcy, why's a cosign necessary?
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#45Student loans are an impending financial disaster. Over a trillion in loans outstanding not, most of which have provided no benefit and serve little more than as the modern equivalent to a high school diploma. The debt burden follows students through life and impedes home ownership, children, and other middle class consumptive activities, and as a result the demand driven economy muddles along. What is the solution?…
> What is the solution? Forgive all loans after paying 10% of salary for 10 years? I don't know, but something needs to change. No that would just inflate the education bubble even more. You need to figure out how to reduce the demand for all this useless higher education.
I am not optimistic.
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#46Earlier quoted context omitted.
How much value is added during 9-12th grade? A k-8 program with a little bit of life skills and shop would be better than what I did in 12 years. Especially if you consider that people were working sub-minimum wage jobs for a few years after getting through 8th grade in those days, which were effectively apprenticeships.
I'd find it hard to navigate life competently without learning geometry, algebra and trigonometry. Calculus as well. Painting a room, taking out a loan and (in ways) driving a car all incorporate those skills. You can do each task without any knowledge of those math subjects, but you can reason about them much better with a solid understanding of the fundamentals.
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#47Earlier quoted context omitted.
I'd find it hard to navigate life competently without learning geometry, algebra and trigonometry. Calculus as well. Painting a room, taking out a loan and (in ways) driving a car all incorporate those skills. You can do each task without any knowledge of those math subjects, but you can reason about them much better with a solid understanding of the fundamentals.
I wouldn't bet on that. I've known too many carpenters and general contractors who flunked out well before calculus. Now, they may figure stuff out the hard way, working off approximations and rules of thumb, but they figure it out, and do the hard work, too.
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#48Earlier quoted context omitted.
I wouldn't bet on that. I've known too many carpenters and general contractors who flunked out well before calculus. Now, they may figure stuff out the hard way, working off approximations and rules of thumb, but they figure it out, and do the hard work, too.
How do you determine how much paint you'd need to paint a wall without basic geometry? How about figuring out what angles and lengths to cut materials? If you can't physically measure a side of wall/house/etc you're going to have to use algebra, trig and/or geometry to figure out the lengths.
> How do you determine how much paint you'd need to paint a wall without basic geometry?
You guess, and if you're short, you buy more. If you're over, you use it on the next job of throw it out.
> How about figuring out what angles and lengths to cut materials?
There are lots of methods. You can lay it out and mark it on the ground before making cuts. You can build forms and templates out of scrap or cardboard via eyeballing and adjustment.
Math can save some time, but you can usually get by without it.
Re: In New Jersey Student Loan Program, Even Death May Not Bring a Reprieve
#49Earlier quoted context omitted.
I wouldn't bet on that. I've known too many carpenters and general contractors who flunked out well before calculus. Now, they may figure stuff out the hard way, working off approximations and rules of thumb, but they figure it out, and do the hard work, too.
How do you determine how much paint you'd need to paint a wall without basic geometry? How about figuring out what angles and lengths to cut materials? If you can't physically measure a side of wall/house/etc you're going to have to use algebra, trig and/or geometry to figure out the lengths.
> How do you determine how much paint you'd need to paint a wall without basic geometry?
You guess, and if you're short, you buy more. If you're over, you use it on the next job of throw it out.
> How about figuring out what angles and lengths to cut materials?
There are lots of methods. You can lay it out and mark it on the ground before making cuts. You can build forms and templates out of scrap or cardboard via eyeballing and adjustment.