What was your best passive income in 2014?

may I ask where do you get users from? ppc?

Oh yes, I am aware. I would never dream of drafting up a lease without the assistance of a landlord/tenant lawyer.

My TOWN even has a whole book of additional rights for tenants/obligation for landlords in addition to national and state regulations.

Being a landlord is serious business.

I may have written about this before, so apologies if this is repetitive. In 2010ish, I had gotten fairly sick due to a metal poisoning. The biggest issue was that it was messing with my cognitive abilities and that made me fearful of not being able to work and earn an income at the standard of living I had become accustomed to.

I quickly recovered, but became obsessed with finding a way to live - indefinitely - off of the savings that I had accumulated in my 20 year software career at that point. I had chosen a path around increasing responsibilities of management as opposed to startup founder (though I am one now). And I had diligently saved money, but didn't have not-work-anymore money.

I looked for a way to generate 20% returns reliably on my money, requiring little effort, manageable risk, and - mostly - passive. The stock market proved to be an answer. I ended up developing a couple of theories about how markets behave, generated some derivative trading algorithms and have been investing 100% of my spare cash since. The mini hedge fund requires activity once / week (generally) towards the end of the week, and also has two nice benefits of mostly getting taxed at long term cap gain rates along with being in all cash (fully liquid) with more core funds every weekend.

For this year, the algorithms have produced a return of 14.11% YTD. Since beginning the algorithms, they have averaged a yearly return of 24% compounded. I have traded these algorithms in a normal trading account and in an IRA, though the IRA returns are a bit lower around 20%. When the market has a flat year, vs. an up year, the algorithm is likely to perform closer to 30%. Down years that drop less than 10% will return closer to 30% as well. Up markets return lower.

I publish a white paper on this, and happy to share with anyone interested. It's a few quarters out of date, but the essence is all there. You can email me tylerjewell [at] gmail dot com for the paper.

For those that are curious, the algorithms depend upon a few assumptions: - The market has never crashed "up" - they only crash down. - As a result, the market climbs upward very orderly, but moves down very disorderly. - Time is infinite. - There is always volatility.

When you start with those assumptions, and then you apply maximum leverage (with safety nets for blue moon crashes with a max 35% loss), then you can start to derive algorithms that achieve the results expected, by using your money as an insurance provider to others in the market place by selling derivatives.

FWIW - when I started playing with the concept of the algorithms, I did not think it would be possible to achieve these results. So am quite pleased that it's possible to do so. Also, it's very easy to down dial the algorithms to be 1/2 the risk and get about 1/2 of the returns as well.

Yea exactly as you described - add to cart etc, then click checkout it asks for signup. Don't make people sign up to buy something, allow them to check out as a guest and then ask them to create an account after the transaction. Requiring authentication before the purchase is made is a huge abandonment trigger

My social game (for the last 3 consecutive months) has brought in about $8000 - $10,000 a month. Pretty consistently averaging about $300 a day. Generally spend about 4 hours a month on it total. To note: The developer I work with spends much more time on it than I do; but it is not a focus / priority for either of us. It took about 18 months to get it to this point. It probably got to break even in roughly 5-6 months.