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Valve confirms credit card companies pressured it to delist certain adult games

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Re: Valve confirms credit card companies pressured it to delist certain adult games

#381

Post by bfg_9k »

mulmen wrote: post #177
HPsquared wrote: post #157

Earlier quoted context omitted.

They don't physically print the notes, but they do magically add money to a person's account when they take a loan. That kind of thing is where most "money" (in banks, anyway) comes from. It's just like matter and antimatter being created at the same time, money and anti-money (debt) are created at the same time and when they meet, they cancel each other out. So borrowing literally creates money (and debt), and repay…

How does interest fit in here? Isn’t that what creates money AKA inflation?

What the poster you're replying to is talking about is called fractional reserve banking. That's how they "create" money.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#382

Post by JimDabell »

creer wrote: post #365
thallium205 wrote: post #337

Earlier quoted context omitted.

Adult content is considered a high risk merchant category - meaning it is susceptible to high chargeback and fraud rates. This is because after someone pays for and consumes adult content, a certain level of "clarity" overcomes them resulting in the execution of chargebacks against the merchant. It has nothing to do with any sort of puritanical premise.

That seems disingenuous. (1) in this case, this is a not a tiny fly-by-night wannabe game company. (2) which is good for paying back (or never seeing) the money of chargebacks. For a new company, the risk of chargebacks might rest on a credit card company (for a little while anyway). But not for a long established one.

> That seems disingenuous.

Why are you assuming bad faith? There’s no indication parent is being insincere at all.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#384

Post by bryanrasmussen »

dilyevsky wrote: post #336
tptacek wrote: post #333

Earlier quoted context omitted.

You could just ask, "why do payment processors pressure content vendors not to offer this kind of content". You're starting from the premise that there's some weird puritan thing happening, but there's really nothing puritan about American business culture. There are other explanations! You can get a long ways just by assuming that the people involved in these transactions are utterly amoral .

If by “people involved” you mean folks who consume this kind of content then id totally agree. As soon as you offer crypto or even mildly sexual content your cc abuse rate goes through the roof. Which i suspect is the sole reason for processors getting upset in this case

OK well this is interesting information, what are the connections between crypto or even mildly sexual content exactly that create this phenomenon? I mean they do not seem to be related - if you said crypto or drawings of currency I would say huh, well they are sort of related, but the graph connection between crypto and even mildly sexual content would seem to me to be about as tenuous as that between crypto and meat eating.

So why do these two things cause credit card abuse to go through the roof?

Furthermore if it caused the credit card abuse to go through the roof wouldn't Valve just remove it of their own accord - at some point the abuse would mean money was taken away from Valve right?

Finally the article doesn't give this as a reason why it was removed - it said "violate the rules and standards set forth by our payment processors" - which sure, that may mean "high rates of credit card abuse were reported", but I doubt it.

Anyway, a link to studies of this phenomenon?

ps: I would probably believe credit card abuse increase under crypto, due no doubt to my innate prejudices.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#385

Post by kjkjadksj »

healsdata wrote: post #313
kjkjadksj wrote: post #249

Earlier quoted context omitted.

What if you cash your paychecks at the grocery store?

What grocery store is cashing checks in the 7-10k range?

Not sure. Apparently walmart you can cash up to 7500 for half the year and 5000 other half for tax return purposes I guess. Still maybe you can get paid weekly instead of biweekly.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#386

Post by [deleted] »

Ygg2 wrote: post #375
tptacek wrote: post #333

Earlier quoted context omitted.

You could just ask, "why do payment processors pressure content vendors not to offer this kind of content". You're starting from the premise that there's some weird puritan thing happening, but there's really nothing puritan about American business culture. There are other explanations! You can get a long ways just by assuming that the people involved in these transactions are utterly amoral .

> You can get a long ways just by assuming that the people involved in these transactions are utterly amoral. Which begs the question. Why would amoral people decline cash?

[deleted]

Re: Valve confirms credit card companies pressured it to delist certain adult games

#387

Post by mitthrowaway2 »

mulmen wrote: post #177
HPsquared wrote: post #157

Earlier quoted context omitted.

They don't physically print the notes, but they do magically add money to a person's account when they take a loan. That kind of thing is where most "money" (in banks, anyway) comes from. It's just like matter and antimatter being created at the same time, money and anti-money (debt) are created at the same time and when they meet, they cancel each other out. So borrowing literally creates money (and debt), and repay…

How does interest fit in here? Isn’t that what creates money AKA inflation?

No, interest is a typical zero-sum transaction where the borrower spends and the lender earns. The loan itself represents a temporary net increase in the money supply, appearing from nothing and then vanishing when it is paid back.

Re: Valve confirms credit card companies pressured it to delist certain adult games

#388

Post by 0xcafefood »

bfg_9k wrote: post #368
oatmeal1 wrote: post #366

Earlier quoted context omitted.

Gender of who is murdered has a lot to do with it too. I don't think you'll find a video game where you predominantly kill women. The most infamous scene of murder in video games is the Call of Duty mission "No Russian" where you optionally commit terrorism at an airport. If you pay attention you'll notice they kill much more men than women, and made sure that despite pleasant weather none of the women were wearing d…

This genuinely baffles me. Who cares! It's a video game. It's pixels on a screen. True crime podcasts and movies are a-okay but when its a video game that's where the line is drawn?

There are still taboos even for pixels on a screen, even for video games. It's a good thing. There should be.

Perhaps you're just saying that you're mostly comfortable with the depiction of some forms of violence in some contexts. But what about other scenarios though? Would you feel the same about a game where the player runs around raping women, or capturing and lynching escaped slaves? It's just pixels!

Re: Valve confirms credit card companies pressured it to delist certain adult games

#389

Post by ronjakoi »

bfg_9k wrote: post #368
oatmeal1 wrote: post #366

Earlier quoted context omitted.

Gender of who is murdered has a lot to do with it too. I don't think you'll find a video game where you predominantly kill women. The most infamous scene of murder in video games is the Call of Duty mission "No Russian" where you optionally commit terrorism at an airport. If you pay attention you'll notice they kill much more men than women, and made sure that despite pleasant weather none of the women were wearing d…

This genuinely baffles me. Who cares! It's a video game. It's pixels on a screen. True crime podcasts and movies are a-okay but when its a video game that's where the line is drawn?

I think it's about the simulation and agency that video games afford the consumer.
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