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Tell HN: Automatic fraud detection is making my life hell

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Re: Tell HN: Automatic fraud detection is making my life hell

#381

Post by cj »

LoganDark wrote: post #379
cj wrote: post #376

Earlier quoted context omitted.

One quick trick that has worked for me to weed these people out is saying “You live in ? That’s great! We have another employee who lives 30 minutes away, would you be able to do an in person interview later in the process?” They will make excuses (and blame Covid) for why they can’t meet in person. At that point you can politely reject the candidate. If you already hired one that you’re suspicious of, ask them if th…

> If they’re legitimate, then they’ll fly out Just curious, how do you expect someone without a job to pay for this?

They don’t. The company would buy or reimburse their plane ticket.

Re: Tell HN: Automatic fraud detection is making my life hell

#382

Post by grepfru_it »

roland35 wrote: post #368
grepfru_it wrote: post #358

Earlier quoted context omitted.

I'm not a fan of video chat during hiring interviews. It's a great way to discriminate (race, sex, age, disabilities) right out the gate

How do you communicate in real time? Even a phone call can lead to bias unfortunately (accent, name, etc). Unless you fully are anonymous it is hard to eliminate bias

Well phones have worked rather well for the past few decades. These days video calls tend to lead to rejection while phone calls leads to a successful engagement. Seems as though lack of video is more anonymous and removes the ability to judge someone based on their backdrop

Re: Tell HN: Automatic fraud detection is making my life hell

#383

Post by xkekjrktllss »

autoexec wrote: post #324
xkekjrktllss wrote: post #205

Earlier quoted context omitted.

> I don't think it's safe to write off that 1% if you don't first make sure you understand who that 1% is and how decisions like this, especially at scale, could harm those people. Businesses prioritize profit, not "safety" or whatever else you're talking about. Profit always comes first.

laws and regulations are supposed to provide a counter to a corporation's amoral greed which prioritizes profit over all else (including human life or suffering) and the harms that greed causes on a societal/global level. If enough people are being wrongly treated because companies won't (and arguably shouldn't) care about the harms they are causing, that's when government should step in and find a way to force them…

Businesses control the government.

Re: Tell HN: Automatic fraud detection is making my life hell

#385

Post by edwhitesell »

cj wrote: post #376
edwhitesell wrote: post #357

Earlier quoted context omitted.

Long story short, GV or VOIP numbers will forever be a big red flag for me moving forward. Longer story: A few months ago, I posted a job for a remote US-based developer. 90% of the applicants were not in the US. Some of those who were immediately rejected re-applied with new US addresses and phone numbers, but that's another story. In the end, hired someone who was a great fit, passed the background checks, etc. The…

One quick trick that has worked for me to weed these people out is saying “You live in ? That’s great! We have another employee who lives 30 minutes away, would you be able to do an in person interview later in the process?” They will make excuses (and blame Covid) for why they can’t meet in person. At that point you can politely reject the candidate. If you already hired one that you’re suspicious of, ask them if th…

We had plans to get together as a company (about 15 of us from all over the US) about 3 months later. They seemed excited about this. But, we never made it that far.

Re: Tell HN: Automatic fraud detection is making my life hell

#386

Post by teddyh »

OJFord wrote: post #328
teddyh wrote: post #198

Earlier quoted context omitted.

Note: You probably meant †, not ↑

Well I meant any character I could type (and find again easily for the second one) that would be unique within the comment and not give me italics, but sure. I often use ^, since it's kind of like 'imagine there's a superscript here', think I just inadvertently held on it and ↑ popped up and up and I went with it.

> imagine there's a superscript here

A superscript what? It’s an adjective, not a noun.

Re: Tell HN: Automatic fraud detection is making my life hell

#387

Post by corbezzoli »

crazygringo wrote: post #363
corbezzoli wrote: post #311

Earlier quoted context omitted.

Unfortunately it’s not always as easy. Last year I tried to do a remittance of 3500€ and it failed on both a debit and credit card of my bank, blocking them. The bank called me to confirm the transactions, which I did. I tried again and they blocked the card again. So I did an instant transfer to another bank account and used its debit card without a hitch, as usual. Some banks just won’t let you use your money as yo…

Cards aren't generally meant for sending cash -- I honestly don't even know what you mean by sending a remittance using a credit card, or even a debit card. If you're talking about using e.g. Venmo or Zelle, they're generally intended for social transactions of tens/hundreds of dollars, not for thousands, and especially not for thousands cross-border. For transferring thousands of dollars, that's what wire transfers…

What does it mean “they’re not meant for it?” I have money on it, some site accepts the card, it works, it worked. The limitation you’re suggesting is purely theoretical.

In my specific case, I needed cash to buy a used vehicle in a country where not everyone has a bank account, so your preconception about money may not apply here.

Wire transfers across borders are expensive and slow anyway. Remitly was available within minutes and at 0 cost (first transfer is free).

Re: Tell HN: Automatic fraud detection is making my life hell

#388

Post by jjav »

edwhitesell wrote: post #357
hornban wrote: post #191

Earlier quoted context omitted.

My primary phone number is a Google Voice number, and I am entirely legitimate. Just curious, how often are other people filtering with this kind of criteria? I have been considering migrating away from GV for unrelated reasons, but if that sort of thing automatically makes me less attractive when looking for gigs then I'd like to prioritize actually doing that.

Long story short, GV or VOIP numbers will forever be a big red flag for me moving forward. Longer story: A few months ago, I posted a job for a remote US-based developer. 90% of the applicants were not in the US. Some of those who were immediately rejected re-applied with new US addresses and phone numbers, but that's another story. In the end, hired someone who was a great fit, passed the background checks, etc. The…

> The only odd thing was their phone number was GV and didn't match the location of their address.

How is that even remotely odd? Ever since cell phones became popular the phone area code no longer means anything. People tend to have the area code of wherever they were when they got that phone, which is often many location moves in the past.

Re: Tell HN: Automatic fraud detection is making my life hell

#389

Post by rglover »

Though it can have its own quirks (speed, access to exchange between currencies, etc), Bitcoin has been a life saver for situations like this.

If it's an option, it'd be worth exploring using a service that allows you to pay for gift cards (including things like Visa gift cards) to the services you need using Bitcoin.

Re: Tell HN: Automatic fraud detection is making my life hell

#390

Post by idontwantthis »

I couldn’t activate a capital one credit card in the US with a real U.S. phone number. I didn’t just need a phone number associated with my name, I needed to be the one paying for the plan. I was on a family plan and I wasn’t the primary. Then I tried verifying my passport through their proprietary portal and it rejected me for unknown reasons. So I said fuck me then and cancelled the card.
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