Live data from Hacker News

Bill to ban hidden fees in California signed into law

oag.ca.gov

381–390 of 480 posts

Re: Bill to ban hidden fees in California signed into law

#381
post #136

Earlier quoted context omitted.

Almost every other country in the world has solved this problem. It’s always fascinating when Americans have problems other countries don’t have, and just throw their hands in air saying “welp nothing we can do about it”

That's because other countries aren't as aggressive about pushing governance down to a local level. For example: in most countries you include sales tax in your advertisement, because why wouldn't you? In the US there is no countrywide sales tax, there are some states with literally no sales tax, and then there are states with high sales tax to compensate for zero income tax (which is excitingly regressive taxation).…

None of this is complicated enough to not have labels print the right price.

Re: Bill to ban hidden fees in California signed into law

#382

Earlier quoted context omitted.

Traveling to the US is for most Europeans a mightmare on this point. We are used to have a price that includes the taxes, services, delivery, wathever, you pay this much for this good ot service, and not an anachronistic 'tip' incantation for which you have to be tuned in to the latest local vibes so as not to unintentionaly run afoul of some obfuscated social rules, or you have to wip out your phone to google tax ra…

It is because you are listening to bullshit online too much. I have lived in the US my whole life and I can't remember that last time I left a tip for anything besides a place that you sit down to eat and someone brings you food. My first job was delivering pizza and that is something with a long social norm of tipping. A tip was a nice bonus but if someone didn't tip it didn't matter because someone else people woul…

First visit to the US, the second day my collegues and me were berated by the hotel breakfast staff (plural, they actually ganged up at our table) in Martha's Vineyard for not tipping.

Re: Bill to ban hidden fees in California signed into law

#383
post #234

Earlier quoted context omitted.

What's the tax on $5?

Depends on your location. If you are somewhere with a 5% sales tax for example, it would be $0.25. If you don't want to have to know the sales tax for your location, I believe the highest sales tax in the US is under 11% so just give the kid $5.55.

I'm looking at a receipt floating around my room from my trip to Chicago in May.

Cook county tax 2.75% Illinois state tax 6.25% Chicago city tax 1.25%

This thing I bought had a sticker price of $11.90

How much did I pay?

Re: Bill to ban hidden fees in California signed into law

#384

Earlier quoted context omitted.

> Newsom is the same party as the legislative supermajority. FPTP is a major part of the reason why there can be a wide disparity in position on currently salient issues between a legislative supermajority and a governor of the same party, since it is why we have ridiculously “big tent” parties.

Most of the things in the US people blame on FPTP are caused by primary elections, and California doesn't use the usual primary system because it has jungle primaries. And IRV for local elections, but you don't see micro-parties in SF.

> Most of the things in the US people blame on FPTP are caused by primary elections

No, most of them are caused by FPTP [0], which very strongly encourages low dimensionality of political dialog and a two-party system with two roughly-equal national parties, with a strategic interest in negative campaigning and alienating voters, since driving slightly more of your major opponents voters away is just as effective as winning over votes.

Some are more precisely caused by legislative bodies with independently elected members in single-member districts.

> and California doesn’t use the usual primary system because it has jungle primaries.

Jungle primaries in no way mitigate the effects of FPTP on duopoly (they aren’t much different than majority-runoff, except that there is always a runoff even if there is a first-round majority, and the two rounds are separate by a much greater interval of time than is usually the case for majority-runoff.

> And IRV for local elections, but you don’t see micro-parties in SF.

IRV (1) is not used for most local elections in California, and (2) offers little if any mitigation of the effects of FPTP elections (it is, as the name suggests, modelled very closely on majority-runoff voting), and (3) is only used in SF for elections which are explicitly non-partisan.

[0] “FPTP” is used in a somewhat loose sense here, encompassing single-winner vote-one election methods including majority-runoff as well as plurality (FPTP in the narrow sense).

Re: Bill to ban hidden fees in California signed into law

#385

Earlier quoted context omitted.

Reasons this may be difficult: 1. historically poor person, they don't want to deal with them and just want to charge them the $35 per individual overdraft, or whatever insanely high charge it is. 2. Poor person works hours that make it impossible to visit or even call a bank. No really, working 1 job with insane hours or several jobs with even more insane hours are not uncommon for poor people. 3. They shouldn't be…

Write a letter. Before you dismiss this, too, I inherited my dad's papers. There were an awful lot of letters to businesses for various reasons, some with disputes. It worked for him.

Does this come from the same reasoning where the way you get a good paying job is by walking in the front door and giving a firm handshake to the owner?

Addendum: nevermind that during this whole time of unfortunate and now very slow because "mail" correspondence, especially when the circumstance described is of a bank re-ordering transactions such as to cause the most possible overdrafts given a time range, this person's whole paycheck they need to survive may have been trapped or eaten by the overdraft fees if there's 4 or 5 of them. Yes, some people make that little.

Re: Bill to ban hidden fees in California signed into law

#386

Earlier quoted context omitted.

For a big corp, they want to advertise nationally. "$1 hamburgers!" or "$799 refrigerator!". You can't make a national ad if you have to have precise pricing. Not the strongest argument, but there it is. A college friend worked at a pizza place that straddled a county line. One county had its own sales tax; the other did not. The register was in the back of the store to take advantage of this (the location of the reg…

I’m really not concerned if a business has to spend a few percent more on their ad budget.

It’s not that. If you have to always show the full price any ads which include it become pretty much illegal (besides physical billboards etc.) unless you can somehow figure out where the person viewing it lives (not an option for TV).

While I wouldn’t mind if most ads just disappeared I don’t see how effectively banning businesses from advertising their prices would benefit the consumers.

Re: Bill to ban hidden fees in California signed into law

#387
post #136

Earlier quoted context omitted.

That's because other countries aren't as aggressive about pushing governance down to a local level. For example: in most countries you include sales tax in your advertisement, because why wouldn't you? In the US there is no countrywide sales tax, there are some states with literally no sales tax, and then there are states with high sales tax to compensate for zero income tax (which is excitingly regressive taxation).…

None of this is complicated enough to not have labels print the right price.

The price on labels in a store is an absolutely negligible part of the problem. By the time you're looking at prices in the store you've already chosen that store, presumably on the basis of the advertisements.

So the problem is that your rule impacts the prices everywhere that you see a price: any price you see online, in a poster, in a magazine, in a newspaper, in a mailer, on tv, or hear over the radio cannot include the correct taxes for where you pay for or receive the product/service.

The only place that can have the correct price is an in brick and mortar shop at the final point of sale, and even then some prices can be impacted by things like whether you're a retiree, disabled, veteran, etc. The lack of tax in the price is annoying but is predictable and is consistent. Failing to include the relevant taxes does not impact the relative cost of anything on the shelf. If you choose product A because it's the cheapest, it will still be cheapest once tax is applied. The problem addressed by this bill is when product A is the cheapest on the shelf, but has a secret fee that no other product has, that you don't find out about until checkout.

Legislation that said "you must include the final paid price in any price" in the US literally means "you cannot advertise a price for the product".

To be clear, if you go to an online store, then your rule means none of the listings can include any price information until you provide the final delivery address. Good luck comparing prices.

Hence the law says "your advertised/stated/sticker price must be the full price including any 'fees' and similar that are not set by a government agency".

That is it fixes the only thing that it is possible to fix: prices online including "fees" that are really just part of the price. In addition to being odious and anti-competitive I would also argue that those "fees" are attempted tax evasion to create a fake price for sales, and similar taxes.

Would I like the listed price to be the actual real price being charged? of course, the only people who disagree are also the ones abusing the "fee" BS that this law bans. But any law that attempted to do that by mandating inclusion of taxes in prices would instantly mean that advertisements in the US (I guess technically just CA in this case) would be unable to include any price information.

So is it annoying that when I see prices in advertisements I have to remember to add some % to the price? of course. Is being unable to fix that a reason we should also have to allow retailers to add completely arbitrary and fake "fees" that are a mandatory part of the price that the retailer (or whatever) has complete control over?

I would say the argument is no, we should not allow that, and that's what this law bans.

It sounds like you're saying that because we can't fix the pricing to include taxes everywhere, we shouldn't stop companies from having fake fees?

Re: Bill to ban hidden fees in California signed into law

#388

Earlier quoted context omitted.

>A good server adds to the experience beyond the food and ambiance and help turn new customers into regulars. What, by acting like their best friend? This is definitely something weird about America. Here outside America, it isn't like that at all. There's no tipping, and servers just give you what you ask, though of course they'll answer questions and such. But they don't socialize with you; I don't need to pay some…

What is certainly true is that Americans are culturally more friendly toward strangers. Americans smiling and talking a lot is a cliche at this point. However, I would bet the "best friend" experiences that you have had would be nothing but simple pleasantries to a typical American. Tipping culture has little to do with it; "friendliness" is regarded as an element of excellent service here. Even in situations where n…

No, as an American expat, I find American tipping culture distasteful in the extreme, as well as Americans' countless justifications for it (and also their justifications for the horrible bathrooms). America is also the only place I've eaten where the server continually interrupts my conversation just to ask "how's that tasting for you?". Everywhere else, servers know not to interrupt people unless they have a good reason.

Re: Bill to ban hidden fees in California signed into law

#389
post #387

Earlier quoted context omitted.

None of this is complicated enough to not have labels print the right price.

The price on labels in a store is an absolutely negligible part of the problem. By the time you're looking at prices in the store you've already chosen that store, presumably on the basis of the advertisements. So the problem is that your rule impacts the prices everywhere that you see a price: any price you see online, in a poster, in a magazine, in a newspaper, in a mailer, on tv, or hear over the radio cannot incl…

> Hence the law says "your advertised/stated/sticker price must be the full price less taxes".

And that is bullshit. In India every manufacturer is mandated to specify MSRPs that are inclusive of all applicable taxes everywhere. The US can have the same thing too, and remove all complexity altogether so that each item will have a uniform benchmark price against which different stores and retailers can show discounts on.

And by the way, India's taxation is much, much more arbitrary and toxic than US taxation, and has a similar kind of structure with various local taxes piling up on federal taxes. Companies still make it work.

Re: Bill to ban hidden fees in California signed into law

#390
post #295

Earlier quoted context omitted.

That's great, and sad that such a thing would be necessary.

Pointing out that you're a loyal customer often fixes problems. (And being nice about it.) It works a lot better than complaining on the internet!

True, maybe loyal pleas would echo up better.
Post reply on HN