Earlier quoted context omitted.
Insane and yet totally believable if you spend any time dealing with franchisees.
What does that mean?
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A fake job offer gone wrong
371–380 of 382 posts
Re: A fake job offer gone wrong
#372Earlier quoted context omitted.
One billing error, hack or surprise fee and you’re one phone call from having it reversed under the terms of the direct debit guarantee. In the countries I’ve lived in.
I’m in the US for what that’s worth. What you’ve posited assumes you can get someone on the phone which is no small task these days. Also, keep in mind that something like 60% of Americans are a single surprise $500 expense away from going into debt[0]. (Luckily I’m not one of them.) But generally, it takes weeks to months to get your money back if something like this happens, and that assumes everything goes well, w…
Yeah that does sound like a nightmare.
The UK direct-debit guarantee includes the provision that you must get a full and immediate refund on error, to prevent this sort of thing, and while I'm sure it doesn't always work as smoothly as you'd want, they are very commonly used and not a great source of complaints.
https://www.financial-ombudsman.org.uk/businesses/complaints...
That said, fuckups do still happen! https://www.theguardian.com/business/2022/dec/07/kent-family...
Re: A fake job offer gone wrong
#373Earlier quoted context omitted.
Here's a question, where you are, does "Direct Debit" exist? In the UK and here in Australia, when I set up a utility account I get a message saying "why not set up a direct debit?", which means that a transfer goes straight from my account to theirs at the alotted time each month, for the amount of the bill. You get your usual bill usually a week or two before the debit goes out so you can make sure it's OK well bef…
We have it, but I don’t trust companies not to fuck it up. I don’t want to allow the 5 or 10 companies I pay monthly fees to to each have the keys to withdraw money from my account. I mean we’ve seen what happens with tech companies like PayPal and how they screw you over. I’m not letting the local electric company have that kind of access to my account! One billing error, hack, or hidden surprise fee, and I could be…
In Sweden we have direct debit (autogiro), but we also have e-invoice (e-faktura), which I prefer and think it's the best of both worlds: the invoice and the charge are sent electronically to your bank (usually ~3 weeks in advance), and you approve with one click -- scheduling a transfer of that amount on the due date. That gives you the chance to verify if everything is correct before you pay, and does not give the company any permission to withdraw funds from your account.
This is what I usually do: (1) check my bank 1 week before the end of each month, (2) eyeball the amounts for all e-invoices, (3) approve everything with a single click.
Re: A fake job offer gone wrong
#374Earlier quoted context omitted.
> unless its your very close friend or family, don't launder money. i think this is a life lesson we learn in middle school Sorry, what middle school child learned that? None that I know.
I think it was in high school, that I found out about the basic money-back scam, because I innocently tried to buy something in a store with a certified (bank) check for more than the right amount and they wouldn't give me change. Eventually they took it and said I would get a refund from headquarters, but they were extremely suspicious. This was before the internet was really a thing, too, so the same basic scam has…
I might have used a certified bank check once in my entire life, maybe to make a down payment on something huge, certainly not during highschool. I have no idea how you think highschoolers are running around casually with bank checks.
Re: A fake job offer gone wrong
#375Earlier quoted context omitted.
I think it was in high school, that I found out about the basic money-back scam, because I innocently tried to buy something in a store with a certified (bank) check for more than the right amount and they wouldn't give me change. Eventually they took it and said I would get a refund from headquarters, but they were extremely suspicious. This was before the internet was really a thing, too, so the same basic scam has…
I might have used a certified bank check once in my entire life, maybe to make a down payment on something huge, certainly not during highschool. I have no idea how you think highschoolers are running around casually with bank checks.
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Re: A fake job offer gone wrong
#376Earlier quoted context omitted.
I think it was in high school, that I found out about the basic money-back scam, because I innocently tried to buy something in a store with a certified (bank) check for more than the right amount and they wouldn't give me change. Eventually they took it and said I would get a refund from headquarters, but they were extremely suspicious. This was before the internet was really a thing, too, so the same basic scam has…
I might have used a certified bank check once in my entire life, maybe to make a down payment on something huge, certainly not during highschool. I have no idea how you think highschoolers are running around casually with bank checks.
>I have no idea how you think highschoolers are running around casually with bank checks.
I don't! They aren't! I wasn't! Nobody does that because they cost (at least then) several dollars.
The point of my anecdote was you use a bank check once and you learn about scams and laundering money, so you don't "run around casually" using them.
Probably there are more high schoolers "running around casually" with credit cards than there were 25-30 years ago, but in any case I didn't have one.
I certainly never again tried to use a check that wasn't for an exact amount.
By the way, some people do or did use personal checks at the grocery store and get cash back - I don't know if you can still do that and I never have tried it, but it used to be a thing.
Re: A fake job offer gone wrong
#377Earlier quoted context omitted.
This post seem to blame victims for the problem, and that is not fair. People can be in dark places mentally, struggle with disease, family issues, etc. Not everybody is mentally sharp 100% of the time to identify a scam attack and fight it back. The problem is not victims, the problem is scammers. There should be better mechanisms to quickly clamp down on them. In this case, it would be really good if there was a me…
> This post seem to blame victims for the problem, and that is not fair. Indeed, the scammers are the bad guys. At the same time, what about people that still fall for Nigerian princes or go through their spam folder for "sex in your area" or "penis enlargement pills"? > ...verified it would gather information from Google, Dropbox sign, the bank receiving the funds... While I agree that our banking system should evol…
Wait until you get older and have cognitive issues, or have a relative that gets caught up in these scams. It's easy to say "tough up" until it happens to you.
Let's aim for a better middle ground maybe?
Re: A fake job offer gone wrong
#378To be honest, one can easily realize that this "Marc Cannon" is a fake with the amount of spelling and grammatical errors he makes. Real professionals do not make spelling and grammar errors such as: "Do you have any other question ?" "Good morning how are you this morning." "I will send you later" "Good morning, How are you doing today ?" "This is very disrespectful and all director are to meet you for training on m…
I don't know, I've had a couple of bosses who were native English speakers and they would dash off emails so fast obviously without reading them that it took me multiple reads to parse what they might be trying to say. If it were just punctuation or spelling errors I would have been happy. I suspect they wrote to their bosses much more carefully. But something as sketchy as this setup would have my antenna twitching…
I gotta agree, poor grammar didn't stand out as a red flag to me. I've been through interview loops with like like 80% of the written and verbal correspondence was with people who had English as a second language and they frequently made similar grammatical mistakes. I'm pretty sure two of those companies were legitimately Intel and Amazon.
I'm also surrounded by Asian immigrants in the US and its pretty common to take an English name (sometimes first and last) if your name is so full of non-ASCII characters that American's can't pronounce.
Re: A fake job offer gone wrong
#379Earlier quoted context omitted.
People always say Russian scammers are safe if they do Cc fraud etc. This is absolutelly not true, maybe some government collaborators get away with it because it is sanctioned, but the regular joseph will absolutelly go to prison, or be recruited for a war zone.
Why would Russia care if people scam Americans?
They do not, but the financial system is the same everywhere in the world, you do not want to be labelled as a high risk jurisdiction by the banks, acquirers and PSPs.
Let us use an example, Moldovian fraudsters using stolen credit cards and kyc docs online, this leads to chargebacks etc. None of these cards are issued in Moldova, they are issued by american, british, new zealand, spain etc.
These banks often have offices in the countries where the fraudsters reside and they will absolutelly go for the fraudsters, if the word is that their cards and products can be compromised without consequences, they will lose a lot of revenue, customers, trust and reputation.
The government will not tolerate them becoming a high risk jurisdiction because of some carder kiddies, they will totally look them up.
I have friends who know many russian(many are coming to southern europe and russian friendly countries like serbia) friends who tried some stuff like that out of pure desperation, none of them made big money, but all of them eent to prison.
I work in finance and had personal correspondence with some fraudster groups, if you explain to them how you are going after them preciselly, step by step, they will immediatelly offer a truce. I am talking about really highly sophisticated groups here.
They know to not fly too close to the sun.
Re: A fake job offer gone wrong
#380Maybe if all company data was in git(hub) it could help check who adds a company, and from which source come the jobs https://github.com/joblisttoday/data
Why in the world would GitHub be a good solution for that? Most jobs are not software jobs. https://xkcd.com/927/
That is a transparent place to store data, where all edits history are publicly visible. Does not have to be software jobs.