Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

What happened to Mint?

fastcompany.com

Post reply on HN
Print view View original

371–380 of 456 posts

Re: What happened to Mint?

#371

Post by idrism »

koboll wrote: post #53
Ozzie_osman wrote: post #29

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

I gotta say, a Mint-that-doesn't-suck is something I could absolutely see myself paying $5 a month for, for the rest of my life. The core functionality is indispensable, but it's become so outdated, inefficient, and difficult to use that I'm champing at the bit to jump ship. I'm surprised it's taken this long for a serious competitor to emerge, given that it's been saturated with ads for at least half a decade and Pl…

Co-founder of Truebill here. Try Truebill! And let me know what you think.

Re: What happened to Mint?

#372

Post by byproxy »

sshumaker wrote: post #57
Ozzie_osman wrote: post #29

Co-founder of a (yet to be launched) Mint competitor here [1]. One pattern I think we all see over and over again is when products get bought by a large company, they often lose their "soul" (and the original team). Both those things happened with Mint. Another important pattern I've seen is that products, in the long-term, morph to take the form of their revenue model. Many personal finance products are free, but ma…

This space is really difficult to crack for a few non-obvious reasons. The first is that the total TAM is less than you think; for most people, tracking their spending to manage budgets just doesn’t appeal to them. For many consumers, just seeing all of their finances is incredibly depressing. I suspect the 13mm Mint users are a large portion of the addressable market for this kind of product. So without a strong mon…

> For many consumers, just seeing all of their finances is incredibly depressing.

Fuckin' ay. Consider me one of those consumers! ...I should probably stop consuming.

Re: What happened to Mint?

#373

Post by debt »

Honestly, the biggest value Mint and all the Intuit products have is the import from X-bank/investment account/etc. I'd pay for the ability to import into a spreadsheet from my money accounts.

Re: What happened to Mint?

#374

Post by Larrikin »

awicz wrote: post #13

I switched to https://ynab.com a while back. It's not exactly the same concept as what Mint was intended to be, but I couldn't be happier with the move.

I really like ynab, but they stopped importing my discover card months ago and they have basically declared that there is nothing they can do since their partner can't do anything about it. There is a contingent of their users who claim that it's better that way, but if I'm manually adding transactions and categorizing everything my self, then why not use an excel sheet instead of paying 90 dollars a year.

Re: What happened to Mint?

#375

Post by dionidium »

sciurus wrote: post #99
koboll wrote: post #53

Earlier quoted context omitted.

I gotta say, a Mint-that-doesn't-suck is something I could absolutely see myself paying $5 a month for, for the rest of my life. The core functionality is indispensable, but it's become so outdated, inefficient, and difficult to use that I'm champing at the bit to jump ship. I'm surprised it's taken this long for a serious competitor to emerge, given that it's been saturated with ads for at least half a decade and Pl…

Try Personal Capital ( https://www.personalcapital.com/ ). I used Mint for years but jumped ship about 6 months ago and am glad I did so.

I agree with you; Personal Capital is very good. I use both. But they aren't interchangeable. Personal Capital is pretty good for tracking investments and net worth, but Mint is much better at budgeting and tracking monthly expenses.

Re: What happened to Mint?

#376

Post by [deleted] »

ineedasername wrote: post #355

My impression of Intuit's acquisition of Mint was always that it was done precisely so that it wouldn't grow and become a major player in personal finance. That what they were really purchasing was the Mint userbase in an attempt to cross sell them on paid products. And so they have kept Mint around with the absolute bare minimum of effort for the sales funnel through to revenue generating products

[deleted]

Re: What happened to Mint?

#377

Post by [deleted] »

0xffff2 wrote: post #81
SnowingXIV wrote: post #65

It's a real shame that there isn't legitimate competition in this space. And before you mention it, personal capital is not a replacement as it solves a different problem. One place to aggregate all financial accounts and give a clear picture, including bills, investments, categories, trends, credit score checks, and budgeting. Everything is easily synced. I don't need a desktop app, just a web app and an iOS app. Th…

Funny. I feel exactly the opposite. I use Quicken because I don't need a web app or an iOS app, just a desktop app. And I'm happy that Quicken seems to be mostly abandoned. It does what I need and I don't want a bunch of flashy new features added every month when I'm not going to use them anyway.

[deleted]

Re: What happened to Mint?

#378

Post by jdlyga »

I've had it linked to my accounts since 2011, and it's great to have such a rich history to search through. Sure it's not the greatest, but it's miles ahead of the bank's interfaces for searching through transactions. It's easy to export things to csv and make budgets by adding up category totals.

Re: What happened to Mint?

#379

Post by sixjarsappp »

I didn't want to share my financial data and wanted to use the six jars budgeting system so I made this tool to help myself. It's a pwa so you can save it to your phone and all of the data is stored locally (very private). Nothing ever gets posted to the server.

sixjars.xyz

Re: What happened to Mint?

#380

Post by jxramos »

> Intuit buying out its own competitor, in turn, echoed Microsoft’s failed attempt two decades earlier to purchase Intuit, which had trounced its Microsoft Money software.)

Anybody know the history about why Microsoft Money failed to hold ground?

Post reply on HN