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If you opened your PayPal account before you were 18, close it

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Re: If you opened your PayPal account before you were 18, close it

#371

Here's three rules someone once gave me which I can't emphasize strongly enough. 1. Never use Paypal. For ANY reason. 2. Never. Use. Paypal. For. Any. Reason. 3. See rule #1.

Unfortunately as an ecommerce site you probably lose some portion of sales by not offering it.

That's not true, I've tested that before. People seem to be used to typing in CC info into a stripe form, for example, and have no problem doing it.

Re: If you opened your PayPal account before you were 18, close it

#372
post #369

Earlier quoted context omitted.

Thanks for the reminder, any tips on how to do this? I tried removing my debit account coupling but it refuses citing "a pending transaction" (no specific reference given). The "close my account" button takes me to an error message. I guess I'm spamming all their email addresses I can enumerate until this is resolved.

I've just logged out and deleted cookies. They won't let me actually close the account either, because it's "limited."

Good luck, these are the 3 email addresses I've been able to find so far:

complaint-response@paypal.com

service@paypal.com

hostmaster@paypal.com

Re: If you opened your PayPal account before you were 18, close it

#373

Earlier quoted context omitted.

In Canada we have Interact e-transfers. For about $1 you can send money between any two banks via email or sms. The fee is frustrating, especially when you want to pay someone back for lunch or something small, but it is very convenient and basically everybody knows how to use it at this point.

someone who asks you for that $5 back, is always that person that will borrow $500 from you and never pay back, why spend a dollar for such a small amount.

Where are you going for lunch?

Re: If you opened your PayPal account before you were 18, close it

#374

Earlier quoted context omitted.

Facebook is an ad company. Credit card companies collect and sell purchase history. Giving them your cc number explicitly links your purchase history to your facebook account. Realistically they've probably already made the jump using your name and DOB, but at least they had to work for it...

Credit card companies sell data in aggregate. They don't sell your specific card history.

[deleted]

Re: If you opened your PayPal account before you were 18, close it

#376

Earlier quoted context omitted.

An exact date would be better, for those who turned 18 in the year displayed.

the best way to find our the exact date is to find the sign up email, if you still have access to it.

Inspired by your suggestion, I located my original PayPal account activation email from May 2006: http://imgur.com/ztYGLxP

Re: If you opened your PayPal account before you were 18, close it

#377
post #202

Earlier quoted context omitted.

Last i checked the android app refuses to run on hardware without nfc, even for the features that don't require it. Maybe it's an option if you have the right phone, or if it lets you do payments on desktop. (haven't tried the latter)

AFAIK, the Google Wallet app doesn't, anymore, have any features that require or use NFC (tap-and-pay did, but that moved years ago to Android Pay.) Plus, not only can you do everything "on desktop", you can do it on web generally; the browser version works great on phones.

Good to know...I thought that the classic Wallet app went away entirely, as I recall being forced to "upgrade" it to Android Pay when it came out, and in the process lost the features I actually used, so didn't pay much attention after that.

Re: If you opened your PayPal account before you were 18, close it

#378
post #364

Earlier quoted context omitted.

I don't know about "fantastic", those fees are astronomical by any measure (3% where my bank would be free and an extra 3% on top of that for currency exchange spead where the bank is less than half) but it's often the only available alternative.

For transfers between "friends and family," there aren't any fees, which probably drives a non-negligible number of account creations. That said, if PayPal thinks your transaction is not between "friends and family" (despite being marked so), they won't hesitate to freeze those funds while they investigate. A couple years ago, I used to send my portion of rent to my roommate via PayPal, and they froze the funds once…

Yep. I was primarily thinking about friends / family here, thanks for clarifying that they are free. Just used one for an international transfer of cash into family member's bank; the turnaround was significantly quicker than using my bank, essentially delivering same day availability of funds in the bank.

It ended up being cheaper than using my bank also.

Re: If you opened your PayPal account before you were 18, close it

#380
post #326
post #241

If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…

What can I use instead of paypal?

Because I haven't seen it suggested yet- give Square Cash a try. Transfers appear in your bank instantly and it's dead simple. Dropped paypal last year and haven't looked back.
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