Here's three rules someone once gave me which I can't emphasize strongly enough. 1. Never use Paypal. For ANY reason. 2. Never. Use. Paypal. For. Any. Reason. 3. See rule #1.
Unfortunately as an ecommerce site you probably lose some portion of sales by not offering it.
If you opened your PayPal account before you were 18, close it
371–380 of 396 posts
Re: If you opened your PayPal account before you were 18, close it
#372Earlier quoted context omitted.
Thanks for the reminder, any tips on how to do this? I tried removing my debit account coupling but it refuses citing "a pending transaction" (no specific reference given). The "close my account" button takes me to an error message. I guess I'm spamming all their email addresses I can enumerate until this is resolved.
I've just logged out and deleted cookies. They won't let me actually close the account either, because it's "limited."
complaint-response@paypal.com
service@paypal.com
hostmaster@paypal.com
Re: If you opened your PayPal account before you were 18, close it
#373Earlier quoted context omitted.
In Canada we have Interact e-transfers. For about $1 you can send money between any two banks via email or sms. The fee is frustrating, especially when you want to pay someone back for lunch or something small, but it is very convenient and basically everybody knows how to use it at this point.
someone who asks you for that $5 back, is always that person that will borrow $500 from you and never pay back, why spend a dollar for such a small amount.
Re: If you opened your PayPal account before you were 18, close it
#374Earlier quoted context omitted.
Facebook is an ad company. Credit card companies collect and sell purchase history. Giving them your cc number explicitly links your purchase history to your facebook account. Realistically they've probably already made the jump using your name and DOB, but at least they had to work for it...
Credit card companies sell data in aggregate. They don't sell your specific card history.
Re: If you opened your PayPal account before you were 18, close it
#375Re: If you opened your PayPal account before you were 18, close it
#376Earlier quoted context omitted.
An exact date would be better, for those who turned 18 in the year displayed.
the best way to find our the exact date is to find the sign up email, if you still have access to it.
Re: If you opened your PayPal account before you were 18, close it
#377Earlier quoted context omitted.
Last i checked the android app refuses to run on hardware without nfc, even for the features that don't require it. Maybe it's an option if you have the right phone, or if it lets you do payments on desktop. (haven't tried the latter)
AFAIK, the Google Wallet app doesn't, anymore, have any features that require or use NFC (tap-and-pay did, but that moved years ago to Android Pay.) Plus, not only can you do everything "on desktop", you can do it on web generally; the browser version works great on phones.
Re: If you opened your PayPal account before you were 18, close it
#378Earlier quoted context omitted.
I don't know about "fantastic", those fees are astronomical by any measure (3% where my bank would be free and an extra 3% on top of that for currency exchange spead where the bank is less than half) but it's often the only available alternative.
For transfers between "friends and family," there aren't any fees, which probably drives a non-negligible number of account creations. That said, if PayPal thinks your transaction is not between "friends and family" (despite being marked so), they won't hesitate to freeze those funds while they investigate. A couple years ago, I used to send my portion of rent to my roommate via PayPal, and they froze the funds once…
It ended up being cheaper than using my bank also.
Re: If you opened your PayPal account before you were 18, close it
#379Re: If you opened your PayPal account before you were 18, close it
#380If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…
What can I use instead of paypal?