I recently ordered something on ebay. Nothing expensive, just a £60 item, and delivered to an address I've ordered many things to in the past. First I had to log into ebay - no problem, got my password manager right here, as soon as I unlock my phone with my fingerprint. Now I'll just key in my 12 character, randomly generated password with mixed case letters, numbers and symbols. Then ebay decided they wanted to sen…
"BTW, for your own safety, we implemented two factor on your account, and tied it to your old phone. Wait, you don't have that phone anymore, cause it was something like a 10 yr old retirement that you never obsessively check? And we didn't give you the option for an email? Or even warn you? Too bad. We now no longer accept logins for your own money."