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How People Get Rich Now

paulgraham.com

351–360 of 941 posts

Re: How People Get Rich Now

#351
post #71

It's a classic PG article. Many true facts in there, lots of good analysis with just a few questionable claims thrown in here and there. At the end, there's a massive claim that isn't fully stated but implied. "Of course the Gini coefficient is increasing" translated means "income inequality is not a problem". Firstly, Gini coefficient is based on income, not wealth. That isn't stated clearly. Secondly, there's absol…

It would be very interesting to re-order the list by the amount of liquid wealth that each person owns, not including fake founder stock wealth that can't be e.g. theoretically sold overnight to avert a world disaster -- very different from someone with an actual pile of cash or bonds or gold.

Consider someone's effective wealth as the amount of liquid USD they could hypothetically produce in a 24 hour period by selling all of their assets, including market dynamics, and then tell me who the top 100 richest people are.

Re: How People Get Rich Now

#352
> In 1982, 84% of the richest 100 people got rich by inheritance, extracting natural resources, or doing real estate deals. Is that really better than a world in which the richest people get rich by starting tech companies?

Google, Facebook, Amazon are extracting human resources. More precisely they are exploiting it.

Which one is better? Doesn't matter. Once something is exploited it will disappear.

Re: How People Get Rich Now

#353

Earlier quoted context omitted.

Think the implicit meaning here is that Gini coefficient is often used only as an indicator of income inequality, not wealth inequality, despite it being usable for both. Usually one has to specify "wealth Gini coefficient", as most default to income otherwise.

However, this essay is specifically about wealth so at most I'd criticize this use as somewhat ambiguous instead of assuming that PG meant income Gini and therefore confuses income with wealth.

Having read a fair bit of discussion of inequality, I think that in any popular discussion if you see the phrase "gini coefficient" unqualified, you should presume it to be discussing income, even if the rest of the discussion was about wealth.

It's a very pervasive error.

Re: How People Get Rich Now

#354
post #167
post #71

It's a classic PG article. Many true facts in there, lots of good analysis with just a few questionable claims thrown in here and there. At the end, there's a massive claim that isn't fully stated but implied. "Of course the Gini coefficient is increasing" translated means "income inequality is not a problem". Firstly, Gini coefficient is based on income, not wealth. That isn't stated clearly. Secondly, there's absol…

I agree. To me, the post reads a bit like this: "Back then, we did not have as much inequality, but the super-rich did not deserve their wealth. Now, we have more inequality, but the super-rich [like PG himself] really deserve it, because they are innovators." The post does not cover the arguably more important questions like "Are the working and middle classes better off?", "Was there less innovation back then or we…

> "Back then, we did not have as much inequality, but the super-rich did not deserve their wealth. Now, we have more inequality, but the super-rich [like PG himself] really deserve it, because they are innovators."

Indeed. Or to elaborate a little:

"Back then, we did not have as much inequality, but the super-rich did not deserve their wealth. Now, we have substantially more inequality and compounding human misery, and I am super-rich.

Because I am unable to identify any specific moment in my life when I made unethical decisions personally it is not possible for me to understand a view of the world that sees my current existence as the product of an unjust system."

Re: How People Get Rich Now

#355
post #183

Earlier quoted context omitted.

My two cents on why his writings are popular: - He uses anecdotal evidence which appears to be sound at first. Looking at the top 100 billionaires seems to give a good idea on how wealth is created and distributed, but really it is only a glimpse at a much bigger phenomenon (especially since the data only comes from two years). - His style of writing is very accessible and natural. He wrote an article on his style (…

Same reason Malcolm Gladwell is popular — it's pop science/economics/whatever, made to be readable and digestible, but over simplifies (and sometimes falsifies) in the process.

At least Gladwell's writings are not so obviously self-serving.

Re: How People Get Rich Now

#356
post #279
post #139

Earlier quoted context omitted.

Just like RMS is highly respected at the FSF :)

I love RMS but unfortunately his skepticism doesn't get treated well by the vocal mass. These days people like to view things in a very black and white manner and if you dare to express your skepticism in a topic that is considered clear cut by the mass you get ostracized.

the skepticism he was most criticized for was playing devils advocate for a convicted rapist

I support skepticism, but you don’t make arguments like that for the same reason you don’t say “hitler was great for the german economy” - it plays a major role in minimizing abhorrent crimes, whether you intend it to or not. Fighting that concept in any way makes it incredibly hard to distinguish the argument from support, especially when you’re doing so from an armchair. RMS is (was?) an expert in one thing, and outrageously naive in most other things he’s written about.

Re: How People Get Rich Now

#357
post #130

Earlier quoted context omitted.

Add to that that tech companies concentrate wealth line never before. Airbnb takes a cut of transactions not only around the US but across the world. Not everyone works in the Bay Area, but how many of the founders, early employees, and VCs do? The ones who really make massive wealth? Not 100%, but most. Same with Stripe, the same with Facebook, Google, etc. we’re pulling tremendous wealth into a small area, with tec…

The use of Airbnb seems odd to me. People around the world use it because they don't like the alternatives. Why shouldn't they be allowed to do business?

Could you point out where my comment implied that they shouldn't be allowed to do business? I didn't mean to (and don't believe that) so it would be helpful to see how I could adjust the way I communicate this.

They should be allowed! It's just that maybe we need to adjust our society to this reality.

Re: How People Get Rich Now

#358

Earlier quoted context omitted.

It's not conspiracy, but an observation that hamburgers, cars, houses and yachts inflate at different rates. The gov inflation concerns hamburgers, but someone's making 200k really needs housing and that inflates much faster.

1. Rents are included in the CPI. 2. This confuses relative price changes with inflation.

> 1. Rents are included in the CPI.

Rents have remained low in my city but housing prices( which GP is talking about) have gone up over 30% last 2 years.

Its pretty easy to find a rental but almost impossible to buy a house here.

Re: How People Get Rich Now

#359
post #71

It's a classic PG article. Many true facts in there, lots of good analysis with just a few questionable claims thrown in here and there. At the end, there's a massive claim that isn't fully stated but implied. "Of course the Gini coefficient is increasing" translated means "income inequality is not a problem". Firstly, Gini coefficient is based on income, not wealth. That isn't stated clearly. Secondly, there's absol…

I don’t think PG is necessarily saying that income inequality is not a problem. This is disingenuous on your part. Saying “of course the Gini coefficient is increasing” does not necessarily translate to “income inequality is not a problem.” Rather, what he is to my mind correctly pointing out is that the entire situation regarding wealth accumulation, distribution, and class mobility is perhaps more nuanced than we typically understand it to be. Indeed, he points out that it is in fact easier in some major ways, which is a wonderful thing to realize. This does not necessarily mean that income inequality does not exist or is not a problem. There may still be ways in which it is. Instead, it is good to acknowledge that the ability to build wealth through starting businesses is, in his particular lens, better than it has ever been.

Further, I think it is disingenuous to compact PGs meaning to “‘people like me are creating a lot of value, please acknowledge it. Also there are no downsides to this accumulation of wealth.’ ... it just seems like a desperate play to keep his wealth intact.” So much of the time argument betrays the arguer and rather demonstrates a perverse inclination to emotions such as jealousy rather than reasoned indifference. Why is he desperate in this case? Is he afraid of people taking his money away from him? Are there people actively attempting to do so? Is this not a natural human inclination? Is this something that only affects the wealthy? Do not all of us to a certain degree wisely protect what we have earned? It has indeed gone out of fashion to point out that the rewards of benefitting society are equal to the benefit ie what society is willing to pay for those benefits (if not less so, due to the existence of taxes). We should first admit that society is made of industrious and lucky individuals by varying degrees, admit this, and then stave away jealousy at the success of those more industrious and lucky than you or me - for success coming to the industrious and lucky remains just despite the existence of those who pursue lives of industry and are not as lucky. It is out of fashion to point out the simple and bare fact that ambition to improve the world is amplified in the environment where it is incentivized: if this be done through the respect garnered as a result of benefitting the world, that is great; if this be done as a result of rewarding the creator of those benefits commensurate to the benefits given, that is great also. In either case, the results are amplified; with both cases the results are amplified still further by the addition of the incentives. Yes, indeed the numbers by certain statistical methods appear disproportionate within studies of income inequality. Yet, simply because these figures impress upon us a knee-jerk reaction to decry the accumulation of great wealth by the few as unfair, does not make it so; it does not necessarily mean that something is wrong that these results should be allowed to occur. So long as the majority of we who inhabit the economy are not actively oppressed by the creators of great wealth, so long as our freedoms are not taken away, no reasoned argument can point to why the accumulation of great wealth is a damaging thing. Indeed, if it results from the great mutual benefit to society, this is in fact a very good thing. So long as the accumulators of such great wealth are not oppressing the majority of participants of the economy, the accumulation of great wealth ought to be a sign of the great benefits that the accumulators are providing to society, as it is society, as has now been remarked a number of times in this comment, that is paying for it. Indeed, if we continue to demonize wealth creators and go on to pass reforms that remove incentives to wealth creation, we would only de-incentivize the creation of future benefits to ourselves as members of society. Further, with certain reforms that constitute graded barriers to success, the freedom of economic mobility then being lessened, the entire economy and state as a whole is then oppressed by degrees - the oppression is then rather achieved by those who have sought to fix the “problem”. I’m not saying that income inequality does not exist - I’m saying that in this particular form the fact that there are disparities in income is not unfair, and that results from the just distribution of benefit to society that society is happy to pay for is not necessarily unjust by statistical analysis of income data alone.

Re: How People Get Rich Now

#360
I enjoyed reading this. We are in a tech growth phase where the cloud, SaaS and AI are eating up both businesses and antiquated business processes (aka digital transformation). Find a niche and help them evolve.
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