Earlier quoted context omitted.
The point is, in most of Europe it’s the richer folks that foot the bill for the poorer ones. That’s a system based on solidarity - you contribute to our collective ability to treat our sick and injured, according to your financial means. EDIT: at least that’s how it’s supposed to work in theory. Of course the richest people don’t foot the bill for anyone but themselves.
In Germany we have a two-prong system of public and private health insurance, so the richer folks actually remove themselves from the solidarity system, leaving the middle class with good jobs to pay for most of the expenses. Is it similar in other european countries?
For people who use more resources, there is an annual deductible of around €500 per person that resets with the new year. After you pay the deductible, the rest of your care and medication is free.
Personally, now living here 2 years, I think it’s a good system that compromises in many of the right areas. My biggest complaint is that your GP is the gatekeeper to all other care, so if you are certain you need to see a specialist, you’ll need to convince your GP first. That all fine and dandy when we’re talking about an ENT doctor for example, but hella annoying when you need to get a referral for a therapist that is covered by insurance. The Dutch drug prices are also ridiculous (allergy meds and other specialized OTC drugs are insanely expensive) but luckily I can order them online from Germany for much more reasonable tariffs! ;)