Insured price $2,758, cash price $521 • Hacker News Board

Re: Insured price $2,758, cash price $521

#341

Post by astrodust » Tue, Aug 06, 2019, 4:00 PM UTC

en4bz wrote: post #19

astrodust wrote: post #8

Wouldn't it be nice to have an ultrasound and not know the price, nor care? That's what countries with single-payer are like. America needs to give up on this nonsense. There should be riots.

Except you often have to wait weeks for non-life threatening issues. In the US you can get imaging done same or next day.

It's not life-threatening, so you're going to have to wait for people with life-threatening issues to get treated first.

Why is this so hard to understand? This is how it works when "throw more money at the problem" isn't an option.

Re: Insured price $2,758, cash price $521

#342

Post by eragone » Wed, Aug 07, 2019, 5:58 PM UTC

EliRivers wrote: post #330

eragone wrote: post #312

Earlier quoted context omitted.

Not sure where you went to med school, but couldn't be different for me for med school and residency. Very little of being a doctor has to do with money. If I wanted money, I would have stayed in software and not gone another half a million in debt.

But the median salary of a doctor is much higher than the median salary of a software engineer; or is it just the debt that you mean?

Both - I spent 6 years not making any salary, plus another 4 making less than a software engineer, and on top of that I took on a lot of debt.

Re: Insured price $2,758, cash price $521

#343

Post by pegglynn34 » Thu, Aug 08, 2019, 5:20 PM UTC

cosmie wrote: post #143

johnwheeler wrote: post #25

I took my 4 year old to the ER because he had a 103 fever. The doctor put an ear thermometer to him and told me to give him some childrens ibuprofen. The visit lasted all of 5 minutes. The cost: $756.00. I refused to pay it. It was the first time I did not pay a debt and the first time I was sent to collections. I refused based on principle, and not because I couldn’t afford it. Collections called me for about 3 mont…

> I never received a ding on my credit report. Non-medical and medical collections tend to get different treatment nowadays[1][2]. It may have ended up on your credit but after a super long delay, or it'd disappear entirely if they were able to get something out of your insurance instead. And even if it shows up on your credit report, depending on the specific scoring model being used, it still may not have had much…

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Re: Insured price $2,758, cash price $521

#344

Post by pegglynn34 » Fri, Aug 09, 2019, 1:56 AM UTC

cosmie wrote: post #143

johnwheeler wrote: post #25

I took my 4 year old to the ER because he had a 103 fever. The doctor put an ear thermometer to him and told me to give him some childrens ibuprofen. The visit lasted all of 5 minutes. The cost: $756.00. I refused to pay it. It was the first time I did not pay a debt and the first time I was sent to collections. I refused based on principle, and not because I couldn’t afford it. Collections called me for about 3 mont…

> I never received a ding on my credit report. Non-medical and medical collections tend to get different treatment nowadays[1][2]. It may have ended up on your credit but after a super long delay, or it'd disappear entirely if they were able to get something out of your insurance instead. And even if it shows up on your credit report, depending on the specific scoring model being used, it still may not have had much…

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Re: Insured price $2,758, cash price $521

#345

Post by namibj » Sat, Aug 10, 2019, 10:47 PM UTC

novaRom wrote: post #302

namibj wrote: post #204

Earlier quoted context omitted.

Here in Germany it's less than 20. I think it was between 10 and 15 € for a finger. This includes an expert's opinion, albeit a succinct one. I wish they'd do technical/industrial things in a similar fashion. Make appointment, bring piece, get xray, wait a few minutes, leave with xray image/dataset. For cheap. Require bagging for contamination reasons.

Here in Germany we pay highest healthcare insurance costs in the world. If you earn more than 55000 Euro/year, you have to pay 9600 Euro/year for health insurance alone! And you cannot opt out! Together with your spouse you have to pay insane 19200 Euro annually! No wonder it is between 10 and 15 Euro for a finger. In USA if you pay $20000 you will be fully ensured and you will not need to pay anything for your finge…

Oh, sorry, the price is the GOÄ (Gebührenordnung für Ärtzte) price the X-Ray place can bill you/your insurance. This includes the X-Ray consultation.

You are send there by your GP if the GP determines you need it checked like that. They write it down, give you a form, and the specialist uses it to bill the insurance (as they don't pay if you just show up at the X-Ray place directly).

Also a full hand, including the palm, is less than 10€ more I think. It's really not that expensive (a Finger was the cheapest I remember finding).