331–340 of 390 posts
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This is awful advice! Losing a smartphone isn't going to ruin me, but it sure would piss me off to have to fork out £500 or whatever because it gets jacked. Similarly, someone could break into my house and clean it out. Not going to ruin me, but I'd rather not have to replace everything. The whole point of insurance is collective risk-spreading. Yes, this means that the majority (by value) of people with insurance wi…
House always wins.
There is an alternate universe where every time he took his computer apart, he skipped the reflow heat stuff and just put it back together... and it worked identically for identical periods of time between failures. I'm not saying it's this universe, I'm just saying there is one out there.
I can assure you that it does work. Not sure about 340f though. I baked a Nvidia GTX470 at 390f for 10 minutes and it eliminated the artifacts/crashing and has been working fine for months. It probably won't work forever, but it is at least a temporary fix.
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Are you in my living room? A few months ago I disassembled and cleaned a grape juice damaged MBP. Tried it afterward and no dice. Tried it yesterday on a bored whim and I now have a working MBP with a sticky keyboard. Why? I have no idea.
Heh. I caught in the rain with my MacBook Air, and it worked fine for a day, but then wouldn't boot up at all and wouldn't hold charge. Three weeks later and rice and all that jazz and nothing. A couple months later, the charger showed a light, but it wouldn't boot and never lit up green. Six months from the first incident, and I randomly plugged it in and it booted instantly - I was ecstatic. It lasted two weeks bef…
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Is that part of the EU wide protection places like the UK, Germany, etc also get or something specific to your country?
Checking the Apple legalese [1] [2] it seems that we can "choose" between Apple One Year Limited Warranty and consumer law [3] which happens to be 6 (England and Wales) or 5 (Scotland) years. Can anyone clarify that for me please? My screen is flickering on certain gradient backgrounds but my 1 year warranty was over before I noticed it. [1] https://www.apple.com/legal/warranty/ [2] https://www.apple.com/legal/warran…
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I was sitting in an Apple store getting the battery replaced on my MacBook Air. It only lasted 300 cycles instead of the 1,000 it is supposed to. My battery replacement was free despite being outside the 1 year warranty. Next to me a woman had brought in her laptop because of problems (did not overhear what), and they replaced it for free despite it being 3 years old. I definitely agree that the first step with Apple…
If you go to the store, you're missing it for days as well. I was told a repair would take 3-5 biz days after I dropped it off - drop off on Monday, Tuesday is first biz day, etc. So.. effectively up to 1 week no computer, out min $300, and no replacement in the meantime.
I've had 1 day turnaround from my local Apple store on a repair. On another repair (replace failing SSD) they fixed it in a few hours.
They also replaced an iPhone 5C screen in a few hours.
I always recommend looking into having laptops covered through your insurance company. I have state farm, and my wife and I have our laptops under personal article policies. The coverage is better, broader, and cheaper that anything else I've seen. My wife recently got a surface pro 3 to use during her forest soils PhD, and I was adamant we get nice insurance if she was going to be using it in the field. Two years of…
Don't buy insurance for things that won't ruin you. The insurer will calculate the risk of whatever happening, and obviously charge more than likelihood * cost. So unless your risk is higher than average, you're losing money. And keep in mind that the average insurance taker probably has higher risk than the overall population.
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Do you expect the insurance company to lose money on your account? Do you expect to beat out the professionals at their game?
No, I certainly don't, but the cost of insuring a $2000 laptop is more cost effective than saving the equivalent amount, it would take me approximately 20 years to put enough into a savings account to cover its loss if I put the same in as the insurance premium on it. Insurance is there to protect against the unexpected, hopefully I'll never have another laptop stolen again, but it's cheaper to cover the loss with an…
We should expect the insurance strategy to be a net win iff the insurance company loses money on the account. If it feels otherwise, a combination of the loss aversion and hyperbolic discount rate biases may be at work.
On the other hand, it's easy to end up in a financial situation where coming up with $2,000 on short notice is very difficult, and at that point there may be value in using insurance to shift the cost from a random large cost to smaller and more predictable chunks. It's just worth knowing that this is not cheaper.
˚ I'll define catastrophic losses as those things that must be replaced quickly and which cost enough that replacing them out of pocket would be a severe hardship if they're able to at all.
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Heh. I caught in the rain with my MacBook Air, and it worked fine for a day, but then wouldn't boot up at all and wouldn't hold charge. Three weeks later and rice and all that jazz and nothing. A couple months later, the charger showed a light, but it wouldn't boot and never lit up green. Six months from the first incident, and I randomly plugged it in and it booted instantly - I was ecstatic. It lasted two weeks bef…
Would you have preferred they tell you to leave it alone for a couple of months and maybe it would work again?