Stripe and Advent have made a joint offer to acquire PayPal

Re: Stripe and Advent have made a joint offer to acquire PayPal – sources

#331

Post by e28eta » Sun, Jul 19, 2026, 1:21 AM UTC

khurs wrote: post #327

e28eta wrote: post #304

Earlier quoted context omitted.

"1% to Stripe and 2% to card companies" is the grandparent estimating how the Stripe fees that you're quoting are divided up. Stripe isn't keeping all of that "1.5% - 3.25% + 20p", they're paying the network some portion. Additionally, instead of using the blended pricing model you quote, they do offer IC+ pricing to (at least some) businesses. I don't know the criteria. On IC+, you're explicitly paying "whatever the…

Thanks, wasn't aware of IC+.What kind of volume is needed to be eligible do you know?

Nope, I’ve never needed to know, sorry. AFAIK the amount of the “+” is dependent on payment volume, which is why the quoted page says that it can be lower cost for merchants with higher volume. It might even be possible that every business is eligible, but that IC+ is more expensive than the blended rate at very low volumes. I don’t know.

Re: Stripe and Advent have made a joint offer to acquire PayPal – sources

#332

Post by toomuchtodo » Tue, Jul 21, 2026, 5:27 PM UTC

toomuchtodo wrote: post #99

pessimizer wrote: post #93

Earlier quoted context omitted.

You mean that Paramount-Warner deal that people waited and let happen so they could break it up in the future?

The deal that a low regulatory executive administration is supporting, while states attempt to prevent it (acting in place of what one would expect from an appropriately functioning Dept of Justice and FTC) until regime change. Midterms are approaching, and this admin has a bit more than two years left. Some folks involved are either at, or beyond, human life expectancy as well. Sort of but not quite similar to Brexi…

Judge halts Paramount's $111B purchase of Warner Bros. in win for US states - https://news.ycombinator.com/item?id=48989518 - July 2026

https://storage.courtlistener.com/recap/gov.uscourts.cand.47...

Re: Stripe and Advent have made a joint offer to acquire PayPal – sources

#333

Post by ThePowerOfFuet » Sat, Jul 25, 2026, 11:06 AM UTC

hakfoo wrote: post #240

ThePowerOfFuet wrote: post #23

Earlier quoted context omitted.

>If it's a card-not-present transaction, Visa or MasterCard is making the bulk of the commission and forcing the vendor to take on the risk of a transaction without a PIN or password. 3DS2 is the solution to that problem.

3-D Secure has been a fiasco IMO. I can recall when we first tried 3DS in the US and it went over like a lead balloon. Let's jump out of the middle of checkout and go to a page which looks like they're trying to phish your bank account to continue, and by the way, you can just skip it. So customers did, and then merchants followed, except in countries that effectively required it because they cared about fraud. One o…

> Let's jump out of the middle of checkout and go to a page which looks like they're trying to phish your bank account to continue

Except that your bank has just sent you an SMS OTP with the details of the transaction, or has sent you a push notification via their app for you to confirm that it's you.

Nowhere do we enter credentials of any sort on the 3DS2 interstitial page.