Earlier quoted context omitted.
Local AI is almost impossible right now with the prices of RAM and GPUs and the sizes of decent models. No way spending even an optimistic 10k, but more likely 20k, on a setup that is good for 5-6 months makes any financial sense.
Just get a Mac?
I settled for the AMD rough equivalent. It’s not perfect but it can still handle most of the work. Now if only extra ram would come down in price… I find I need about 5 GB more than I have