Earlier quoted context omitted.
Weirdly, an adventure bike with higher horsepower will have cheaper insurance than a race replica with less horsepower.
Doesn't seem that weird to me. Having lots of horsepower available doesn't mean you have to use it. Conversely, having only modest horsepower is still more than enough to drive at a truly reckless speed on most if not all roads. The psychology of the biker, their inclination to go fast, plays a more important role than the raw horsepower statistic. It seems safe to assume that people who deliberately purchase a race…
I literally don't need more, it becomes just an ego or emotions game. Faster only gets you to places way sooner than other drivers expect you to, massively increasing risk exposure.