Automakers are sharing consumers' driving behavior with insurance companies • Hacker News Board

Re: Automakers are sharing consumers' driving behavior with insurance companies

#331

Post by paledot » Fri, Mar 15, 2024, 3:43 AM UTC

gvurrdon wrote: post #150

batch12 wrote: post #13

When I got my last car, it had a sticker instructing me to press the SOS button to opt out of data collection. The gentleman that answered acted confused when I made the request, taking the stance that he wasn't aware of data collection from the car and maybe I should contact the manufacturer. It was only after I read him the sticker text verbatim that he went into a scripted response and confirmed the opt out. Shady…

I never saw one of those when buying my most recent car (Toyota). But, after creating an account on their website I was able to find this section: Consent Centre E-privacy: Your car data Help us improve our products by sharing car data and diagnostic info. We don’t currently have your consent to use this data. This may be for the following reasons: Your car doesn’t have Connected Services. Contact your dealer to chec…

I love the attention to detail here, like any customer ever has navigated to this page trying to find out how to give consent to having their data collected.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#332

Post by nonstopnonsense » Sat, Mar 16, 2024, 3:20 AM UTC

HnUser12 wrote: post #307

theogravity wrote: post #152

After seeing this article, I did a bit of searching and you can also get your LexisNexus report and also opt-out of data sharing along with deleting associated data. I did it and recommend everyone else does as well. https://consumer.risk.lexisnexis.com/consumer

For anyone looking https://www.lexisnexis.com/global/privacy/en/privacy-center-... This looks like the Canadian page, made a request and let’s see where this leads to.

Hello there - This form is from a different business of LexisNexis. Not pertaining to their Risk business. This form will not get what you want.

Re: Automakers are sharing consumers' driving behavior with insurance companies

#333

Post by mycologos » Sun, Mar 17, 2024, 10:11 PM UTC

wolverine876 wrote: post #154

mycologos wrote: post #59

I think there are a few reasons to be mad about this, but some are better than others: 1) People don't understand they're being monitored. I think this is a good reason to be mad. People should have some understanding of the agreements they make. It's part of being a functional adult in the world. It's also annoying that the companies keep spinning this as a tool to improve your driving, when it's clearly an attempt…

> It looks like the shared data at least tries to be anonymous One of the main points of the article is that insurance companies are using the data to raise drivers' rates. How can they do that if the data is anonymous?

Ah, anonymous was the wrong word. I meant instead that the shared data tries to restrict itself to information that doesn't obviously fall under a right to privacy. For example, trip times are shared, but locations are not.