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If you opened your PayPal account before you were 18, close it

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Re: If you opened your PayPal account before you were 18, close it

#331
post #326
post #241

If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…

What can I use instead of paypal?

Bitcoin.

Re: If you opened your PayPal account before you were 18, close it

#332
post #173

Earlier quoted context omitted.

Small claims court?

Srsly. This is the UK so it's well within the limits of small claims. IANAL but the U.K. also has less tolerance of "fine print". If PayPal closed his account because it was created before he was 18, did they do so because they believe that he didn't have capacity when he signed up? If that is the case then it makes you wonder if any of the TOS apply

well in the UK and other Parts in Europe I'm not sure if this ToS is even legal. You don't need to full-aged to open an account at a bank. you only need to be legally competent in Europe and as far as I know Paypal is a recognized bank, so they can't just make their own rules via AGB/ToS.

Re: If you opened your PayPal account before you were 18, close it

#333
post #217

Earlier quoted context omitted.

Why did you use Paypal rather than a bank transfer in the first place? Is your friend Mat from overseas? If so, can I recommend Transferwise for overseas payments.

PayPal is fantastic for transfers - when it works / as long as you're not hit by their "arbitrary bus".

I don't know about "fantastic", those fees are astronomical by any measure (3% where my bank would be free and an extra 3% on top of that for currency exchange spead where the bank is less than half) but it's often the only available alternative.

Re: If you opened your PayPal account before you were 18, close it

#334

As someone who uses PayPal on a multiple times per week basis and who has never had any issues, this type of story (as well as the general sentiments of many of the comments) makes me worry that my time will come soon enough. Can anyone recommend a service like PayPal that would be good for online transactions between individuals, but that also allows for credit card use? Fees are to be expected, it's just that I hav…

One major problem I see is how to handle the case when person submitting money later denies making the payment (always an option when you pay with credit card and I guess quite plausible if everything takes places online). Unless the payment service holds the money in escrow for quite a while, they might end up in quite difficult situation having sent the money forward, but not getting the payment from credit card company.

PayPal seems to manage this, but on the other hand they don't hesitate to block the accounts for whatever reason. Sometimes I wonder if this behavior is the reason they have survived in this business.

Re: If you opened your PayPal account before you were 18, close it

#336
post #241

If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…

Paypal is the only company I have consciously avoided for tens of years. Even if they gave free money, I wouldn't reopen an account. They are a bunch of crooks.

Re: If you opened your PayPal account before you were 18, close it

#337
post #326
post #241

If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…

What can I use instead of paypal?

You can not use it. There's almost nothing these days that requires Paypal. Just use a credit card for purchases and Facebook Pay or Google Wallet or anything else for peer to peer payments.

Re: If you opened your PayPal account before you were 18, close it

#339
post #248

Earlier quoted context omitted.

Doesn't matter. That clause is invalid in most countries.

That may well be the case but forced arbitration clauses are legal in the US. There have been several recent Supreme Court cases that upheld mandatory arbitration clauses. Here are some citations: "American Express Co., et al. v. Italian Colors Restaurant." Oyez, https://www.oyez.org/cases/2012/12-133 . Accessed 29 Apr. 2017. "AT&T Mobility LLC v. Concepcion." Oyez, https://www.oyez.org/cases/2010/09-893 . Accessed 2…

There is a difference between B2B and B2C contracts.

In most countries, arbitration clauses are prohibited in B2C contracts. You can't prohibit consumer from suing you.

Re: If you opened your PayPal account before you were 18, close it

#340
post #241

If ever there was a single shining example of how not to treat your customers, PayPal is it. Every year or two there is another story of a different arcane rule they have in place that is enforced with zero human consideration, oftentimes to deprive people access to their funds. They don't learn from their mistakes, nor acknowledge them in the first place. I can't think of another company that has drummed up such bad…

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