Earlier quoted context omitted.
Did you hit your head though? Even "low" speed for a car can be 20mph; you can hit a stationary object and be thrown around pretty severely. That said yeah if you're "wiping out" more than like once every few years you're doing something seriously wrong (or at least taking an unnecessary risk). I've only once had any kind of incident on my cycling commute.
The hardest I've wiped out on a bike was where a bike trail intersected a road. Everything was super wet and slick from rain. Despite bikes having right of way and my bright bike light being on, a truck with no headlights barreled across it without stopping. Once I saw it, I had to slam on the brakes so hard my rear brake cable popped out of the handlebar, disabling the rear brake completely and I was putting full pr…
Maybe we're all "fucking stupid", but by the stats someone cycling without a helmet is less stupid than someone driving, at all. There's this weird, disproportionate cultural obsession with helmets for cyclists and cyclists only.