How private equity is changing housing

Post by triceratops » Thu, Dec 11, 2025, 12:21 AM UTC

BeetleB wrote: post #196

triceratops wrote: post #104

Earlier quoted context omitted.

What is this special depreciation corporate owners get? IIUC any landlord can use depreciation to lower their tax bill. Wouldn't the depreciation from a new purchase also apply to the rents from that new purchase? Somewhat more outrageous is the 1031 exchange. Sell VTI at a profit to buy VOO and the government hits you with a capital gains tax. Sell your primary residence for $250k more than you bought it - same thin…

> They can sell a house and pay no taxes on gains as long as they buy another property. As long as they buy another property at least as expensive or more, within a certain time period. And it's not that they don't pay taxes, it's that the cost basis gets reset. That is the benefit.

Well great, give me all that for ETFs and I won't complain.

Post by jjav » Thu, Dec 11, 2025, 9:43 AM UTC

BeetleB wrote: post #293

jjav wrote: post #285

Earlier quoted context omitted.

> > Cap how many rentals an individual can own. > Yes. Cap to 0. That is saying let's eliminate rentals entirely. If nobody can own a rental, there can be no rentals. Some people do prefer to rent. I wouldn't, but I know people who truly prefer that.

Let's elaborate to: Cap condominiums and detached houses to 0. Apartment complexes is how people should rent. It is, of course, an extreme scenario. As I said, this is absent good data. If we get a sense of the impact one would have if we limit it to 1, supported by data, sure - cap it to 1.

> Apartment complexes is how people should rent.

Why would you get to decide that?

Some people like to rent single family homes. Some because they have a large family. Some because that's just what they want. It's not ok to tell them they can't do that and must be forced to live in an apartment.

Re: How private equity is changing housing

Re: How private equity is changing housing