Earlier quoted context omitted.
> when accounting for benefits and pension That many teacher’s pensions require one to give up social security benefits makes the decision to teach more difficult, I would think, especially for those who are later in their working lives.
> That many teacher’s pensions require one to give up social security benefits Patently untrue unless maybe you work for the Dept of Defense or something. Teachers can collect SS like any other employee.
"Windfall Elimination Prevention" and "Government Pension Offset" are things you can google if you're interested in learning a bit about this stuff.
[1] States whose teachers participate in their own pension plans instead of Social Security include California and Texas, so it's not like these are rare concerns
https://www.socialsecurityintelligence.com/teachers-retireme...