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Self Driving Car Insurance

lemonade.com

301–310 of 359 posts

Re: Self Driving Car Insurance

#301

Earlier quoted context omitted.

FSD is way beyond AutoPilot (the free Traffic Aware Cruise Control + Lane Keep). Autopilot uses an entirely different, hand coded system from several years ago, which they haven't updated at all. FSD is a Deep Learning neutral network based system.

Apologies for my novice question, does deep learning neural network give rise to hallucinated brakes and accelerations?

No

Re: Self Driving Car Insurance

#302
post #53

> automatically tracking FSD miles versus manual miles through direct Tesla integration. No thanks. I unplugged the cellular modem in my car precisely because I can't stand the idea that the manufacturer/dealer/insurance company or other unauthorized third parties could have access to my location and driving habits. I also generally avoid dealers like the plague and only trust the kind of shops where the guy who answ…

And yet you have a phone on you, probably using its navigation too. You’re totally right so much safer to trust Google/Apple with your location and driving habits

Re: Self Driving Car Insurance

#303

Earlier quoted context omitted.

> quite skeptical of Tesla's reliability claims I'm sceptical of Robotaxi/Cybercab. I'm less sceptical that FSD, supervised, is safer than fully-manual control.

> I'm less sceptical that FSD, supervised, is safer than fully-manual control. I'm very skeptical that the average human driver properly supervises FSD or any other "full" self driving system.

Supervised FSD — automating 99.9% of driving and expecting drivers to be fully alert for the other .1% — appears to go against everything we know about human attention.

Re: Self Driving Car Insurance

#304

I'm quite skeptical of Tesla's reliability claims. But for exactly that reason, I welcome a company like Lemonade betting actual money on those claims. Either way, this is bound to generate some visibility into the actual accident rates.

They don’t bet money on just “I’m quite skeptical because I hate the man”, but on actual data provided by the company. That’s the difference.

The skepticism and hate is based on observing decades of shameless dishonesty, which is itself a form of data provided by the company: https://motherfrunker.ca/fsd/

Re: Self Driving Car Insurance

#305
post #271

Earlier quoted context omitted.

Check out Munro and Associates. I'm not talking about software. The whole car.

For what reason? In case you have forgotten, the discussion is about self-driving technology, and specifically Tesla's at that. The original questioner asked why he is liable when it is Tesla's property that is making the decisions. Of course, the most direct answer is because Tesla disclaims any liability in the license agreement you must agree to in order to use said property. Which has nothing to do with an indepe…

I started responding to this. I interpreted it to be referring to the whole car.

> Yep, you bought it, you own it, you choose to operate it on the public roads. Therefore your liability.

Re: Self Driving Car Insurance

#306
post #35

If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?

Because that's the law of the land currently. The product you buy is called "FSD Supervised". It clearly states you're liable and must supervise the system. I don't think there's law that would allow Tesla (or anyone else) to sell a passenger car with unsupervised system. If you take Waymo or Tesla Robotaxi in Austin, you are not liable for accidents, Google or Tesla is. That's because they operate on limited state l…

    > Quite likely this year we will have federal law that will allow selling cars with fully unsupervised self-driving, in which case the insurance/liability will obviously land on the maker of the system, not person present in the car.
You raise an important point here. Is it economically feasible for system makers to bear the responsibility of self-driving car accidents? It seems impossible, unless the cars are much more expensive to cover the potential future costs. I'm very curious how Waymo insures their cars today. I assume they have a bespoke insurance contract negotiated with a major insurer. Also, do we know the initial cost of each Waymo car (to say nothing of ongoing costs from compute/mapping/etc.)? It must be very high (2x?) given all of the special navigation equipment that is added to each car.

Re: Self Driving Car Insurance

#307
post #132

Earlier quoted context omitted.

They literally just (in the last few days) started unsupervised robotaxis in Austin. They are as self-driving as a car can be. This is different than the one where they had a human supervisor in passenger seat (which they still do elsewhere). And different than the one where they didn't have human supervisor but did have a follow car. Now they have a few robotaxis that are self driving.

Have you actually ridden in one? It's unclear whether this is a real thing or not.

This is a very low effort post. Was it really too difficult for you to Google: "youtube tesla robotaxis in Austin"? It took me about 7 seconds. There are lots of videos.

Re: Self Driving Car Insurance

#308

Earlier quoted context omitted.

> ...but also might negatively impact the fsd safety record (an interesting experiment!) As a father of kids in a neighborhood with a lot of Teslas, how do I opt out of this experiment?

Do your kids randomly run into the road? I was worried about that but then mine just don’t run into the road for some reason, they are quite careful about it seemingly by default after having “getting bumped into by a car” explained to them. I’m not sure if this is something people are just paranoid about because the consequences are so bad or if some kids really do just run out into the road randomly.

Kids will randomly run into the road. They might run behind a ball or a dog so that it doesn’t end up on the other side or runned over or are simply too excited to remember your stern road safety talk.

The first thing I was taught when I picked up a car was: if you see a ball on the road you stop immediately. This valuable lesson has saved one kid (and my sanity) with me on the wheel.

Re: Self Driving Car Insurance

#309

Earlier quoted context omitted.

> ...but also might negatively impact the fsd safety record (an interesting experiment!) As a father of kids in a neighborhood with a lot of Teslas, how do I opt out of this experiment?

Do your kids randomly run into the road? I was worried about that but then mine just don’t run into the road for some reason, they are quite careful about it seemingly by default after having “getting bumped into by a car” explained to them. I’m not sure if this is something people are just paranoid about because the consequences are so bad or if some kids really do just run out into the road randomly.

Some kids really do just run into the road seemingly randomly. Other kids run in with a clear purpose, not at all randomly, and sometimes (perhaps very rarely, but it only takes once and bad luck) forget to look both ways. Kids are not cookie cutter copies that all behave the same way in the same circumstances (even with the same training).

Re: Self Driving Car Insurance

#310

Earlier quoted context omitted.

> ...but also might negatively impact the fsd safety record (an interesting experiment!) As a father of kids in a neighborhood with a lot of Teslas, how do I opt out of this experiment?

Do your kids randomly run into the road? I was worried about that but then mine just don’t run into the road for some reason, they are quite careful about it seemingly by default after having “getting bumped into by a car” explained to them. I’m not sure if this is something people are just paranoid about because the consequences are so bad or if some kids really do just run out into the road randomly.

Yes it does happen. Otherwise smart kids will do dumb stuff sometimes. Like see their friend across the road, but at that moment someone on a motorcycle is accelerating out of their driveway, kid runs across, dead
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