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We already live in social credit, we just don't call it that

thenexus.media

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Re: We already live in social credit, we just don't call it that

#301

Post by verzali »

dwd wrote: post #286
NautilusWave wrote: post #269

Earlier quoted context omitted.

Your credit score IS maintained by companies! Their whole business is maintaining American credit scores. I really have no idea what their business model is.

Near instantaneous credit checks is their business model, and they operate worldwide. Their business replies on collecting and storing vast troves of data that influence your credit score. Were the likes of Experian and Equifax taken out of the credit system, you would see a massive credit crunch as every business that relies on them would have to manually verify anyone's credit score (which could introduce a whole n…

What do you mean they operate worldwide? There are many countries that operate without credit scores.

Re: We already live in social credit, we just don't call it that

#302

Post by corimaith »

platevoltage wrote: post #270
corimaith wrote: post #253

Earlier quoted context omitted.

>But the underlying objection was that you shouldn't need to go into debt to get access to higher education in the first place, ie college should not be insanely expensive and you should be able to manage the academic and financial demands with a part time job. But we're conflating social credit with credit scores are we? A highly contentious normative claim has little to do with OP's argument and is obviously not a…

> But we're conflating social credit with credit scores are we? Yes, we are. "Your credit score is social credit." is the first sentence in the original post. If you want to reject the entire premise of this article/blog post, thats your prerogative, but it's really not that different.

>Yes, we are.

That's what I'm saying here. You're the one who's making strange tangents here to try to rebutt OP.

>but it's really not that different.

No it's not. Because others are explaining why the premise is wrong. You using the normative assumption that "university should accessible" to conflate credit scores with the descriptive reality of social credit.

That first assumption is just an opinion that far from everyone holds, and you can effectively construct hypothetical that credit scores would fail to reach to justify your point. That's not good debate, and I'd be be curious to see what dosent count as "social credit" here.

Re: We already live in social credit, we just don't call it that

#303

Post by wink »

betaby wrote: post #281
mettamage wrote: post #231

Earlier quoted context omitted.

Holy moly the US is kafkaesque. Gee. Duly noted. I might be in your position one day in the far future. Will prep for it. Thanks :)

> Holy moly the US is kafkaesque. Not really. Try to rent an apartment in Germany (any EU country really). Canada / USA is a breeze in comparison.

> Not really. Try to rent an apartment in Germany (any EU country really).

Been a while for me but afaik nothing has changed: if you lived and worked here before, then a couple of your last salary statements are sufficient (bar the problem of actually finding anything and being accepted, but that is besides the point).

So I am definitely not loving or defending this, but afaik compared to needing years of time to build your credit score in a "smart" way (and by hearsay I would probably mess it up, "just be employed for 3 months" sounds very easy to do?

Re: We already live in social credit, we just don't call it that

#304

Post by greyw »

torginus wrote: post #300
greyw wrote: post #292

Earlier quoted context omitted.

If your borrow money and give it to someone else and that someone else loses it how is it the borrower's fault or even problem?

It's not the borrowers fault, and in case of banks, it's not even their problem thanks to credit score and extensive guarantees built into the system. However when I'm paying for some work to be done in the future, I'm essentially lending the contractor money predicate on the work being done by a certain deadline, quality or even at all. So I'm the lender until the job is done, and if the borrower defaults on this it…

Sorry I meant lender.

Anyway my point is that if you become a lender for a nontrivial sum of money it might sense to hedge that risk (insurance, credit risk entrustment, ...)

Re: We already live in social credit, we just don't call it that

#305

Post by habinero »

VerminOctopus1 wrote: post #152
graemep wrote: post #101

Earlier quoted context omitted.

Not entirely true. People living authoritarian worry about what they say, they self-censor out of fear, they defer to those in power (even at a local level), they accept a hierarchy of power rather than rights. I do not entirely disagree without, but lack of freedom does intrude into day to day life to some extent.

I live in the free and morally righteous West and I self censor all the time. Every single day. My beliefs would have me ostracized from communities and fired from my job.

[flagged]

Re: We already live in social credit, we just don't call it that

#306

Post by graemep »

ethersteeds wrote: post #291
philipallstar wrote: post #261

Earlier quoted context omitted.

This seems identical to saying that convincing someone with anorexia that they aren't overweight is "social death", and "social death" is (somehow) genocide. I.e. it's nonsense.

[flagged]

Body dysphoria is a recognised mental illness.

Re: We already live in social credit, we just don't call it that

#307

Post by account42 »

ethersteeds wrote: post #291
philipallstar wrote: post #261

Earlier quoted context omitted.

This seems identical to saying that convincing someone with anorexia that they aren't overweight is "social death", and "social death" is (somehow) genocide. I.e. it's nonsense.

[flagged]

[flagged]

Re: We already live in social credit, we just don't call it that

#308

Post by graemep »

ryandv wrote: post #229
hax0ron3 wrote: post #228

Earlier quoted context omitted.

I'm against extrajudicial deportations to El Salvador, but those people are not being deported for their political opinions. As for trans/LGBTQ+ genocide, it does not exist in the West.

[flagged]

How is that genocide? No one is being killed, no culture is being erased, no community is being wiped out. People might be persuaded to change their viewpoints but they are not forced to or sent to re-education camps.

Re: We already live in social credit, we just don't call it that

#309

Post by account42 »

habinero wrote: post #305
VerminOctopus1 wrote: post #152

Earlier quoted context omitted.

I live in the free and morally righteous West and I self censor all the time. Every single day. My beliefs would have me ostracized from communities and fired from my job.

[flagged]

So basically, you are OK with total authoritarian control over the population as long as its views that you agree with that are being enforced and views you don't like that are being oppressed. Not to mention that you didn't even care to find out what GP's views actually are - no room for nuance, just the fact that they are not socially acceptable is enough for you to condemn him.

Re: We already live in social credit, we just don't call it that

#310

Post by account42 »

graemep wrote: post #189
VerminOctopus1 wrote: post #152

Earlier quoted context omitted.

I live in the free and morally righteous West and I self censor all the time. Every single day. My beliefs would have me ostracized from communities and fired from my job.

> My beliefs would have me ostracized from communities and fired from my job. but not landed you in prison or disappeared, I take it?

They might, if not now then possibly in the future. See e.g. people in the UK getting arrested for tweets.
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