Live data from Hacker News

Stripe Crypto

stripe.com

301–310 of 450 posts

Re: Stripe Crypto

#301
post #253

Earlier quoted context omitted.

My interest in web3 + art is from finding new livable income sources for artists generally. Less about big money speculation, more about getting more artists supported such that they don’t need a day job or purely commercial art pursuits (as opposed to “fine art”). I understand the current state of crypto isn’t near offering this outside of hyped speculative investments I’m also not interested in ideas on a shelf tha…

This is a solved problem: you pay them for their work, which is how artists have made money since time immemorial. The degree to which artists can make a living off their art is a function of demand and discoverability, not whether they have a payment system (they do need this, but they already have them). I'd be curious to know what fraction of NFT enthusiasts had previously commissioned a piece of art, and of those…

It was never a solved problem, it was an addressed problem. And the method of address poorly allocated credit.

Maintaining records for art transactions, and thus enacting a fee structure that would benefit the artist when art is traded, traditionally meant introducing a middleman - and the associated overheads are why "fine arts" are known as a gatekept world and commissions have become the default for digital art. A sneer like "yeah well did you commission art before NFTs" is tautological. Commissions are the business model because they're available with minimal financial technology, not because they're ideal for society. The result you want is "more art is produced and more artists can afford to produce at a high level". But not everyone is interested in commissioning a large quantity of art of their furry OC getting porked. And likewise, people have trouble commissioning an artist to work freely without adding some kind of externalized upside like "build my own personal brand". There's a saturation point to that business model in and of itself.

It's only been relatively recently that artists also started to be able to access intellectual property law as a business model, but running an IP business involves a perpetual defense of property through legal enforcements, since we are in the age of mechanical reproduction. So it also has barriers to entry and ongoing overheads. I don't hear anyone saying that game developers should all work on commission, though.

The proposition of NFT art is just a revision of the gallery system - make intellectual work an asset, but on a much broader scale. The fee structure is automated, and the art itself is open to viewing and therefore doesn't need the same degree of IP enforcement as a paywall model; the only provenance question is the initial one of whether you actually minted your own work. And naturally, among the first people to have jumped on this are charlatans who have tested that exact question of initial provenance.

But I can say, having closely observed and participated a little, that NFT art on the whole is not uniquely bad or good, it's still "just" an art market, just one geared towards the artist who is interested in making their brand a speculative investment. And that is another way to get art made.

Re: Stripe Crypto

#302

Earlier quoted context omitted.

My interest in web3 + art is from finding new livable income sources for artists generally. Less about big money speculation, more about getting more artists supported such that they don’t need a day job or purely commercial art pursuits (as opposed to “fine art”). I understand the current state of crypto isn’t near offering this outside of hyped speculative investments I’m also not interested in ideas on a shelf tha…

What is the pitch for how web3 will help artists find income without purely commercial art pursuits? Every single web3 art project I've seen has been entirely commercial.

Not sure what you mean exactly by commercial art pursuits? I'd say about 99% of NFT projects are garbage but I'm a fan of artblocks (https://www.artblocks.io/).

I can talk more about how the system works if you are interested, but some established generative artists have created projects on their platform and have made more than they could before web3.

Re: Stripe Crypto

#303
post #266

Earlier quoted context omitted.

There’s a full featured testnet for the merge (Ethereum PoS) you can run right now. Yes, the developers were too optimistic with timeframes before, but it’s close and I’d expect it by EOY.

I'm following the progress. I don't like estimating release dates for other peoples' work, but I wouldn't be surprised if your EOY estimate is correct. The biggest concern I have though, is that you can run as many testsnets as you want, but that doesn't mean the rollout is going to survive contact with the enemy. I'm very pessimistic that PoS can replace PoW in real-world usage. Once everyone is on the PoS ETH, I su…

The Ethereum PoS Beacon Chain mainnet (it’s not a testnet) has been running since December 2020: currently over 300k validator are active, with nearly 10 million “real money” ETH staked.

https://beaconcha.in/

https://beaconscan.com/

Re: Stripe Crypto

#304
post #298

Earlier quoted context omitted.

That's a bad definition. The key characteristic of a pyramid scheme is that each person gets paid by the people they recruit. If there is a global FIFO, that's a Ponzi scheme. A pump and dump is something else entirely. It doesn't depend on an infinite series of investors, just one wave.

It comes from the office of the NYS attorney general. https://ag.ny.gov/consumer-frauds/pyramid-schemes Please send them an email elucidating the finer points of what scheme is what.

I'm aware of what page it comes from.

I'm also aware that not all communications use exact definitions at all times! Your smugness is not called for.

If you just want to link some government pages in the google results for 'pyramid scheme', here's one following the precise definition: https://www.fbi.gov/scams-and-safety/common-scams-and-crimes...

Re: Stripe Crypto

#305

Earlier quoted context omitted.

It's “greater fool” theory at best.

yes yes and let's not forget tulip mania! Did you know that DRUG DEALERS use crypto?!

Tulip mania wasn't even that big a thing. Lasted a few weeks and consisted of a couple traders trying out new speculative financial instruments.

Re: Stripe Crypto

#306
post #271

It is important to recognize that Stripe is largely selling well-made shovels for the gold rush here. They have a history of diving more deeply into this market [1] and withdrawing from it before [2], so this is just Take 2. This time around, they are not themselves buying Cube Thingies or similar and don't have any exposure to the volatile world of ETH or other coins. I think there will be decent transfer of money f…

Stripe is largely selling well-made shovels for the gold rush here. ... This time around, they ... don't have any exposure to the volatile world of ETH or other coins. Which is... even more evil? They're encouraging an externality which harms normal people but not them.

It was also safer to sell shovels in san francisco than it was to go to the Klondike and dig for gold. the analogy is correct.

Re: Stripe Crypto

#307

Earlier quoted context omitted.

In the current system when an artist creates something and sells it, they typically get paid once, often lowballed. The buyer may turn around and sell it for 100x. The buyer made far more than the artist, who gets nothing in this scenario. With NFTs the artist can get a cut of every transfer indefinitely.

> With NFTs they can get a cut of every transfer indefinitely How does that work? Also, what is to stop people copying it anyway and what is to stop artist from getting underpaid? All serious questions that I'd like to see answers to but don't understand how NFTs would solve any of them.

Ownership transfer is done by a function call. The function often has extra logic like % of the funds for the transfer going to the artist. I guess you can cheat by sending a small amount in the transfer and seperately paying the seller the rest but then you make the thing you bought seem cheaper in the official records so that's in most cases counter-productive.

Re: Stripe Crypto

#308
post #75

Earlier quoted context omitted.

To be honest, I thought your refusal was probably well justified considering the disproportionate levels of credit card fraud involved in anything to do with crypto. I'd love to see your end of year statistics now...

> disproportionate levels of credit card fraud involved in anything to do with crypto I'm really curious what your source is for this. Anyone legit in crypto who's taking fiat is doing way more KYC than your average ecommerce store.

Besides, why commit credit card fraud when there are so many scam options available in the crypto world. :)

Re: Stripe Crypto

#310

I find the sheer volume of anger and hatred surrounding this and other related announcements completely unhinged. Why are so many people threatened by services that give their users options?

I feel like I am engaging with a bad faith critique for the purposes of good faith discussion, which is a mistake, but OK, here goes: Some businesses in the UK have banks that say they will close their accounts if they accept cryptocurrency payments. Mine does! I would without hesitation lose my business bank account if I did, because I am a trifling small customer. Stripe was safe and reputable, but now it is a plac…

Just want to say that I had the POV of the grandparent comment, but your answer was a very useful and real description of a particular problem of accepting crypto-currency. So thanks for sharing!
Post reply on HN