301–310 of 1001 posts
I left. found a remote job with 25% raise. in 3 months pandemic hit and everybody started working remotely.
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Here is a good pdf where you can calculate it for your age: https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra... Basically, the metal levels are as follows: bronze, silver, gold, platinum are priced so that you the insurance company pays 60%, 70%, 80%, 90% of the healthcare costs. Of course, this is an actuarial calculation, so it’s only true over a large population over a long timeline. But healthcare is…
Wait, so insurance doesn't even cover 100% of the costs? So when you hear about those people who get lumped with $100k medical bills they still have to pay like $20k of that on top of your insurance? What happens if you can't afford the remaining percentage?
My wife got a medical bill for $100k after being hospitalized with a life threatening illness years ago called and told them she’d send them $6,000. They said fine and considered it paid in full. The whole system is really bizarre.
My uncle has cancer and no insurance and is on Medicare so all his costs are covered.
My daughter is disabled and is also on Medicare, which is a weird mix of private and public where Medicare pays her primary insurance deductible so if she gets a surgery any surgery or doctors visits we might need after that in the year are going to be free.
I was unemployed when my disabled daughter was born so it didn’t cost us a dime, if I’d been employed it would have cost at least several thousand dollars. I started a job a week later but that didn’t retroactively change the cost owed.
When my disabled daughter was in the NICU for six months while a recruiting firm was technically my employer, she ruined their health insurance plan by racking up a million dollars in fees because they only had 60 or so employees, so the cost was extreme and their health insurance renewal rates were more expensive for a worse plan. I left the plan and used a Health Insurance marketplace plan instead which was cheaper and better than what their organization was offering for the following year.
To prevent this the tech company I work for has just introduced world-wide a flexible work policy which allows you to chose (with only your manager's approval) if and how you want to return to the office. 100% were in full remote worldwide since August and offices are just starting to reopen.
To me at least, the vagueness of this phrase has made it untrustworthy. It can mean way too many different things.
> with only your manager's approval
I'd hope we're beyond tying your (and your family's) physical location to your boss's whim.
> Surveys show anywhere from 25% to upwards of 40% of workers are thinking about quitting their jobs. How does this compare to the figure over a longer period of time?
A few charts showing 20-year quit rates via FRED: * ALL Non-Farm: https://fred.stlouisfed.org/series/JTSQUR * Professional and Business Services (which I believe captures software) https://fred.stlouisfed.org/series/JTS540099QUL List of all the options https://fred.stlouisfed.org/categories/32247
Listen, I am completely on board with giving employees the right to choose the remote situation - but don't be surprised when you're competing against people from all over the globe, who will probably take a lower salary than you, who probably aren't entitled as you, and will bite at the opportunity. Furthermore, what are employers meant to do with their workplaces when employees are half-in, half-out with the office…
People keep saying this, and companies keep trying it, and it keeps not working very well. You try to cheap out with remote developers, and you get what you pay for. Sometimes it works, because the guy who sowed has already done the up and out to another company by the time it's time to reap.
Im quitting and not looking for another job. Gonna use the savings to take a gap year, or a couple, work on some stuff I want maybe. Maybe more involvement in OSS is coming too? I've never had a gap year, it was all school, then immigration, work, university, more work. Any holiday time you fly back home. I kept hearing its not unusual for people in the west to take gap years, so thats what Im doing. edit: thank you…
>I kept hearing its not unusual for people in the west to take gap years, so thats what Im doing. You hear a heck of a lot more about it on HN than happens in reality. Maybe I don't hang out with the trust fund crowd enough but I don't know ANYONE who's taken a "gap year" where they weren't doing something for ~40hr/wk in order to make a buck. I know a few people who didn't jump right into career stuff after college…
While I did figure out I didn't love single handing a sailboat long term I don't regret any part of that year. I came back significantly happier than I was.
> Surveys show anywhere from 25% to upwards of 40% of workers are thinking about quitting their jobs. How does this compare to the figure over a longer period of time?
This is the important question. At my previous job the results of internal surveys would have these fairly high numbers, like 20% of employees don't think they will be here in a year. But if you looked at the previous year's numbers, it was something like 18% or 15%. And the previous year's actual attrition was closer to 5-8%. So perhaps you could extrapolate if you had the attrition rates combined with survey data,…
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> trust fund crowd You're on a discussion board filled with software developers and tech employees generally. The vast majority of such workers make a lot of money. If you're working in tech and you can't bank enough to take 6m-1yr off, you're doing your finances wrong. It doesn't require a trust fund to avoid the hedonic treadmill and save up.
Sure if you don't have a family to provide for. It turns out that it becomes a lot harder to take a gap year when you've still got a spouse and little people depending on you.
Having a family is partially a financial decision. People should make the decision with eyes wide open, having planned for it. Achieving a financial position above sustenance before having the expensive family is generally a good idea. Same as buying the house and cars.
Im quitting and not looking for another job. Gonna use the savings to take a gap year, or a couple, work on some stuff I want maybe. Maybe more involvement in OSS is coming too? I've never had a gap year, it was all school, then immigration, work, university, more work. Any holiday time you fly back home. I kept hearing its not unusual for people in the west to take gap years, so thats what Im doing. edit: thank you…
During the early Covid lock down was the best time. Had a really good sleep. Learned cooking. Biked with my son everyday. Walked in the evening everyday.
Right before the covid-19, I visited my parents for a month in India and didn't do anything. Screen time reduced to 1-2 hrs a day - hardly any emails, no business calls, no Reddit, no HN or no news. That was the best time. Slept from 10pm - 6am everyday.
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I learnt of this sort of thing only after I moved to the UK, where it's traditional for wealthy and middle-upper-class kids to take a long break between college and university - a habit that probably comes from the times of the "grand tours" of continental Europe in XVIII and XIX century. I've met people who do it on a 6-months basis - 6 months travelling, 6 months earning. They don't make much, their career is somew…
Its pretty common for ordinary middle class kids - and remember in the UK a degree is three years not the US four years (or even longer in Europe) Bit harder now post Brexit though
I've moved to the US and can see how things are very different culturally with regard to travel. Others have mentioned that the US is not into backpacking. I think it's less about that, and more about travel being a prize for retirement.
I've seen this changing a bit in my time in the US, but it's still the norm for a lot of people who then end up being unable to travel. The US has many more people who are skilled and equipped for a backpacking lifestyle than I found in the UK.