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Additional 6.6M File for Initial Unemployment Benefits [pdf]

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Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#301
post #298
post #266

Earlier quoted context omitted.

They like the quality of their healthcare - the "seeing a doctor and getting healthy" aspect. If the question was "do you like working with your health insurance" the answers would be different. I've never met a single person who feels their health insurance is good or useful. R=close to zero if the hypothesis is the super majority like theirs.

Ask anyone who has Kaiser. It’s one most well liked insurance/healthcare providers in the nation.

Kaiser's insurance wing is a nightmare. They'll find any possible way to kick you off or refuse to pay for essential services. They did it to me twice.

On the other hand, ACA put a dent into their ability to do that.

The non-insurance wing of KP is great, aside from some administrative problems - the main one being that they don't allow some specialists to limit how many patients get referred to them, so they can get overloaded. The alternative is presumably not being able to get a specialist at all, but many of the ones I deal with have waitlists 6 weeks long or longer. Specialist turnover is also quite bad, I've had 4 of my specialists quit in the last 5 years.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#302

Earlier quoted context omitted.

> Keep calm and carry on You know that that meme originated from a campaign designed by the British government for motivation in the face of mass bombing anticipated in England before the onset of WWII right? I think saying that "this won't be any worse than being bombed by nazis" is not a particularly motivated slogan. > a flu won't cause it to fall apart this century either. If you think this is just a freak thing…

It's actually way more ironic than that. It's traced back to the public stance of the British government during the spanish flu pandemic in WW1, where they decided that keeping the economy going was more important than trying to slow the spread of the flu. "According to Dr Honigsbaum, the “carry on” advice may well have been responsible for thousands of the 250,000 Britons who ultimately died in the Spanish flu pande…

The irony is almost palpable! Thank you for sharing this.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#303
post #207

Earlier quoted context omitted.

Just experienced this with my spouse leaving Google in February. COBRA window was 60 days from last date of employment. We weren't going to go with COBRA until the pandemic expanded to the US, then we paid for two months.

The money saving move is to pay for the insurance via COBRA only after you need healthcare, since it’s retroactive.

Its sounds like that's what they were holding out to do, but their 60 day window was closing so even though they didn't need healthcare they figured with what's happening they needed to execute the option and keep their insurance before losing it.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#304
post #207

Earlier quoted context omitted.

Just experienced this with my spouse leaving Google in February. COBRA window was 60 days from last date of employment. We weren't going to go with COBRA until the pandemic expanded to the US, then we paid for two months.

The money saving move is to pay for the insurance via COBRA only after you need healthcare, since it’s retroactive.

Be careful with that, you have a grace period to start paying for COBRA but it's only a couple of months. (the exact date will be on the letter you get from your employer when you're terminated)

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#305
post #121

Earlier quoted context omitted.

eh. Most Americans support a public option. M4A is down to about 26% support as of yesterday. https://i.imgur.com/H9bAwV9.png

55% in the latest Morning Consult poll[1]. And this is after a heavy push from the healthcare industry against it, as well as strong opposition from all of the Republican leadership and most of the Democratic leadership. Before the recent blitz against it, polling was 70%[2]. [1] https://morningconsult.com/2020/04/01/medicare-for-all-coron... [2] https://thehill.com/policy/healthcare/403248-poll-seventy-pe...

Eh, the poll is "net support" of 55%, whatever that means. The Republican share is negative percentage points. It's a real shitty way to force a poll to tell the story you want it to tell.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#306

Earlier quoted context omitted.

This isn't a flu. Stop repeating misinformation.

You know what he means, don't be pedantic.

It's not pedantic, a lot of people will die because people were saying, "It's just a flu" and not properly preparing or isolating.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#307
post #207

Earlier quoted context omitted.

Just experienced this with my spouse leaving Google in February. COBRA window was 60 days from last date of employment. We weren't going to go with COBRA until the pandemic expanded to the US, then we paid for two months.

The money saving move is to pay for the insurance via COBRA only after you need healthcare, since it’s retroactive.

Yes, you can "float" for 60 days without signing up for and paying for COBRA and wait until you are in need of healthcare. After the need you can sign up but you will have to "back"pay the coverage too. So waiting to the last day will mean you owe the two previous months of premiums.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#308

Earlier quoted context omitted.

I see nothing that pays the hospital bills for those infected. I do see $100B paid to hospitals.

If expanding Medicare benefits and giving cash directly to people doesn't count in your book, I'm not sure what does. Even the small business loans have a provision that they are forgiven only if they keep employees on payroll. That is the difference between keeping insurance and losing it for a lot of people.

I was thinking the government could simply pay the hospital bills for every Covid-19 patient.

Maybe the most obvious and direct way to help those affected. If that was the intent.

Giving cash directly to everyone, sick or poor, is a very different thing. "Expanding Medicare" might help a few.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#309
post #207

Earlier quoted context omitted.

Just experienced this with my spouse leaving Google in February. COBRA window was 60 days from last date of employment. We weren't going to go with COBRA until the pandemic expanded to the US, then we paid for two months.

The money saving move is to pay for the insurance via COBRA only after you need healthcare, since it’s retroactive.

Problem with that plan is (was, as we discovered) you can't get medications filled at the discount price, and you can't get 90 day scripts filled at all in case you need to hide from the world. Given the spread of the pandemic we decided to take the hit and get the coverage ahead of potentially needing it.

Re: Additional 6.6M File for Initial Unemployment Benefits [pdf]

#310

Earlier quoted context omitted.

Any speculations on how bad is this going to get? Should I stock up on TP, on food, or on vodka and ammo?

The time to do that was a month ago.

Yeah, well, I unnecessarily asked my question in the indirect way. What I meant is: what do we expect to see? Wars and famines, or just little hardship? Or something in between?

I've done some preparations over a month ago, but these were preparations for a short-term supply chain disruption. Not for what increasingly seems like a global economic meltdown.

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