Earlier quoted context omitted.
The predominant use of credit cards in Japan is ecommerce / online, which is, of course, Stripe's target market. Japanese have on average 2.6 credit cards[1] and spend on average about $3000 a year on those cards. So yes, they're used less often than in the US but they have broad adoption. Japanese people often tell me that Japanese don't like to use credit cards. But ask them, do they have one? (of course! they say)…
> Japanese people have on average 2.6 credit cards[1] and spend on average about $3000 a year on those cards. So yes, they're used less often but they have broad adoption. I've never seen a really detailed report that drills down into where people use them. Most people I know with cards will use them (or are forced to use them) for internet/cell phone payments, then pay for anything they buy on their smartphone throu…
As a shopper it won't. Stripe is not targeted at shoppers but at website developers who want to implement credit card payments in a sane and easy way.
As a user, you should not care whether the website is using Stripe or not (although their UX is usually nicer by default and their development guidelines help the implementation be more secure). The added value to you is that it is easy for the developer to implement credit card payments the right/secure way, therefore giving you more payment options.