How does it work? Do I have to type in my expenses manually?
Show HN: We made 1 app this year
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Re: Show HN: We made 1 app this year
#32Could someone comment on this vs YNAB? With YNAB I have it hooked up on my desktop as well. How does this compare? I like the neat visuals, wish YNAB had those.
I think this would be good for planning your savings for future (forecasting), YNAB is about current and past budgeting (though there are ways around it ( http://www.youneedabudget.com/support/article/forecast-in-yn... ).
That isn't my impression of YNAB. I only tried it out briefly about a year ago, but what I understand is that you plan you future savings by adding it to your budget today. If I wanted to save $80,000 for a down payment on a condo over four years, I would budget $1667 monthly for it in YNAB, and then allocate incoming money to it each month. That isn't a workaround, that is simply how the system is supposed to work.
When you think about planning for the future, I don't think a mobile app is really a good way to go about it. When I was setting up YNAB, I used the desktop app. It took me a while to enter all my budget information and set it up the way I liked it. This wasn't because of YNAB's UI, which is pretty good, but because monthly finances can be complicated. I couldn't imagine doing all of this on a mobile device. It would be incredibly frustrating.
YNAB has mobile and desktop applications. This is nice. You use the desktop application for setting things up and the mobile application for recording purchases (and checking your budget status when considering a purchase) while you are out.
All that said, I was never hooked. The system forces you to think about and record every purchase you make. This is probably great for people living paycheck to paycheck trying to get ahead, or people unable to meet their savings goal. If this isn't you, then you'll probably just find the system to be an unnecessary annoyance.
Re: Show HN: We made 1 app this year
#33There's a certain variety of budgeting I've yet to see, but that I think would be very valuable. It's something I'd pay a decent amount for, actually. The majority of my expenses and income are very predictable, such that I get paid every N days, I get billed X every Y days, etc. I would like to see an application that tracks my balance for every day, from now and into the future, such that I can see my predicted bal…
There's an app for this. Dollarbird - https://itunes.apple.com/us/app/dollarbird-personal-finance/... it does exactly that for me. It does not tie to my bank account though it's all manual input (but you can schedule in recurring payments/income), which is actually good for me because I dislike miscategorizations
Nice! That calendar interface in the first screenshot is almost exactly what I imagined. It's a shame I'm on Android so I can't try it out, but it's good to see there are good apps for that sort of budgeting.
Re: Show HN: We made 1 app this year
#34I love this. The whole "I made 30 apps this year..." posts are rediculous. Anyone can make lots of crapy apps. Creating a well designed app with valuable functionality and propper marketing/support web pages takes time and skill. Kudos.
So 8 People in a year made an app in an area where there are 100 apps doing about the same? That is innovation?
Some how this impresses people compared to single guy doing 30 apps in a year?
My Bet is Single Guy with 30 apps will make real money over next year.
Re: Show HN: We made 1 app this year
#35Is there a way to export data?
Also, thoughts on putting a PIN or password?
Re: Show HN: We made 1 app this year
#36I love this. The whole "I made 30 apps this year..." posts are rediculous. Anyone can make lots of crapy apps. Creating a well designed app with valuable functionality and propper marketing/support web pages takes time and skill. Kudos.
Agreed. But I will be curious to see who is making more money in a year.
One of the makers here. I'm curious as well :) Hopefully and ideally, everyone who puts in the work makes the money.
Seriously though, we actually do hope to make enough to pay off some of the bills. The revenue model is freemium, most users will not need to pay, and there is a one time IAP for users who end up using/needing the app enough.
Essentially, our philosophy is that we want to prove that we are providing value to people before we expect or want revenue from users. We might put more revenue options in the future, but it would be based on the same philosophy of providing actual value.
We're still beginners at this, so thanks for all the comments, good comments make us smile, and criticisms are even better so we can make the app better throughout the year.
Re: Show HN: We made 1 app this year
#37How do I enter expenses? I was hoping the app description would tell me that. It doesn't seem to be on the web page or app store page.
The pain of budgeting is in tracking outflows, at least for me. I make a combination of debit, credit, and cash purchases, and even just through those three channels it's easy to lose track of what went where.
As you note in your app description, people typically give up "tracking expenses... because it was too much effort." So how does your app solve this pain? Would be nice if it were explained.
Re: Show HN: We made 1 app this year
#38Is there the possibility to create a budget for the family? So that both me and my wife will spend from the same budget? Do you know of any android/web app that can do that?
You essentially just want the app on each device tied into the same account?
Re: Show HN: We made 1 app this year
#39There's a certain variety of budgeting I've yet to see, but that I think would be very valuable. It's something I'd pay a decent amount for, actually. The majority of my expenses and income are very predictable, such that I get paid every N days, I get billed X every Y days, etc. I would like to see an application that tracks my balance for every day, from now and into the future, such that I can see my predicted bal…
I've actually been building this the last few months. One of the subtleties are bills or payments that appear on weekdays only, or the nearest weekday to a given date. I'm being careful to handle all these edge cases. I have pretty good credit card projections implemented as well, including the rules for computing minimum payments.
I just started down this road myself, is this a webapp, android, ios? How long until its ready for the public?
Re: Show HN: We made 1 app this year
#40Earlier quoted context omitted.
I'm nearly positive I've seen that in Microsoft Money, and pretty sure I've also seen it in Mint.
I think I recall that feature in Quicken, although I've long since sworn off using products from Intuit.
I believe it was in Quicken, but the projected daily balance stuff is not in Mint. Its been something I've wanted and just started to write for myself. If I get to a point where I feel its actually useful for me, I'll consider doing something outward facing.