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Mastercard and Visa Start Banning VPN Providers

torrentfreak.com

31–40 of 113 posts

Re: Mastercard and Visa Start Banning VPN Providers

#31
As someone who used to live in a place where using a pay VPN service was the simplest solution to access sites like wikipedia or even gmail (this one was not blocked all the time though), this news does not feel really good.

This said, most of my friends there have moved on to using some VPSs for that long ago, and so do I, when I go there to see them.

Bitcoin sounds helpful for the ones not willing to use those methods, but for how long?

Re: Mastercard and Visa Start Banning VPN Providers

#32

Earlier quoted context omitted.

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

Its really not bold at all. If you drink that koolaid, Sounds like you would also believe megaupload was used 'primarily for non infringing use'

I suspect that most people who commit copyright infringement are not credit card thieves.

However, I don't like drawing conclusions without evidence, and I don't think it should be considered naive to ask for evidence before making up one's mind. In fact, I'd consider it extremely foolish to do otherwise.

Re: Mastercard and Visa Start Banning VPN Providers

#33

Earlier quoted context omitted.

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

"Chargeback risk" is the only theory on the table, isn't it?

iPredator are associated with the Pirate Bay, which is another theory as to why they've been targeted in particular.

Re: Mastercard and Visa Start Banning VPN Providers

#35
post #2

As there is nothing remotely illegal or even nefarious about using a VPN, one can assume we've gone over the falls. The United States and its financial system exist to serve the interests of some truly disgusting people.

> As there is nothing remotely illegal or even nefarious about using a VPN There's a reason every risk scoring tool for e-commerce highly weighs whether the connection is from a VPN or other type of proxy. Using a VPN is not illegal or nefarious, but public anonymizing VPNs (as opposed to private VPN-into-the-company-network VPNs) are used for illegal and nefarious purposes to a huge degree. The volume of fraud occur…

Any references on "The volume of fraud occurring through them is measured in billions of dollars a year."?

Re: Mastercard and Visa Start Banning VPN Providers

#36

Keep in mind that this is about chargeback risk, not implementing some secret government policy. "Anonymizing VPNs" are a high risk service -- the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information. There are far more hackers, crackers, carders, "script kiddies", spammers and other people that need to hide their lo…

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

I run a proxy provider and can confirm this is 100% true.

Re: Mastercard and Visa Start Banning VPN Providers

#37
post #2

As there is nothing remotely illegal or even nefarious about using a VPN, one can assume we've gone over the falls. The United States and its financial system exist to serve the interests of some truly disgusting people.

> As there is nothing remotely illegal or even nefarious about using a VPN There's a reason every risk scoring tool for e-commerce highly weighs whether the connection is from a VPN or other type of proxy. Using a VPN is not illegal or nefarious, but public anonymizing VPNs (as opposed to private VPN-into-the-company-network VPNs) are used for illegal and nefarious purposes to a huge degree. The volume of fraud occur…

And this sudden change in the state of affairs would explain why Payson "was complying with an urgent requirement from Visa and Mastercard to stop accepting payments for VPN services" with a two day window?

Or are you addressing some other issue?

Re: Mastercard and Visa Start Banning VPN Providers

#38

Earlier quoted context omitted.

Its really not bold at all. If you drink that koolaid, Sounds like you would also believe megaupload was used 'primarily for non infringing use'

I suspect that most people who commit copyright infringement are not credit card thieves. However, I don't like drawing conclusions without evidence, and I don't think it should be considered naive to ask for evidence before making up one's mind. In fact, I'd consider it extremely foolish to do otherwise.

I don't have any evidence I can point to. However, I can reference the hundreds of millions of dollars processed through various payment systems I oversaw to state that if you were trying to pay through a VPN, it would classified as extremely high risk, and outside of a few extenuating circumstances, we'd simply deny the transaction.

When researching the various scoring mechanisms, we generally find that the VPN was generally just used for masking purposes, so we'd see multiple attempts go through using multiple names and addresses.

Also, the chances of getting a stolen card response back from the bank was much higher.

This isn't to say that a VPN means you are a thief. What it does mean, however, is that the risk far outweighs the potential benefits.

Re: Mastercard and Visa Start Banning VPN Providers

#39

Keep in mind that this is about chargeback risk, not implementing some secret government policy. "Anonymizing VPNs" are a high risk service -- the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information. There are far more hackers, crackers, carders, "script kiddies", spammers and other people that need to hide their lo…

I'm pretty dismayed to read this. If you regularly connect to random wireless networks in cafes and hotels, you're a moron if you don't connect through a VPN. If you're not connecting through a VPN all your non-SSL/TLS traffic is available for reading for whatever bored cracker has found his way onto the router. Plus, not all sensitive sites implement SSL/TLS and those that do often implement it poorly[1]. .

Not to even speak of the whole NSA spying thing.

Not all of us are corporate drones with the mother ship VPN to connect to, so we have to pay for ours.

I can't believe the number of people here on HN who think that no one but criminals use VPNs.

1. http://arstechnica.com/business/2012/04/90-of-popular-ssl-si...

Re: Mastercard and Visa Start Banning VPN Providers

#40

As someone who used to live in a place where using a pay VPN service was the simplest solution to access sites like wikipedia or even gmail (this one was not blocked all the time though), this news does not feel really good. This said, most of my friends there have moved on to using some VPSs for that long ago, and so do I, when I go there to see them. Bitcoin sounds helpful for the ones not willing to use those meth…

I'm in the same boat - thankfully I'm signed up for a year... but not being able to renew easily sounds like it could become a PITA.

I've tried using AWS + OpenVPN in the past, but really life is too short to maintain your own VPN service (especially dealing with mutating firewalls)

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