"m1p.5AsGs9LXo_HN" for HackerNews "m1p.5AsGs9LXo_RandomForum" for some random forum "m1p.5AsGs9LXo_WF" for Wells Fargo
and the random forum's database gets popped, how secure do you think your Wells Fargo password "m1p.5AsGs9LXo_WF" is? Less than 12486848 years. That goes from the realm of password cracking to some guy typing out all the abbreviations he can think of for Reddit or Twitter.
In case you're wondering, Wells Fargo will not accept "m1p.5AsGs9LXo_WF" as a password - too long!