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What I wish I knew before moving to San Francisco

jasonevanish.com

31–40 of 573 posts

Re: What I wish I knew before moving to San Francisco

#31
I haven't been here for very long, but I can't say it's a "common sight" to see flip phones at coffee shops. :)

On a more serious note, I have to agree with the bit about being a "pro-dog" city. I am constantly amazed at the number of dogs on the Muni, dogs in parks, dogs tied up outside of stores/restaurants, etc.

Re: What I wish I knew before moving to San Francisco

#32
post #11

OP, did you honestly not know how expensive it was, as well as a few of these other points in the article? I would be shocked if that's the case. Most of the items in the post are pretty well-known things about the San Fran area. More or less, the title is a bit of link bait, and I doubt most of you don't already know these things about San Fran (or the bay area, for that matter).

When I first moved to the Bay Area, I got a 40% pay increase, but I calculated at least a 50% increase in cost of living (coming from Salt Lake City), and that was moving to the East Bay. Some days I'm sad I moved away (Denver), other days I'm happy to own a home for a lower payment than my rent in the Bay Area.

I got a 75% increase, and I was making a decent (high 5 figures) wage for where I came from. My wife, who is sorta non-tech (she's a project manager) eeked out a 20% increase.

For me, expenses are definitely up. And things like rent are a far bigger percentage of my pay than they once were. As a whole, my savings is a lower percentage but still a much higher dollar amount.

Edit: It took me some time to realize what kind of negotiating position i was in. If you're a software engineer, unless you die to work in a seed-round startup, you can get paid. I find that people think the median is lower than it actually is. I'd put it around 120-140k.

Re: What I wish I knew before moving to San Francisco

#33
post #11

OP, did you honestly not know how expensive it was, as well as a few of these other points in the article? I would be shocked if that's the case. Most of the items in the post are pretty well-known things about the San Fran area. More or less, the title is a bit of link bait, and I doubt most of you don't already know these things about San Fran (or the bay area, for that matter).

When I first moved to the Bay Area, I got a 40% pay increase, but I calculated at least a 50% increase in cost of living (coming from Salt Lake City), and that was moving to the East Bay. Some days I'm sad I moved away (Denver), other days I'm happy to own a home for a lower payment than my rent in the Bay Area.

The nice thing about having both pay and cost of living go up: when everything gets more expensive, it becomes that much more effective to live frugally, and you still get a net increase. For the example you gave, if you get a 40% pay increase and your cost of living goes up by 50%, that's still a net win as long as your previous cost of living started out as less than 80% of your income.

This graph shows you the percentage increase in your income after expenses for that situation, as a function of the percentage of your income you currently spend: https://www.wolframalpha.com/input/?i=graph+%28%28100*1.4+-+...

Re: What I wish I knew before moving to San Francisco

#34
post #11

OP, did you honestly not know how expensive it was, as well as a few of these other points in the article? I would be shocked if that's the case. Most of the items in the post are pretty well-known things about the San Fran area. More or less, the title is a bit of link bait, and I doubt most of you don't already know these things about San Fran (or the bay area, for that matter).

When I first moved to the Bay Area, I got a 40% pay increase, but I calculated at least a 50% increase in cost of living (coming from Salt Lake City), and that was moving to the East Bay. Some days I'm sad I moved away (Denver), other days I'm happy to own a home for a lower payment than my rent in the Bay Area.

[deleted]

Re: What I wish I knew before moving to San Francisco

#35

> I have no idea how anyone who isn’t working in a high tech role that pays an above average salary can live here. I wondered that too. Anyone care to share how to get by with a non-tech salary in the bay area?

The same way they do in every large city - they sacrifice. They get roommates and do more with less. They live in places that are shunned by others because of industry or crime. At least, that's what I see here in NYC. It shocked me how someone could sell fruit and still live here. But they do it.

Re: What I wish I knew before moving to San Francisco

#36
post #13

>The most crushing aspect I saved for last though. Taxes here are significantly higher than I’ve experienced anywhere. This means you’re squeezed both on your take home pay and your expenses. ...and some weirdness means they don't spend that money on roads, so the road surfaces are lousy . Maybe I've been spoiled by our great road surfaces in UK.

Compared to the US in general? Probably.

Though it's surprising that even a temperate US city would have dodgy road surfaces. In the north and northeast, it's at least understandable with our winters and the multiple freeze/thaw cycles we usually see before spring.

Re: What I wish I knew before moving to San Francisco

#38
"Meanwhile, here, no matter what you’re doing, those you meet will almost always be in finance or startups."

Well, except for the taxi drivers, the restaurant workers, the police, the teachers, the students, the grocers, the bike messengers, the lawyers, the house cleaners, the fire fighters, the ...

Re: What I wish I knew before moving to San Francisco

#39
post #31

I haven't been here for very long, but I can't say it's a "common sight" to see flip phones at coffee shops. :) On a more serious note, I have to agree with the bit about being a "pro-dog" city. I am constantly amazed at the number of dogs on the Muni, dogs in parks, dogs tied up outside of stores/restaurants, etc.

Seattle is the same way -- there are more dogs in the city than children --

http://www.seattlemag.com/article/seattles-dog-obsession

Re: What I wish I knew before moving to San Francisco

#40
post #13

>The most crushing aspect I saved for last though. Taxes here are significantly higher than I’ve experienced anywhere. This means you’re squeezed both on your take home pay and your expenses. ...and some weirdness means they don't spend that money on roads, so the road surfaces are lousy . Maybe I've been spoiled by our great road surfaces in UK.

Here in Oregon we have less than half the taxes of California, and yet we have well-maintained roads (to the point of joking that the state flower is a traffic cone), and well-maintained everything else. And the state doesn't gripe about not having enough money nearly as often (and when they do it doesn't make the national news). The state even (by law) gives back any excess tax revenue they collect each year, though the state legislature puts a measure on every major ballot to try to prevent that (and it thankfully always fails).

I genuinely wonder what California has done so differently to end up doing so badly when they have twice as much tax revenue per person.

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