You need to stop targeting companies without established bug bounties that allow penetration testing, or you’re going to go to jail.
Hacking is hacking. If they wish to risk it, what's your problem?
They know the risks. Everyone knows hacking is illegal. Same with selling drugs; illegal yet folk do. Same premise. Get caught; no sympathy given.
"People may get hurt"? $country throw folk in to war; it's a harsh world we live in.
Bug bounty's are only the new norm because the younger audience want validation and compensation for their skills or that companies are being cheap to ensure security.
During my era of internet bug bounties were non-existent. You either got hired or you went to jail.
In my case I got fired from a bank accidentally boasting that I could replace printer status messages with "Out of Ink - please insert more blood". Granted I was 17.
Being banned from using any computer at school for discovering a DCOM exploit using Windows 98 Help resulting in being denied from doing my IT GCSE and from two colleges.
Or being doxxed by another hacker group for submitting their botnet to an AntiVirus firm. Good times, a living nightmare for my parents.